Maya on Money

“It is not only a crowd funding platform, but a crowd value creation platform - an eco-system of partners rather than a conglomerate owning everything” Farming is becoming an increasingly popular asset class. Crowd-funding for farming ticks many boxes as a “good” investment - providing market related returns, increasing food security, allowing for skills transfer and improving farming methods for...

Are you the victim of financial abuse or are you perhaps unwittingly the abuser? And how would you even know? In this podcast we discuss a very sensitive topic - financial abuse and how money is often used to control people in relationships. In this podcast Maya speaks to financial planner and founder of Foundation Family Wealth Sunel Veldtman who writes that “the definition of financial abuse inc...

Despite the recent rate hike, interest rates since the beginning of the pandemic have fallen by around 30%. This is great news if you are borrowing money, but it is pretty dire for anyone investing in cash or relying on income from cash investments. In this podcast Maya speaks to Mabule Setwaba Corporate Cash Manager at Investec Bank Limited about whether cash is now trash, or if it still has a pl...

In this podcast Maya speaks to Mantsha Pheeha, a business strategist at Talent Unleashed on how to bootstrap your start-up by creating a pilot project. Mantsha worked with Nocawe, this year’s Absa City Press Money Makeover Challenge to start a poultry business with just R6500. You can find out more about Mantsha at https://www.mantsha.com/

Generational wealth is passed down from one generation to the next. But ultimately it has different context for different people. Generational wealth doesn’t have to be the Oppenheimer’s legacy, it could be leaving your children enough money to buy a home, or the access to an education that you didn’t have. In this podcast Maya speaks to Carol Mazaka, Consumer Director at 1Life about the findings...

In this podcast Maya speaks to Warren Ingram, financial planner at Galileo Capital https://galileocapital.co.za/ about his new book Global Investing Made Easy .  Warren shares his insights into the investment decisions we make, and those we should be making. 

Maya chats to Gugu Sidaki, financial planner about ways to skill our children so they can better manage money as adults Gugu is author of My 3 Piggies a series of books for kids all about money. https://www.my3piggies.com/

Mapalo Makhu of the Woman & Finance blog rejoins Maya on the My Money, My Lifestyle podcast after taking a break to have her second child. She shares her experiences of having a child while having to meet client deadlines, and emphasises the importance of having a plan in place – especially when it comes to unexpected life events.

When it comes to understanding the risks in a society, insurers generally offer the best insights. Insurance companies do not pay out for deaths that did not happen and they will apply a risk rating on behaviours or health status, that they believe would lead to higher illness or mortality rate. In this podcast Maya speaks to Discovery Life’s Deputy Chief Executive, Gareth Friedlander about what t...

In this podcast Maya chats to money blogger Brett @ETFenthusiast on how blogging keeps him on track financially, his plans in working towards financial freedom and which investments he is using to provide a passive income in the future.  https://www.etfenthusiast.co.za/

Tax filing season opened on 1 July 2021. That means non-provisional taxpayers have until 23 November to file their returns. Some people look forward to tax season because they can get a rebate, but for many of us it can feel a bit overwhelming. A particular hot topic this year is what home office expenses will be allowed as deductions. In this podcast Maya is joined by Donaldson Madungwe of Tax Co...

Age comes to all of us and one of the big decisions we have to make, for ourselves or our parents, is whether  to downsize and move into a retirement village. This is not an easy decision and can be further complicated with the different types of retirement villages and financial models. This week Maya speaks to Barry Kaganson, CEO of Auria Senior Living

We know from studying history that entire generations can share a similar money attitude or behaviour due to a major financial event that their generation experienced. What effect, if any, will the Covid pandemic have on this generation? In this podcast, Maya speaks to financial wellness coach Frank Magwegwe, a lecturer at the Gordon Institute of Business Science, about the lasting legacy of the p...

In this interview with financial planner Kim Potgieter, Maya discusses her new book Midlife Money Makeover. How our relationship with money and those money stories we grew up with either help or sabotage our finances. If you think it is time to review your relationship with money – listen on. You can purchase a copy of Kim’s book either online https://kimpotgieter.com/kims-books/ or at any good bo...

“ So many of us are bonded to our idea of wealth even though it isn’t working for us or the planet — because of the very nature of our relationship with money. We expect money to fulfil our fantasies, calm our fears, ease our pain and send us soaring to fleeting heights of gratification. In fact, we are programmed to think most of our wants and desires are met by money. We buy everything from hope...

If you want to understand bitcoin, blockchain and the related crypto asset world listen as Chris Becker, Blockchain technologies specialist at Investec Private Bank unpacks the world of blockchain technologies and why we are just on the start of a fundamental new way in dealing not only with the way we transact with money, but all transactions – from buying property to selling artwork. To read mor...

Tax is one of the most important money matters, especially when you work for yourself or have a side hustle that earns you some extra cash. Navigating the tax maze when you don’t just have an IRP5 from an employer can be quite challenging. In this podcast Maya speaks to Andre Bothma about how to optimize your tax deductions as a freelancer and how to manage the books when getting extra income from...

In this My Money, My Lifestyle podcast we delve into the world of crypto scams which seem to be mushrooming everywhere despite repeated warnings from our authorities. How do these scams work? How do people get lured into parting with their hard-earned cash? And is this the work of an organized criminal syndicate? We talk to scam victim Tshepiso about how the fraudsters convinced her to part with n...

How do you teach your children to manage money? It starts at home says 13-year old Alidzulwi Tshikosi, author of “Not being authentic can be costly” - a warning tale of a young man who uses credit to live beyond his means and which ultimately destroys his relationships. In this podcast Maya speaks to Alidzulwi and her father Ramarumo about how to have those money conversations with your children....

How to choose the right  exchange traded funds or unit trusts and one for your needs. In this podcast @Satrix_SA Chief Investment Officer, Kingsley Williams joins Maya Fisher-French to provide some guidelines around selecting the right fund but also to give us some perspective on the investment landscape for 2021. How do we navigate the short-term roller-coaster to achieve long-term stability?

For many people COVID has had a major financial impact and some may be considering entering debt review. In this podcast Maya speaks to David O’Brien of debt counselling firm Meerkat to explain how debt counselling works and how to choose a good debt counselor – because there are a lot of bad apples out there. We also discuss what to do if you are already in debt review and want to get out.   

In this podcast Maya speaks to labour lawyer Michael Bagraims about your rights when it comes to voluntary retrenchment. The benefits you receive and what rights you give up. If you are being offered voluntary retrenchment, listen to this first.

How does a balloon payment work? What questions should I ask my dealer? Can I settle my car finance early and what happens if I want to give my car back? Maya chats to vehicle financing expert Henry Botha of Absa Vehicle and Asset finance to answer all car finance related questions. 

In this podcast Maya is joined by personal finance blogger Brendan of @Your_Money_Blog where they discuss their approach to Black Friday and tips on online safety when shopping for deals.

Offshore investing is not just for millionaires, it should form part of everyone’s investment portfolio. In this podcast Maya and Mapalo unpack the many low cost, low minimum options that make offshore investing accessible for the ordinary South African.