Midway Business Podcast

In the latest podcast, Butch Zemar tackles the ever-evolving landscape of Human Resources (HR) in small and mid-sized companies, shedding light on the intricacies of adapting to external factors like the Affordable Care Act while navigating shifting client demands and ethical considerations. The episode begins with Butch delving into the transformation of HR strategies, driven by legislative chang...

In this episode, Butch Zemar explores the importance of leveraging technology and implementing cost-containment strategies in the healthcare industry, particularly for middle-market companies. He emphasizes the need to embrace automation in benefits enrollment, ensure accuracy, and prioritize HR and benefits compliance. Here's a breakdown of the discussion: Introduction: Butch Zemar underscores th...

In this episode, Butch Zemar reflects on the significance of support roles in the military and the challenges military veterans encounter during their transition to the civilian workforce. He emphasizes the importance of discipline, teamwork, and support in both military and civilian contexts. Here are the key points discussed: Introduction: Butch Zemar shares his military experiences, highlightin...

In this episode, Butch Zemar delves into the intricate dynamics of the broker-employer relationship in managing employee benefits. He addresses common misconceptions among employers regarding the role of brokers and emphasizes the significance of clear communication and understanding of responsibilities throughout the year. Here are the key insights: Introduction: Butch Zemar sheds light on the co...

In this episode, Butch Zemar dives into the pressing challenges faced by midsize companies in managing healthcare costs and benefits. He sheds light on crucial strategies and proactive approaches that can help mitigate these challenges and drive cost-effective solutions. Here are the key takeaways: Introduction: Exploring the complexities of managing healthcare costs and benefits for midsize compa...

Kate Dileo is no stranger to us on the podcast and marketing of your company's brand. Success is achieved by adopting methodologies that are the least resistant to revenue. Listen in to Kate as she shares more on the Brand Trifecta, your playbook, and how you can gain access to her program at your own pace.  For more information about the Brand Trifecta program, please visit Brandtrifecta.com . Yo...

In this episode of the Zemar Podcast, Butch Zemar discusses strategies for saving employers money on health insurance. Ken Wosczyna joins him, and they delve into various topics related to healthcare costs, renewals, self-funding, and employee incentives. Connect with Ken Wosczyna on LinkedIn .  For more information, please contact us at  EliteBenefits.net  or call 708-535-3006.

In this episode, host Butch Zemar is joined by Grayson Owen to delve into executive disability insurance (DI) topics. Grayson, a specialist in individual disability insurance, shares insights on bridging the gap in coverage for executives and business owners. With extensive experience in the insurance industry, Grayson emphasizes the importance of addressing gaps in coverage to protect individuals...

Key Points: Affordable Healthcare: Many seek cheaper healthcare options but overlook opportunities to save money. Generic Drugs: Despite their potential affordability, generic drugs aren't always priced as such. Provider Discounts: Providers may resist offering PPO discounts for cash payments, impacting affordability. Financial Accountability: Healthcare isn't an unlimited credit card, urging for...

Nobody cares... Just do your job. The world we work in has become mediocre at best. We become lazy and complacent in our craft. We need to do better.  Ignorance is bliss. But don't use it as an excuse.  The odds are not in our favor in this fight. Even the insurance companies and providers are gaming the system. Start taking responsibility for things and do the work.    For more information, pleas...

Be the outlier. Most outliers in history only stepped up when they felt they had to take action. They would have said no if you asked them before that situation happened. Leaders are stepping up every day to make positive changes. This occurs in war, sports, and business.  We took a trip down history when outliers in the health insurance world stepped up to make things better for all. Industry out...

Most employers and CFOs are shooting with a bad eye. They keep missing their targets. Change your tools to work with your good eye.  Healthcare customer service is rated the worst. Big names don't change anything. Why? Check this out. There is no return on their investment, but they will still make money—a lot of it. No accountability up and down the chain. It's explained here in this podcast.  Li...

Running a business can be challenging, especially to turn a profit. Think for a moment that you pay back all your debt, have cash in the bank, and can take profits and do whatever you want with the money.  Rachel Siegel from Go Figure Accounting joins us with ideas about building higher profits than you imagined possible. Listen in as Rachel shares some of the frameworks needed to achieve higher p...

Most owners, CFOs, and HROs don’t want to invest the time in a benefits renewal to save money. They demand it; they think they control it, but they have no leverage. What if you were paid $16,000 per hour to invest time in your benefits renewal? That’s more than anyone is paid, especially those responsible for the company benefits program and the company's financial well-being. If the ROI on the t...

Hospitals do not depend on government-funded health plans. Employers are the driving force due to health plans overpaying for healthcare. Nearly double! At the same time, employees pay 20% more for healthcare out of the paycheck, meaning they take less home.  Listen in as we dive into cost analysis, which shows that only 26% of CFOs look for new ways to control costs. Three-quarters of CFOs should...

Businesses make mistakes when it comes to advertising. They miss the opportunity to connect with their potential buyers. Join Butch with an interview with Donny Byrant Jr., Financial Copywriter and Copy Consultant, where we talk about taking your business to the next level in gaining attention from potential prospects.  You can find Donnie Bryant Jr. on LinkedIn , or visit Donnie-Bryant.com For mo...

Are you willing to go through the much-needed work to have better outcomes? Lester J. Morales from Next Impact joined us to discuss the Transparency Movement. Employers all over the country have been viewing the benefits the same since the beginning of time. It is time advisors need to do a better job. The current model doesn't allow for transparency. Now is the time to start asking the harder que...

Dan Edison joins us on the mic to share his hockey journey, the connections, and his purpose for funky socks! Hockey is a unique sport. You have instant connections that make friends for life. Dan shares more than just hockey; he shares passion with purpose. The passion for the sport, the kids of the youth hockey community, and the Chicago Diabetes Project.  Dan gears up for the Chicago Marathon 2...

Are employees leaving your company? Benefits programs are tough to tangle. You might be on the wrong path. You may need a new compass.  You can see if you are off your target with the right updated tools.  In this podcast, you will learn not only how to use a real compass, but to see if you are off on your own target or goal for your benefits program. If you don't correct your course soon, you wil...

Many of us are overwhelmed with happiness when we are around Justin Schmick. He is known to buy a beer and give a high five or two. His daily viral dad joke videos have created an outreach beyond any small-town insurance agent's imagination. Justin shares with us the day he went viral on the internet and how he started an insurance agency. Justin's story is inspirational by hard work and laughter....

Perception is usually our reality. But is it?  For years we are given a false reality of our Benefits Program based on how we are taught to perceive it. CFOs who have skin in the game knows they cannot control what they don’t see. Others just avoid it. Benefits costs are going to double in the next seven years. Are you ready? Ask your CFO if they forecasted a budget to meet the demands of the spir...

Hockey players are cut from a different cloth. In this podcast, @Ken Wosczyna shares with us about goals, risks and rewards, teamwork, and being disciplined. Join us and learn how being a hockey player has helped businesses have more predictable renewals.  To reach out to Ken Wosczyna, reach out on LinkedIn:  https://www.linkedin.com/in/ken-wosczyna For more information, please contact us at  Elit...

The game has changed again. Employers and C-suite executives, roll up your sleeves. You now have more financial skin in the game. You could be sued or penalized for taking the status quo benefits renewal.  What is your plan to take responsibility to avoid setbacks, make costs reasonable, and provide better benefits for your employees? In this episode, you will need to step up your game, Mister CFO...

Fire your CFO! If your CFO is not sitting at the table with the benefits broker/consultant and HR, then they should be fired. Why? They are letting the health carrier, or even the broker/consultant, charge too much for a benefits package.  The proof is in the data. Where is your data?  Listen to this podcast and discover how deep the data can go for the renewal. We even review broker compensation...

Ever wonder what it takes to make the professional leagues in baseball? Meet Troy Viola. Despite the setbacks from Covid and an injury in his first professional league game, Troy is disciplined to come back and be a leader on his team. Troy knows something about discipline and hard work, which shows on the baseball field. Whether it’s focusing on your swing or defense, Troy sees the light in profe...