Medicare Moments

Medicare now covers the Shingles Vaccine at no out of pocket cost to you! Find out about Medicare Part D and Medicare Part B and what is covered, such as Hepatitis B, Influenza and Pneumococcal vaccine shots. Questions? Call Toni at 832-519-8664, or write info@tonisays.com and visit www.seniorresourcebooks.com for your free Medicare Prescription Drug Survival Guide and other free E-books.  See omn...

Medicare is complicated, and confusing, but Toni King makes it easy to understand. Today Toni talks about Medicare Parts A, B, C & D, Original Medicare, Medicare Advantage Plans, and so much more! Be sure and share this podcast with your friends! You can reach Toni at 832-519-8664, or write: info@tonisays.com , or visit seniorresource.com to buy Toni's book - The Medicare Survival Guide Advanc...

RMD = Required Minimum Distributions and in this episode we discuss how RMD's can impact your Medicare premium. In this episode you will learn about Life Changing Events and how Medicare adjusts your premium. Learn about MAGI and IRMAA and the SSA-44 form. Great Toni Tip - how to make sure that you pay the proper amount for Medicare - based on your most current income. Questions? Call Toni at 832-...

According to the US Census 10,000 Americans a day turn 65. Are you ready for Medicare? Don't put it off - or you could be penalized. In this Podcast, Toni discusses the Medicare enrollment window when you are ready to turn 65. Toni explains how it begins at www.ssa.gov or by calling  or by calling Social Security at 800-772-1213 You need Toni's book, visit www.seniorresource.com or www.tonisays.co...

If you are on a COBRA plan, make sure that you enroll in Medicare Part B within eight months of starting COBRA. Toni says that it's best to enroll right away in Medicare Part B - because you will save a potential lifetime penalty. Toni covers this in Chapter 1 of the Medicare Survival Guide, Advanced Edition which is available at www.seniorresource.com Questions for Toni? Call 832-519-8664 or visi...

It can happen! This persons claim was not paid by Medicare. Calling the Medicare Benefits Coordination and Recovery Center at 855-798-2627 can help. Toni King is the author of the Medicare Survival Guide Advanced Edition. Visit www.tonisays.com , or call 832-519-8664 to speak with Toni King, America's Medicare Expert!  See omnystudio.com/listener for privacy information.

Bob Carlson, author of the new book:  Retirement Watch, The Essential Guide to Retiring in the 2020's is Toni King's Special Guest in Part 2 of this 2 part Medicare Moments! See what Bob has to offer at www.retirementwatch.com , where you can sign up to receive Retirement Finance Tips with his free text alerts. You can contact Retirement Watch at 800-552-1152. Medicare advice from Toni King is ava...

Bob Carlson, author of the new book:  Retirement Watch, The Essential Guide to Retiring in the 2020's  is Toni King's Special Guest in Part 1 of a 2 part Medicare Moments! See what Bob has to offer at  www.retirementwatch.com , where you can sign up to receive Retirement Finance Tips with his free text alerts. You can contact Retirement Watch at 800-552-1152. Medicare advice from Toni King is avai...

Toni shares how to enroll in Medicare when turning 65 years old. How to open a Social Security account on line, and the Medicare enrollment window. Questions? Call Toni at 832-519-8664, visit www.tonisays.com and buy Toni's book the Medicare Survival Guide, Advanced Edition at www.seniorresource.com  See omnystudio.com/listener for privacy information.

Power of Attorney, Medical Power of Attorney & more are discussed on this edition of Medicare Moments. No matter your age - you need these documents. Listen for several important tips from Toni, and remember that each state has different laws, so be sure to check and plan accordingly. Toni is available at 832-519-8664, call any time.  See omnystudio.com/listener for privacy information.

Everyone receives injections from time to time. Whether your injections are for allergies or for a therapy that requires regular doctor visits, make sure that your medical provider properly codes your injections for Medicare payment - and the most cost effective way for you as a Medicare subscriber. It's not always done properly. Toni explains how this coding method works.  See omnystudio.com/list...

Changing your Medicare Advantage Plan after January 1? Toni answers two questions on this topic.  See omnystudio.com/listener for privacy information.

What is a Guaranteed Issue Plan? Medicare has special rules for employees or their spouses who are covered by an employer's group health insurance. See omnystudio.com/listener for privacy information.

What's the Medicare MOON? It's not the same moon astronauts visited in the 60s! It's the Medicare Outpatient Observation Notice. Join Toni and Jim as they discuss Medicare's MOON and why determining whether you're an inpatient or an outpatient matters. Visit ToniSays.com for more Medicare help, or SeniorResource.com to hear more Medicare Moments Podcasts! See omnystudio.com/listener for privacy in...

The cornerstone of Medicare planning at the Toni Says® office is discussing Medicare Part D. It is imperative to search for what is the most cost-effective Part D plan that covers all your prescriptions. If a prescription is not covered, whether generic or brand-name, then you will have to pay 100% out of your pocket. Learn more on the Senior Resource Podcast Network! See omnystudio.com/listener f...

What are "lifetime reserve days?" Medicare expert, Toni King explains the ins and outs of what Medicare pays for a hospital stay. Listen to more Medicare Moments on the Senior Resource Podcast Network! See omnystudio.com/listener for privacy information.

Toni and Jim discuss under what circumstance a Medicare Advantage HMO would not be accepted at a nursing home. They answer a reader's question and explain everything you need to know about Medicare Special Enrollment Periods. Hear more about navigating the maze of Medicare from on the Senior Resource Podcast Network. See omnystudio.com/listener for privacy information.

There are special situations also known as “Life Changing Events” that can lower your income-related monthly adjusted amount (IRMAA). Join Toni and Jim as they help readers and listeners navigate the maze of Medicare! See omnystudio.com/listener for privacy information.

Medicare's Annual Enrollment Period is from October 15 to December 7 . Is this the time for you to get enrolled? Toni explains what you can do with your Medicare plan during AEP. For more Medicare Moments with Toni King, visit the Senior Resource Podcast Network. See omnystudio.com/listener for privacy information.

Medicare expert, Toni King explains the difference between Medicare Supplements and Medicare Advantage PPO plans. With a Medicare Supplement, there is no network of any kind. You have the freedom to use any healthcare provider or facility that will bill Medicare. The Medicare Supplement will pay what your Medicare Parts A and B will not. With a Medicare Advantage PPO Plan, there are lower-cost in-...

Every year the Medicare and You Handbook is printed and mailed out before the first of October to all Medicare beneficiaries to help guide them with Annual Enrollment (which goes from October 15 until December 7). The handbook states that at the time of printing, premiums and deductible amounts for Medicare Parts A, B, and D were not available. Well, guess what? The 2023 Medicare Part A and B prem...

On this episode of Medicare Moments with Toni King, Toni answers a question from James, a 65-year-old from Memphis who was recently diagnosed with Parkinson's disease. James wants to know if he can enroll in a prescription drug plan during Medicare's Annual Enrollment Period. Find out Toni's advice for James, plus, the dates for Annual Enrollment and everything Medicare beneficiaries can do during...

On this episode of Medicare Moments with Toni King, Toni answers a question from Carol, a married 70-year-old whose husband is undergoing treatment for cancer while she is in good health. Their Medicare problem? Carol's Medicare Supplement Plan F premium increased by 20 percent! Now Carol and her husband aren't sure if they can afford the plan and don't know how to make a change. Listen now to hea...

Can enrolling in COBRA cause a Medicare Penalty? Maybe! On this episode of Medicare Moments with Toni King, Toni answers a question from Robert, a 70-year-old former oil industry worker. Robert and his wife are enrolling in Medicare Part B for the first time and, boy are they surprised to find out they're getting penalized for not enrolling sooner! The couple had assumed that it wasn't yet necessa...

The costs of brand-name prescriptions have risen dramatically. And, if you have a Medicare Part D prescription plan, that could mean BIG expenses when you reach the Coverage Gap. Here's what you need to know about the infamous Medicare Donut Hole! See omnystudio.com/listener for privacy information.