Mile High Money with Adam Moeller

We've all heard that people spend more time planning a two-week vacation than they do planning 30+ years of retirement. But retirement today looks very different from a generation ago—people are living longer, facing higher healthcare costs, and dealing with more market volatility. Today, we're focusing on the five areas that truly matter to make sure your wealth supports your vision Reach o...

We all have a money personality — whether you're the spreadsheet samurai, the ‘treat yourself’ type, or the classic under-the-mattress saver. But just like in marriage or faith, self-awareness is half the battle. In this segment, we’re pulling back the curtain on everyday money habits that can either build a bulletproof retirement or slowly erode it from within. The truth i...

In this episode of Mile High Money, Adam Moeller and Jackie Selby discuss various aspects of retirement planning, including the impact of interest rates on financial strategies, the importance of income replacement, and modern approaches to pension maximization. They emphasize the need for personalized financial planning and the benefits of annuities as a safe investment option. The hosts also add...

There’s a rising trend of folks walking down the aisle (or at least moving in together) in their 60s, 70s, and beyond. Whether it’s after a “gray divorce,” widowhood, or just a well-timed spark, more retirees are coupling up again. But joining hearts later in life also means joining assets, health plans, beneficiaries, adult kids, and emotional baggage—and that’...

Generation X has long been called the “forgotten middle child” of the retirement conversation. Sandwiched between Boomers and Millennials, they’ve quietly carried the weight of aging parents, growing children, and a retirement system that shifted beneath their feet. But here’s the big milestone: in 2025, the youngest Gen Xers are turning 60. The window for retirement planni...

Let’s rewind to 1995 for a second: Friends was on TV, Alanis Morissette was questioning irony, and gas was $1.15 a gallon. Back then, a million bucks felt like more than enough to coast through retirement, bonds gave you real yield, and the 4% withdrawal rule was gospel. But fast-forward 30 years and—spoiler alert—those assumptions don’t hold up. Markets have changed, inter...

Think about that old annuity you bought years ago—back when interest rates were scraping the floor and “modern features” were just marketing buzzwords. A lot has changed since then. Rates have jumped dramatically since early 2022, meaning new contracts—whether fixed, multi‑year guaranteed annuities, or even fixed indexed annuities—could offer payouts far richer than w...

We often assume we’re on track for retirement—after all, we’ve got a 401(k), maybe a pension, Social Security coming someday... so we must be covered, right? Well, not exactly. Let’s break down a few of the most common misconceptions that could derail retirement if you're not careful. Reach out to Adam at 800-467-0737 or https://myajmfinancial.com See omnystudio.com/listene...

In this episode of Mile High Money, Adam Moeller discusses the essential elements of retirement planning, emphasizing the importance of having a clear vision for retirement, understanding income strategies, and the role of independent advisors. He highlights the impact of inflation and healthcare costs on retirement savings and provides insights into managing pensions and social security. The conv...

This conversation delves into various financial strategies, focusing on the importance of understanding the differences between saving and investing, the impact of recent tax changes, and the benefits of phased retirement. The discussion also covers the role of annuities, legacy planning, and navigating life insurance options, providing listeners with actionable insights to enhance their financial...

In this episode of Mile High Money, Adam Moeller discusses the concept of financial independence, emphasizing that it is not solely about wealth accumulation but about having the freedom to live life on one's own terms. The conversation covers various aspects of retirement planning, including market trends, investment strategies, the importance of managing 401(k) accounts, and tax strategies for r...

In this episode, Jackie Selby and Adam Moeller discuss the common financial mistakes that Baby Boomers make as they approach retirement. They explore the limitations of Social Security, the importance of early retirement savings, the rising healthcare costs, and the need for effective risk management in investments. The conversation emphasizes the necessity of having a comprehensive financial plan...

In this episode, Jackie Selby  and Adam Moeller discuss the common financial missteps individuals make and how to recover from them. They emphasize the importance of understanding risk, especially as one approaches retirement, and the need for effective financial strategies. The conversation also highlights the significance of building financial resilience and creating a stress-free retiremen...

In this conversation, Jackie Selby  and Adam Moeller  discuss the intricacies of retirement planning, emphasizing the importance of having a financial plan tailored to individual needs. They explore common misconceptions about retirement spending patterns, the significance of long-term care planning, and the benefits of working with a fiduciary advisor. The discussion highlights the need...

In this episode of Mile High Money, Adam Moeller discusses the journey to retirement, emphasizing the importance of planning and understanding the various stages of retirement. He outlines the pre-retirement phase, the launchpad of retirement day, the honeymoon phase, and the subsequent stages of disenchantment and stability. Adam highlights the significance of having a financial strategy to navig...

In this conversation Jackie Selby and Adam Moeller discuss the realities of retirement, emphasizing that many retirees are experiencing better outcomes than expected. They explore the importance of planning, building multiple income streams, and the need for predictable income in retirement. The discussion also covers the significance of consolidating retirement accounts, maximizing contributions,...

In this episode, Jackie Selby and Adam Moeller discuss various economic indicators that can inform retirement and income planning. They explore both conventional and unconventional indicators, such as the lipstick index and the cardboard box index, and how these can signal economic health. The conversation also delves into market volatility, the importance of having a financial safety net, and eff...

In this episode of Mile High Money, Jackie Selby and Adam Moeller discuss the critical aspects of retirement planning, emphasizing the importance of realistic assumptions and the need for a solid financial team. They explore common misconceptions about market performance, the risks of relying on stock and bond returns, and the reality of working past retirement age. The conversation also covers st...

n this episode of Mile High Money, Adam Moeller  discusses the challenges and strategies for navigating market volatility, especially for those nearing retirement. He emphasizes the importance of having a solid financial plan, understanding risk management, and the need for a diversified investment strategy. Adam also shares insights on the current economic outlook and the significance of wor...

In this episode of Mile High Money, Jackie Selby and Adam Moeller discuss the current economic climate, addressing concerns about a potential recession and its implications for retirement planning. They emphasize the importance of having a financial plan, especially in light of recent market volatility. The conversation covers strategies for wealth accumulation, asset protection, and the significa...

In this conversation, Jackie Selby and Adam Moeller discuss the intricacies of retirement planning, emphasizing the importance of not just saving but also keeping money through strategic tax planning. They explore the current market volatility, the emotional pitfalls of investing, and the necessity of having a financial game plan. The discussion also delves into the implications of rising taxes an...

In this episode of Mile High Money, Adam Muller discusses the current financial landscape, focusing on market volatility, tariffs, and the global economic slowdown. He emphasizes the importance of having a financial plan in place to navigate these challenges and offers insights into investment strategies, including the impact of interest rates on retirement planning. The conversation highlights th...

In this conversation, Adam Moeller discusses the importance of strategic financial planning for retirement. He emphasizes that consistent investing, tax planning, and risk management are crucial for a successful retirement strategy. The conversation also highlights the need for a comprehensive approach to financial planning that addresses individual needs and circumstances, ensuring that retirees...

This conversation explores the multifaceted aspects of retirement planning, focusing on the transition to retirement, financial planning strategies, healthcare costs, tax implications, and considerations for self-employment. The discussion emphasizes the importance of having a comprehensive plan to navigate the complexities of retirement, including managing investments, understanding healthcare ne...

In this episode of Mile High Money, Adam Moeller discusses the complexities of retirement planning, emphasizing that the amount needed for retirement varies greatly among individuals. He highlights the importance of understanding income streams, managing expenses, and planning for healthcare costs, including long-term care. Adam also stresses the need for a comprehensive financial plan that includ...