Maya on Money

Maya and Mapalo discuss the dangers of signing up for a credit facility as well as how your partner’s debt can impact your credit score

If you have an investment policy someone is earning commission on it. When did you last speak to your adviser and do you even know who they are? Maya and Mapalo discuss commissions, fees, advice as well as why you need to start being more careful about protecting your online data. 

If you think the signing in of the debt relief bill means your debt woes will soon be over, think again. Maya and Mapalo look at the implications of the so-called debt relief bill both for consumers and credit providers.

Building a long-term share portfolio requires more homework than just investing in the latest hot stock you heard about around the braai. Maya and Mapalo discuss what it takes to make the right investment decision

Maya and Mapalo explain the evils of balloon payments and why they explode your finances. They also provide some tips on how to settle that balloon payment hanging above your head.

How much tax do you save by investing into an RA? What is the tax bill when you cash out? Why is it a bad idea to use your pension to settle your debts? If you are thinking about cashing in your retirement fund or starting one, listen to Maya and Mapalo’s responses to reader questions

From buying groceries to building wealth, Maya and Mapalo discuss the evolution of stokvels and the power of collective investing  

Who should you select as an executor and what happens to your retirement funds when you die? Maya and Mapalo unpack what you need to consider when writing up your Will

Does shopping around for competitive quotes really affect your credit score? Maya and Mapalo unpack the myths and the facts around what affects your credit score and how you can improve it

By having a blood test you can significantly reduce your life cover premium, so why are people so reluctant to do so? Maya Fisher-French and Mapalo Makhu chat to Liberty expert Lisa Gibbon to understand what risk factors are considered when calculating your premium and what you can do to ensure a competitive premium.

Media coverage around disallowed claims by life insurers has tarnished the industry. In this podcast Maya Fisher-French and Mapalo Makhu chat to Dr Thabani Nkwanyana, lead specialist medical officer at Liberty on why a claim would be turned down – your rights and responsibilities. We also look at principle of re-constituting a policy in the case of non-disclosure. Is this a fairer option to both t...

Money Makeover winner Samke chats to Maya and Mapalo about her experience of struggling with debt from her first paycheque and how she achieved her goal of being debt-free by the age of 27. Ahead of Youth Day, Samke’s story highlights the challenges around the lack of financial education for young people, but also a how, with the right attitude and motivation, you can take control and change your...

Does it make sense to switch your life cover? Does your life policy have a surrender value and what happens to all those premiums you paid if you switch to another provider? If you are considering switching, what questions should you be asking?   In this week My Money, My Lifestyle Podcast Maya and Mapalo speak to Liberty expert Henk Meintjes to understand exactly how life cover works and the real...

: Life insurance is the easy part – you die, you get paid, but what about all those other insurances that we are told we need, like income protection, disability lump sum insurance and critical illness? What do they mean and when do we need them? Maya and Mapalo chat to Liberty expert Kresantha Pillay to help unpack the confusing terminology.

Complaints about vehicle insurance is the most common grievance received by the Ombuds for Short-term insurance. Maya and Mapalo discuss what fine print to check on your car insurance. Before that, it's about how to start and where to save for that emergency fund? Maya and Mapalo also discuss why you should prioritize your emergency fund, even before debt repayment.

Have you been a victim of a loan scam?   Maya and Mapalo discuss the modus operands of loan scams and also unpack the details of the Barlowworld Kula Zizwe BEE offering. To join the conversation send us a Whatsapp voice note to 064 554 3959  

Finances 101 for the self-employed: Maya and Mapalo discuss the best strategies, and their personal experience, on how to manage your income when you work for yourself

Is now the time to invest in the market? Maya and Mapalo discuss market predictions  and also warn about why trying to time the market is the quickest way to lose money

Why your marriage contract could see you responsible for your partner’s pre-marriage debt. Maya Fisher-French and Mapalo Makhu discuss the ins and outs of marriage contracts and what it takes to be a millionaire within five years 

Why it takes forever to reduce your home loan, Maya Fisher-French and Mapalo Makhu discuss why that extra R500 into your home loan makes such a big difference and why you should start saving for your kids’ education.

How to budget for eating out, shoes and all those other luxuries – Maya Fisher-French and Mapalo Makhu discuss budgeting and what you need to be aware of when you buy an annuity in retirement

Why would a parent want their kids to take on car debt? Maya Fisher-French and Mapalo Makhu discuss the other side of black tax in this week’s My Money My Lifestyle podcast and provide a remedy if choosing the right ETF is giving you analysis paralysis.

You want to start paying off your debt but just don’t know where to start? Maya Fisher-French and Mapalo Makhu provide a step by step guide. To join the conversation send us a voice note to 064 554 3959.

Is your dream car causing you nightmares? Do you just want to give the keys back? Maya Fisher-French and Mapalo Makhu discuss the do’s and don’ts when it comes to giving your car back. To join the conversation send us a voice note to 064 554 3959