Douglas B. Jones, CLU, RHU with Randy Carson of C2C Consulting

Medicare For The Lazy Man Podcast

News EN ↓ 100 episodes

Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!

Author

Douglas B. Jones, CLU, RHU with Randy Carson of C2C Consulting

Category

News

Latest episode

Jul 10, 2026

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Episodes

Ep. 944 - ESCAPE YOUR OLD, EXPENSIVE, PLAN F WHILE YOU ARE ABLE! (PLAN G, ALSO!) 11.05.2026

MEDICARE ADVANTAGE MINUTE:                                                              ALLEGED OVERPAYMENTS TO MEDICARE ADVANTAGE PLANS COST PARTICIPANTS BILLIONS: INVESTIGATION. DAVID SCHWEIKERT, AZ CONGRESSMAN RUNNING FOR SENATE, SUPPORTS MAKING MEDICARE ADVANTAGE THE DEFAULT OPTION FOR THOSE ENTERING MEDICARE. CBS NEWS ARTICLE ABOUT THE HAVOC CAUSED BY UNEXPECTEDLY LARGE MEDICARE SUPPLEMENT RA...

Ep. 943 - SHIP: ALTRUISTIC & HELPFUL VOLUNTEERS WHO ARE MISTAKEN ABOUT MEDICARE SUPPLEMENTS! 08.05.2026

MEDICARE ADVANTAGE MINUTE:                                                     GOVERNMENT PROPOSES EXCLUDING CHART REVIEWS FROM MEDICARE ADVANTAGE RISK SCORING IN 2027 PAYMENT RULE. MORE MEDICARE SUPPLEMENT RATE INCREASE DATA: VERY LARGE FOR PLAN G BUT VERY SMALL FOR HIGH DEDUCTIBLE PLAN G! SHIP (STATE HEALTH INSURANCE ASSISTANCE PROGRAM) OFFERS MED SUPP PLAN SELECTION ADVICE THAT IS NOT SUPPORTED...

Ep. 942 - MEDICARE SUPPLEMENT RATE INCREASES: WHAT DO THE ACTUARIES PREDICT FOR NEXT YEAR? 06.05.2026

MEDICARE ADVANTAGE MINUTE:                                                            JEFFERSON HEALTH (PHILADELPHIA) HITS AETNA WITH A LAWSUIT OVER CONTROVERSIAL DOWNCODING POLICY. FROM CSG ACTUARIAL: MEDICARE SUPPLEMENT LOSS RATIOS HAVE INCREASED IN RECENT YEARS; PLAN G RATE INCREASES ARE EXPECTED TO CONTINUE HIGHER THAN AVERAGE THIS YEAR AND THEN LEVEL OFF AFTERWARD. SOON TO BE CLIENT ROBYN IS...

Ep. 941 - BEWARE ADVANTAGE PLAN MEMBERS; THIS YEAR MIGHT BE "THE MOST CHALLENGING YET"! 04.05.2026

MEDICARE ADVANTAGE MINUTE:                                                                     2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE PAYERS (COMPANIES)! EVERYTHING YOU NEED TO KNOW ABOUT BREAST CANCER AND MEDICARE. NEBRASKA EMPLOYEE HEALTH INSURANCE FUND - ADMINISTERED BY UNITED HEALTHCARE - DROPPED FROM $83 MILLION to $7 MILLION IN ROUGHLY FOUR YEARS. THAT WILL TEACH...

Ep. 940 - WORDS OF WISDOM: "MEDICARE IS A TOUGH SUBJECT TO SPRUCE UP! 01.05.2026

MEDICARE ADVANTAGE MINUTE:                                                                         22 GROUPS BACK A BILL PUSHING "APPLES-TO-APPLES" MEDICARE ADVANTAGE COMPARISON. AN EXPLANATION OF THE SINGLE MOST IMPORTANT DECISION TO MAKE WHEN PREPARING TO ENROLL IN MEDICARE. NEW CLIENT CHIP IS HAVING DIFFICULTY WITH HIS SEEMINGLY CONFUSED PART D PRESCTIPTION DRUG PLAN. I ASKED AI FOR WHAT TH BES...

Ep. 939 - MEDICARE INFORMATION OR JAW-JACKING: WHICH PODCAST CONTENT DO YOU PREFER? 27.04.2026

MEDICARE ADVANTAGE MINUTE:                                                           CONGRESS REVEALS: HUGE PROBLEM LEADING TO HIGHER MEDICARE PREMIUMS! SWITCHING FROM LANDLINE TO CELL PHONE COULD CAUSE TROUBLE WITH YOUR "MY SOCIAL SECURITY" ACCOUNT GENEROUS BENEFACTORS MAKING MORE GOOFING OFF POSSIBLE THROUGH ECONOMIC DONATIONS. STALKER SUSIE SUPPORTS OUR BOYCOTT OF "AGEIST" TERMINOLOGY BUT IS  S...

Ep. 938 - HERE'S YOUR CHANCE - JOIN A BOOK CLUB FOR A DEEP DIVE INTO "MEDICARE FOR THE LAZY MAN 2026" 24.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                  AGENT MARKETING RULES - LENGTHY LIST OF QUESTIONABLE REGULATIONS FOR THOSE PLANNING TO SELL MEDICARE ADVANTAGE PLANS. INSPIRATIONAL STORY: PODCAST LISTENER DEBORAH MOVES HER MOTHER TO RHODE ISLAND AND TAKES ADBANTAGE OF THAT OPPORTUNITY TO WAVE GOOD-BYE TO THE MEDICARE ADVANTAGE PLAN AND ENROLL IN A LOW PRI...

Ep. +937 - MEDICARE FOR THE LAZY MAN 2026: GLOWING REVIEW WRITTEN BY AI! 22.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                         19 HEALTH SYSTEMS DROPPING MEDICARE ADVANTAGE PLANS IN 2026 CLIENT ROBERT, ATTOURNEY IN GEORGIA, SHARES MEDICARE MATT'S ADVICE: MEDICARE SUPPLEMENT PLANHOLDERS SHOULD TAKE ADVANTAGE OF BIRTHDAY RULES TO SEEK OUT CHEAPER RATES, IF THEY CAN. IN THE SAME VEIN, 4-YEAR CLIENT "MIKE" IS FINISHED WITH HIS E...

Ep.936 - MEDICARE ADVANTAGE PLAN SHRINKAGE IS AN OPPORTUNITY FOR MEMBERS! 20.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                      92% OF SENIORS DROPPED: THE MEDICARE ADVANTAGE COLLAPSE THAT IS ROCKING VERMONT! CONCIERGE MEDICINE: NOW BEING CALLED "DIRECT PRIMARY CARE" A PRODICAL PROSPECT RETURNS 4 YEARS AFTER TRYING TO MAKE ME HER PATSY! FINALLY, A QUIZ ABOUT THE MOST & LEAST OVERWEIGHT, OBESE CITIES IN AMERICA! Contact me at...

Ep.935 - WHO BENEFITS MOST FROM MEDICARE ADVANTAGE? ALSO, ORIGIN OF SNAKE OIL? 17.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                       THE MEDICARE ADVANTAGE PARADOX: WHO BENEFITS MOST? REJOICE POTHEADS: THE GOVERNMENT IS ABOUT TO RECLASSIFY MARIJUANA! USE OF TRUMPRX.GOV IS RESTRICTED; AMONG OTHERS, MEDICARE PARTICIPANTS ARE NOT AUTHORIZED TO USE IT. RESEARCH RESULTS: DISCONTINUING GLP-1 USE DOES NOT ALWAYS RESULT IN WEIGHT GAIN! FLOR...

Ep. 934 - PRIOR AUTHORIZATION - POTENTIAL MEDICARE ADVANTAGE PROBLEMS! 15.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                       MEDICARE ADVANTAGE INSURERS MADE NEARLY 53 MILLION PRIOR AUTHORIZATION DETERMINATIONS IN 2024.                                                    AVERAGE DENIAL RATE OF 7.7% BUT SOME COMPANIES ENFORCED A MUCH HIGHER LEVEL OF DENIALS THAN OTHERS. FINALLY, ENJOY THE LAST CHAPTER OF MEDICARE ENROLLMENT GU...

Ep. 933 - CAN YOU IDENTIFY THE BEST KEPT SECRET IN ALL OF MEDICARE? 13.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                     TWO THINGS YOUR MEDICARE AGENT DOESN"T WANT YOU TO KNOW!              1) GENEROUS MEDICARE ADVANTAGE COMMISSIONS                                            2) THE BEST KEPT SECRET IN ALL OF MEDICARE SELECTED READINGS FROM "MEDICARE ADVANTAGE GUIDE": CHAPTER 7 MARK WROTE IN TO ASK THREE QIESTIONS. ONE OF...

Ep. 932 - INSURANCE RATE INCREASES? SMALLEST & RAREST WITH HIGH DED. PLAN G! 10.04.2026

MEDICARE ADVANTAGE MINUTE:                                                           MEDICARE ADVANTAGE WASTE HAS COST $82 BILLION IN PART B PREMIUMS! ENJOY ONE MAN"S OPINION IN ANSWER TO THE QUESTION, "WHY DID MEDICARE ADVANTAGE PLANS COME TO EXIST?" ONE MEDICARE SUPPLEMENT INSURANCE COMPANY'S RATE INCREASE NOTICES: PLAN G +25% FOR $50 PER MONTH/ HIGH DEDUCTIBLE PLAN G  +7.7% FOR $11. THE GOVERNM...

Ep. 931 - Here come de Judge! Also, here comes Chapter 7 of "Medicare Enrollment Guide"! 08.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                   WHAT HAPPENS WHEN NEARLY AN ENTIRE STATEIS KICKED OFF OF MEDICARE ADVANTAGE? "MEDICARE ENROLLMENT GUIDE" CHAPTER 7:                                                                          MEDICARE MAINTENANCE IN YOUR FUTURE? GREETINGS TO NEW CLIENT AND PODCAST FAN DENNIS: WHO HAS BEEN ACCUSED IN A CLASS A...

Ep. 930 - Enjoy Chapter 6 of Medicare Enrollment Guide; Before that, listen for the subtle geographical error! 06.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                  LETTER FROM BLUE CROSS/BLUE SHIELD AZ ABOUT MEDICARE ADVANTAGE PROVIDER NETWORK SHRINKAGE IN ARIZONA! MEDICARE ENROLLMENT GUIDE - CHAPTER 6:                                                                         YOUR AGENT SPRINGS INTO ACTION!" ITEM BY ITEM EXPLANATION OF THE MLM (MEDICARE FOR THE LAZY MAN...

Ep. 929 - TAX TIP BELOW FOR GENEROUS READERS; Chapter 5 of MEDICARE ENROLLMENT GUIDE! 03.04.2026

MEDICARE ADVANTAGE MINUTE:                                                                  JUDGE ORDERS UNITED HEALTHCARE TO HAND OVER DOCUMENTS IN AI COVERAGE DENIAL CASE! READING FROM MEDICARE ENROLLMENT GUIDE, CHAPTER 5:                       WHICH MEDICARE SUPPLEMENT PLAN? LIST OF MEDICARE SUPPLEMENT INSURANCE COMPANY RATE INCREASE REQUESTS FILED WITH THE STATES. THE OVERALL PICTURE IS ONE OF...

Ep. 928 - YOUR BIGGEST MEDICARE DECISION! - How about a 5-day e-mail Medicare course? 30.03.2026

MEDICARE ADVANTAGE MINUTE:                                                                      ARE MEDICARE ADVANTAGE RATES (GOV'T PAYMENTS) AS BAD AS THEY LOOK? NEW MATH SUGGESTS THAT PLANS ARE "CRYING WOLF"! MEDICARE ENROLLMENT GUIDE, CHAPTER 4:                                                    YOUR BIGGEST MEDICARE DECISION! YOU CAN TAKE AN E-MAIL COURSE ENTITLED: MEDICARE 101....OR YOU CAN S...

Ep. 927 - 'MEDICARE ENROLLMENT GUIDE', Ch. 3; plus Tomahawk Chop trivia! 27.03.2026

MEDICARE ADVANTAGE MINUTE:                                                       DIFFERENCES BETWEEN MEDICARE ADVANTAGE AND ORIGINAL MEDICARE (ACCORDING TO A MEDICARE INSURANCE AGENCY)! CHAPTER 3 OF MEDICARE ENROLLMENT GUIDE:                                                                                                           CONFIRMATION OF MEDICARE APPROVAL. TOP SCAMS THAT RETIREES FALL FOR...

Ep. 926 - Best/worst states to be a woman PLUS Chapter 2 of "Medicare Enrollment Guide" 25.03.2026

MEDICARE ADVANTAGE MINUTE:                                                                    HOW MEDICARE ADVANTAGE COSTS TAXPAYERS AND RETIREES! ONE POINT OUT OF MANY: PARTICIPANTS IN MA PLANS COST THE MEDICARE PROGRAM 14% MORE THAN THOSE IN ORIGINAL MEDICARE. MEDICARE ENROLLMENT GUIDE CHAPTER 2: APPLY FOR MEDICARE PARS A & B POSSIBLE MALFEASANCE: THE GOVERNMENT IS PREPARED TO FREEZE ENROLLM...

Ep. 925 - MA Plans lose some perks but you gain Chapter 1 of Medicare Enrollment Guide! 16.03.2026

MEDICARE ADVANTAGE MINUTE:                                                                           A NEW MEDICARE ADVANTAGE RULE IS CUTTING BACK BENEFITS FOR 2026 THE CHANGE IS THAT IN THE FUTURE, THE EXTRA BEBES MUST CONTRIBUTE TO THE HEALTH OF THE SUBSCRIBER. THERE WILL BE FEWER NON-MEDICAL LIFESTYLE PERKS. CHAPTER 1 OF "MEDICARE ENROLLMENT GUIDE" LISTS THE MAIN GROUPS THAT WILL MOST LIKELY BE...

Ep. 924 - More Medicare Advantage members forced to change plans than ever before! 13.03.2026

MEDICARE ADVANTAGE MINUTE:                                                                      10% OF MEDICARE ADVANTAGE ENROLLEES WERE FORCED TO CHANGE PLANS FOR 2026! TWELVE STATES RACKED UP MORE THAN 20% MA DISPLACEMENTS. VERMONT WAS WORST WITH 90% OF MA ENROLLEES FORCED TO CHANGE PLANS. SPECIAL READING: CHAPTER 1 OF "MEDICARE ENROLLMENT GUIDE"! CHANGING JOBS AFTER 65? BE CAREFUL NOT TO BLOW U...

Ep. 923 - Remember the big city mayor who set his own hair on fire during a press conference? 11.03.2026

MEDICARE ADVANTAGE MINUTE:                                                            MEDICARE ADVANTAGE GROWS LESS THAN 1% DURING THE LAST ANNUAL ENROLLMENT PERIOD (AEP)! HOW ABOUT REPEAT READING? LET'S LISTEN TO THE INTRODUCTION OF THE NEWEST BOOK; MEDICARE ENROLLMENT GUIDE AGAIN! LISTED: THE LARGEST HEALTH INSURANCE COMPANIES BY PROFIT MORE BIG TROUBLE FOR KAISER PERMANENTE: THEIR LIABILITY INS...

Ep. 922 - MEDICARE ENROLLMENT GUIDE: selected readings plus other interesting stuff! 09.03.2026

MEDICARE ADVANTAGE MINUTE:                                                                     2026 COULD BE THE MOST CHALLENGING YEAR YET FOR MEDICARE ADVANTAGE! A reading from "MEDICARE ENROLLMENT GUIDE": Introduction! How to appeal an IRMAA penalty. High Deductible Plan G is the best Medicare supplement for almost all people in Medicare. A report on four clients starkly illustrates the point th...

Ep. 921 - Short reading from the free book- MEDICARE ENROLLMENT GUIDE: Preface 06.03.2026

MEDICARE ADVANTAGE MINUTE:                                                               MEDICARE ADVANTAGE'S "SUNK COST" PROBLEM (Less boring than it sounds) Enjoy a reading from MEDICARE ENROLLMENT GUIDE. Today's selection: Preface SAMPLE DRUG PRICES FROM THE NEW DISCOUNT SITE: TRUMPRx.gov Finally, a quiz about the best & worst places to practice medicine.                 Authors of the list...

Ep. 920 - Watch out! Your drug plan can turn on you like a rabid dog when a new year comes! 04.03.2026

MEDICARE ADVANTAGE MINUTE:                                                                UNITED HEALTHCARE AND ELEVANCE ARE SHRINKING THEIR MEDICARE ADVANTAGE ROLLS! AN OUTDATED MEDICARE RULE (THE 3 DAY RULE) KEEPS SENIORS IN HOSPITALS LONGER THAN NECESSARY.                                                                          (Temporary irritation will be the repetitive use of the unfortunate...

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