Meaning Over Money

We've talked about various aspects of budgeting for the last few years, but today we break it wide open. In today's episode, host Travis Shelton and co-founder/producer Cole Netten take a deep dive into each of their respective budgets. We get into the what, why, and how of how we do our monthly budgets, and hopefully it provides you with some valuable perspective you can use in your own j...

We recently experienced two monumental updates in the Federal student loan saga. 1) The $10,000/$20,000 forgiveness program was just deemed unconstitutional, and 2) Congress solidified that monthly payments WILL begin on 10/1/2023. That means people have three months to prepare. In today's episode, host Travis Shelton walks through how this could/should go down and how you can prepare your lif...

Have you ever been hit with a chaotic season of life? Are you in one now? As you've probably experienced, finances are one of the first areas of our life to get neglected when we're experiencing chaos. In today's episode, host Travis Shelton shares his six steps to keeping our finances afloat during a chaotic season. You got this! If you have questions or would like to connect with us outside of t...

Does your life ever feel chaotic? Yeah, ours too! In today's episode (which kicks off with a special announcement), host Travis Shelton discusses the idea of chaos in our lives. Instead of it being a bad thing, we believe it's the admission price to making an impact. The key is to approach it in the right way, have intentionality, and live up to our promises. Have a great, chaotic day, eve...

The recent data regarding auto loans is staggering. As monthly payments continue to rise, so too are the number of delinquencies. In today's episode, host Travis Shelton discusses this recent trend and offers some advice on how to assess your own situation. We think you deserve better than to let these loans impair your life, work, money, and meaning. Link to referenced article: https://shortu...

Have you or your partner ever screwed up with money? Yeah, we thought so. Often, when a mistake is made, the person at fault will attempt to carry the weight of the mistake.....and the other partner will happily oblige. We believe there's a better way with much better long-term implications. In today's episode, host Travis Shelton explains why it's so important that couples lose togeth...

We often get caught up in HOW we are going to do something, all the while losing sight of WHAT we are trying to do and WHY we are doing it. That often leads us down a road we never intended to go. Instead, if we focus on the what and why, the how avails itself to us. When we do that, we're more easily able to shift and take a different path to where we need to go. This perspective shift can ch...

Do you ever put things off in the pursuit of perfection? Oh good, we're glad we're not alone. When it comes to work and money (and the rest of life, for that matter), we often sabotage ourselves by not simply calling something "done" and moving on to the next thing. In today's episode, host Travis Shelton explores this idea and uses some common and practical examples on how i...

We've talked about it before, but we're going to get even more focused today. Sinking funds can be a game-changer in the pursuit of getting clarity, simplicity, and effectiveness in our finances. In today's episode, host Travis Shelton digs into the particulars of why, what, how, and where to bring this idea to life. If you have questions or would like to connect with us outside of the...

Cost is only half the equation. It doesn’t matter if something has an amazing cost if it doesn’t add at least that much value to YOUR life. Let’s explore. If you have questions or would like to connect with us outside of the podcast, here's where you can find us: Podcast website: ⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.travisshelton.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...

There are so many things working against us in life, work, and money. It feels like every time we get momentum, something jumps in the way to sidetrack or derail us. We won't deny these things happen, but we also don't want to let them become excuses. As we like to say, we can have excuses or impact, but we can't have both. In today's episode, host Travis Shelton discusses this ide...

The debt ceiling debate is all the rage these days.....again. Someone recently asked us to explain the situation, but through a different lens. in today's episode, using the same ratios and same arguments, host Travis Shelton discusses what this situation would look like and sound like if it were happening in a normal American family. In short, it would sound like pure insanity. If you have qu...

If you're married, have you ever noticed you're more likely to argue about the little financial things than the big things? You're not alone! It's a common phenomenon we often see in our coaching. In today's episode, host Travis Shelton introduces the idea of personal spending and explains why/how it can be such a game changer in our financial lives and marriages. If you have q...

Have you ever messed up, pushed aside, or neglected your finances? Join the club When that happens, it can be hard to get back into the swing of things. It's easier just to continue pushing it aside and not address the issue head-on. Then, the longer we wait, the less we want to reengage. In today's episode, host Travis Shelton gives some practical steps to getting back in the game after m...

Do you ever compare where you are to a certain place you could be? A job, relationship, decision, neighborhood, or ______ (insert your thing here). There's no doubt that the other side offers some lush, green patches. However, we often turn a blind eye to the other aspects of the other side that aren't so green. In today's episode, host Travis Shelton explores the idea of half-truth co...

The term "1099 Economy", or "Gig Economy", has been heating up in recent years. More people than ever have entered the 1099 economy, but the entire concept continues to get demeaned and disrespected by our culture at large. In today's episode, host Travis Shelton explains the key differences between traditional W-2 employment and 1099 contract work, and some of the perceive...

Having children is beautiful.....and expensive. For people who have created intentionality in their financial journey and are working towards some very clear goals, it's natural to wonder how having children will alter their financial progress. First, it will. Second, it's worth it. Third, there are ways to navigate it simply and effectively. In today's episode, host Travis Shelton dis...

Change is hard. With it comes uncertainty, fear, and the very real risk of failure. Host Travis Shelton experienced this in a major way when he left his prior career to start his business. Then, a trusted friend threw a truth bomb into the mix, "You can always go back." Just like that, the paradigm shifted. Nothing is forever and we always have the right to shift again. This perspective,...

Have you ever invested in something (time, energy, money, etc.), only to have it not work out as well as you had originally hoped? Our human instinct is to stick with it, as we don't want to "throw away" that investment. Therefore, we take something bad and make it worse. In today's episode, host Travis Shelton discusses the idea of sunk costs. When we can view sunk costs with a...

Bad news: it's tax season. Good news: it eventually gets done and maybe there's a refund on the other side waiting for you. No, it's not free money. It's your money that you're getting back. But for most people, it sure beats getting a negative surprise and finding out you need to write a check to the government. What now? In today's episode, host Travis Shelton walks throu...

There are a lot of cool things we can do with money. Feed our family, buy shiny things, pay for experiences, travel the world, eat amazing food.....the list goes on and on. However, one thing rises above all others: generosity. In today's episode, host Travis Shelton shares a conversation he had with his friend, Austin. In this discussion, Austin so eloquently communicated the genuine beauty t...

Do you ever find yourself comparing yourself to someone else? Chances are you look upward when comparing.....not downward. The title of today's episode is a quote from Jon Acuff. Host Travis Shelton heard Jon say this many years ago, and it made a big impact on his life. Whether it's money, skills, career, fitness, or any other number of areas in our life, we need to take a step back from...

It seemed like just yesterday, every person on social media portrayed themselves as investing "experts." Buy this stock, make this move, and get that crypto. Funny how it got real quiet, real fast. In today's episode, host Travis Shelton discusses this phenomenon and what it means going forward. In short, there's no easy path. Things feel easy when times are good.....but that&#39...

Medical Emergencies happen. In today's episode, host Travis Shelton shares the recent tale of his son breaking an arm. Topics include the U.S. healthcare system, how to handle medical emergencies, sinking funds, and health insurance basics. These types of situations will never be ideal, but if we approach them well, we can lessen the stress and the financial impact on our lives. If you have qu...

When it comes to money, many of us carry some deep, dark, heavy, ugly money secrets. All the while, we think we're the only ones hiding something like this. Truth is, many people are hiding a lot of junk. In order to show how you aren't alone, we recently solicited our listeners to anonymously share some of their money secrets with us. In today's episode, host Travis Shelton discusses...