Medicare School Daily

Taking Social Security early while still working might sound like a great idea — but there are some important trade-offs you need to understand. In this episode of Medicare School Daily, we break down the pros and cons of working while collecting Social Security before full retirement age, how your income can impact your benefits, and what to watch out for before making that decision. We’ll also o...

Should you take your Social Security retirement benefits at 65… or wait until 67? In this episode of Medicare School Daily, we break down the key differences between taking your benefits earlier versus waiting, and how that decision can impact your monthly income over time. We’ll walk through how timing affects your benefit amount, what trade-offs to consider, and how this decision fits into your...

Waiting until your health declines to get a supplemental plan might seem like a reasonable strategy… but it can create serious limitations you may not see coming. In this episode of Medicare School Daily, we break down why timing matters when it comes to Medicare Supplement coverage, what can change once your health status shifts, and why many people find themselves with fewer options than they ex...

There’s been a lot of talk around “TrumpRx” — but what does it actually mean for your prescription drug costs on Medicare? In this episode of Medicare School Daily, Marvin & Josh Musick break down what’s being proposed, what’s being said, and what it could mean for how medications are priced and covered moving forward. We’ll walk through how drug costs work under Medicare today, where potentia...

Working while receiving Social Security comes with rules — and in 2026, there are some key things you need to understand to avoid surprises. In this episode of Medicare School Daily, we break down the rules around working and collecting Social Security, how income can impact your benefits, and what to watch for if you’re planning to keep working while receiving payments. We’ll also open the phone...

Selling real estate while on Medicare might seem unrelated to your coverage — but it can have a bigger impact than most people expect. In this episode of Medicare School Daily, we break down how certain financial decisions, like selling a property, can affect your Medicare premiums and why some people end up paying significantly more than they planned. We’ll walk through how income is viewed for M...

A major overhaul to the Social Security system officially began on March 7th — and it’s one of the biggest operational changes we’ve seen in years. In this episode of Medicare School Daily, we break down what’s changing behind the scenes, why this update was necessary, and what you should expect moving forward. With millions of people applying for Social Security and Medicare benefits each year, t...

Getting certain medications approved has been one of the biggest frustrations in healthcare — but a new AI tool may be starting to change that. In this episode of Medicare School Daily, we break down how this new technology is speeding up the approval process for prescriptions and what it could mean for people on Medicare. As prior authorizations and drug approvals continue to be a major pain poin...

A surprising number of people approaching Medicare are planning to make the same costly mistake — and most don’t realize the risk until it’s too late. In this episode of Medicare School Daily, we break down a shocking statistic that could impact your healthcare coverage in a major way. We’ll walk through what’s really happening, why so many people are leaning this direction, and what you need to u...

Trying to decide between Plan G and Plan N? You’re not alone — and the choice can have a real impact on your costs and coverage over time. In this episode of Medicare School Daily, we break down the key differences between these two popular Medicare Supplement options and make the decision process simple. We’ll walk through how each plan works, what you might expect to pay, and how to think about...

Supplemental plan costs can add up over time — but there may be ways to reduce what you’re paying without sacrificing the coverage you rely on. In this episode of Medicare School Daily, we break down smart strategies for lowering your Medicare Supplement (Medigap) costs, what options you may have depending on your situation, and what to consider before making a change. We’ll also open the phone li...

There’s a lesser-known benefit — often around $25 per month — that more and more seniors on Medicare are starting to take advantage of… but most people don’t fully understand what it is or how it works. In this episode of Medicare School Daily, we break down what this benefit actually looks like, who it may be a fit for, and why it’s becoming more common among people on Medicare. We’ll also talk t...

When it comes to Medicare, even doctors have to make a choice — and many of them tend to lean the same direction. In this episode of Medicare School Daily, we break down the type of Medicare coverage that doctors often choose for themselves and why. We’ll walk through the thinking behind that decision, what it means for flexibility and access to care, and whether that same strategy makes sense for...

Dental coverage is one of the most common questions people have when they move onto Medicare. In this episode of Medicare School Daily, we talk about the best ways to add dental coverage when you’re on Medicare, what your options typically look like, and what to watch out for when comparing plans. We’ll also open the phone lines and take calls live, so you can hear real Medicare questions from vie...

What happens if your doctor prescribes a medication and your Medicare Part D plan doesn’t cover it? In this episode of Medicare School Daily, we break down the options you may have if a new prescription isn’t included in your drug plan’s formulary. We’ll talk about possible alternatives, coverage exceptions, and what steps you can take to avoid paying the full cost out of pocket. We’ll also open t...

Some people are automatically enrolled in Medicare, while others must sign themselves up — and misunderstanding the difference can lead to delays, coverage gaps, or even lifetime penalties. In this episode of Medicare School Daily, we break down the key rules behind automatic enrollment versus self-enrollment into Medicare, including when Medicare signs you up automatically, when you need to take...

There’s been growing talk about pre-authorizations potentially coming to Original Medicare — but what does that actually mean, and how could it affect your healthcare? In this episode of Medicare School Daily, we break down what prior authorization is, why it’s being discussed for certain Medicare services, and how it could change the way some care is approved under Original Medicare. We’ll also o...

In this episode, we explain the key to avoiding the most common lifetime Medicare penalties and why so many people accidentally trigger them. From enrollment timing to understanding when you can safely delay coverage, knowing the rules ahead of time can save you thousands of dollars over the years. We’ll also open the phone lines and take calls live, so you can hear real Medicare questions from vi...

Not everyone approaches Medicare the same way. Some people want the lowest monthly cost possible, while others are willing to pay more each month for greater protection and predictability. In this episode of Medicare School Daily, we break down the difference between low-budget and high-budget approaches to Medicare coverage, and what each strategy can mean for your out-of-pocket costs, flexibilit...

During today's Medicare School DAILY, we break down exactly how to compare Medicare Part D and Medicare Advantage drug plans so you can find the one that saves you the most money. Whether you're enrolling for the first time or thinking about switching plans during Open Enrollment, we'll walk you through the step-by-step process to evaluate your options based on YOUR specific prescri...

The new $2,100 Medicare Part D cap sounds simple… but how does it actually work in real life? In this episode of Medicare School Daily, we break down what the $2,100 out-of-pocket maximum really means for your prescription drug costs, when it applies, what counts toward the cap, and what doesn’t. We’re also opening the phone lines and taking calls live, so you’ll hear real questions from real peop...

In this episode of Medicare School Daily, we’ll break down how the Special Enrollment Period works, when to submit your Part B paperwork, how employer forms are handled, and how to transition from group coverage to Medicare smoothly and strategically. Then, we'll take live calls and answer real questions from viewers, so you can hear how these situations play out in real life. If you’re on Me...