Michael Garza

I am an absolute sell out and have decided to make a reaction video to the latest Millennial Money episode. As you are all aware, I cannot stand most of these Millennial gurus, except Andrei Jikh, he actually teaches sound investing practices on his channel along with Graham Stephan.  When it comes to Meet Kevin and Jeremy, I believe they are the biggest hack jobs in the history of money guru...

I am all about helping you get your finances straight even to the point of cumming :)

#Success #Happiness #Wealth #Fulfillment #Life The one thing I know most of all is I can pull happiness out of myself with no problem. Mainly because I know I am lucky to be alive and to be human, what are the odds? That is enough for me to smile and continue to live my life the way I want to live it.  I learned recently it is great to focus on what you are doing more than anything else. We a...

#CapitalOne #COF #CreditCards #Stocks #Investor #Invest This company is by far one of my favorites because they treat their customers right. I know this from experience as they are one of the few credit card companies to accept me for one of their cards, even with my initial shitty credit.  I believe this company is an honorable one and not only do I have them in my wallet, I always try and h...

#ADP #AutomaticDataProcessing #Stocks #StockMarket #Investing #Company Automatic Data Processing I am a firm believer in ADP and know it is one of the best payroll companies out there while being the most widely used.  Even though I am a huge Index Fund guy, I still think it is important to own a piece of a really strong company. ADP is that company and it would be wise of you to add it to yo...

#IndexFund #SP500 #Investing #Stocks #ETFS #Companies As you all know, I have been pretty tough on a lot of the new blood in the markets, and by new blood, I mean all the new investors in the market who keep pumping up the S&P500. Only time will tell when the bubble will actually pop, but until then, you can always find ways to protect yourself from the inevitable. Like betting against the mar...

#Invest #Investing #Freak #Stocks #Gold This is a weird video for me because thinking like a freak is something I do naturally whereas most people are afraid of the social stigma associated with not being an average person. I eat, sleep, breathe investing and it has paid off immensely due to how extremely obsessed I am with it.  You must do more than normal people and be labeled as dangerous...

#Investing #IndividualStocks #ETFs #IndexFunds #Stocks I am all about S&P 500 & Nasdaq index funds and will continue to promote them all night long. One should still be fond of individual stocks and if you have a plethora of great companies in your portfolio that pay a safe dividend then who needs an index fund. Hell, pick up to 25 of the best companies you can find and buy at least one sh...

#Crypto #Bitcoin #Investing #Cash #Finance I have a problem believing cryptocurrencies will replace physical money. I think they can work hand in hand but I think Bitcoin will not have the global impact everyone is claiming over the long term.  I know Bitcoin has value as a digital currency and it is highly usable and pretty darn transparent. However, you must realize it is not enough of a fo...

#Altcoins #Crypto #Bitcoin #Ether #CryptoCrash #MarketCrash No wonder there has been a crash in the crypto market. Bitcoin and Doge have been the leaders of the crash, mainly because they have been pumped up so heavily, and the bag holders are paying dearly for it right now.  The best way to play the crypto market at this point is to purchase bitcoin while it is dipping and keep tacking onto...

There are plenty of reasons to write down your high goals and big thoughts, and one of the main reasons is you get to program your subconscious to seek out opportunities that will lead you towards the big goal or target.  Donald Trump & Bon Jovi taught me both of the concepts listed in the title of this video. Trump taught me to think big and Bon Jovi taught me to write my life in pencil...

If you have YouTube Premium or the free version, love audio books, but don't want to purchase an Audible subscription, then utilize the incredible library of audio books nestled in the depths of YouTube.  I am an audio book freak especially when there is a book I cannot find in physical form at Goodwill or online in a pdf format. I always go to YouTube for my audio book needs and I will go ov...

I have plenty of reasons to be all in on stocks and the main one is that you can insure your position with put options if your position is an extremely large one and could potentially fail due to market volatility.  You should have other assets than stocks but I believe it is best to have an asset you obsess over and are actively involved in.

Since volatility is a constant in the stock market, how come more people don't play around with it?  I am always playing with volatility, mainly in the way a hedge-fund would play with it.

I would write a piece titled "We Are All Fucked" but that would be a little too pessimistic for my tastes. The government has created so many economic problems and thinks it can fix these problems by printing excessive amounts of money and diluting the value of the US Dollar.  I will seriously be shocked if a great depression does not happen because of this. I am short the market for the most...

I know a lot of you people invest in questionable penny stocks, which isn't always a bad thing if the company you invest in shows potential upside.   But what if things go wrong and the company goes bankrupt or has shitty earnings for awhile? This is where put options that expire after 6 months can really come in handy to keep your position protected. 

Terry Stotts is a trash ass coach and I think him getting fired has been a long time coming. We are one of the most mediocre teams because Stotts is the epitome of mediocre.

I have never been a fan of cash for the sole fact it has not been backed by gold since the 70s.  There comes a point when you have to accept the fact that the buying power of saved cash over time is less and less.  I am here to encourage you to rack up on assets like stocks, real estate, gold, silver, ect. I understand you have been trained by your parents to save money and have a 401k....

This will be a fun topic and I have been putting it off for a while.   In summary, I think public educations ruins the mind, college education is not what it used to be, and you should heavily invest in your personal education.   Learning a trade like welding has major advantages and I would say a trade school is the perfect fit for most people. Especially if you don't want to...

I love the hatred all the Reddit fools have for the hedge-funds thinking they are responsible for all the doom and gloom in the world. The problem is not the hedge-funds, it's the individual investor and the foolish ways they invest in the market.  I hope my generation of millennials realize how dumb it is to be optimistic about every company especially the crappy ones like GameStop & AMC...

I am still preparing for one of the craziest market crashes of our time and I highly advise you to prepare as well.   Michael Burry said it best, the market is dancing on knifes edge which means we need to hedge our bets against this over inflated market filled with too many buyers and not enough sellers.  The P/E ratios you see on the S&P 500 Index Funds like the VOO and SPY pa...

I am so stoked about this and it is super totally 100% not clickbait. Meet Kevin follows me and listens to all of my advice, as he should, which is why he made all of his online courses absolutely free!  #MeetKevin #AndreiJikh #Stocks #AMC #GME * * meet kevin,meet kevin amc,meet kevin governor,meet kevin stimulus,meet kevin live,meet kevin stocks,meet kevin child tax credit,meet kevin real es...

No one knows when interest rates will go back up, but when they do, this will make borrowing money way more expensive. Businesses and Consumers will cut back their spending which will in turn cause lower earnings for multiple companies and force stock prices lower.  Stocks are already over valued, and all it takes to make them crash is the fed raising their interest rates higher. The stock ma...

So treat it like one! I see everyone selling off Bitcoin and other cryptos out of pure panic while I am hanging out on Robinhood racking up $10 worth of bitcoin per $1000 to $2000 drop in the price of the product.  And hell to the fucking no to Dogecoin. I am not a fucking idiot like 100% of the r/wallstreetbets with their diamond hands, I mean diamond chodes. Tags: bitcoin, bitcoin live, bit...

I have not been a fan of Terry Stotts for the longest time. He is not an inspiring coach and he always seems so emotionally dead inside. He can't will his team to the finals through good coaching and makes tons of excuses on why they can't win. I can't stand it man. I want a coach with some spark and fire in their eyes who can rally the team and inspire them to win a championship. The Portland Tra...