Martini Mortgage Podcast

Are younger people and millennials'   interested in purchasing a home?   YES THEY ARE and they driving the homeownership growth today.   You know what else is driving the homeownership growth rate?   Historic home loan rates.   Certified Mortgage Advisor Kevin Martini talks about if purchasing a home still makes sense in this special episode of the Martini Mortgage Podcast. BONUS Kevin Martini Tal...

Recently there has been a lot of conversations and headlines about home affordability especially since homes have appreciated dramatically in the last 12-months.   In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini answers the question if homes are really still affordable.   Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Branch Manager |...

It does not matter if you are first-time homebuyer, repeat homebuyer, a seller of a house or a homeowner — you need to know the current hot topics about the housing market.   There has been a major shift in the housing market and in this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini shares the 3 talking points in the hosting market right now.     Kevin M...

It is not what 1 person thinks about where real estate is headed — it is what the top 100+ economists, investment strategists, and housing market analysts regarding their 5-year expectations for future home values in the U.S. Certified Mortgage Advisor, Kevin Martini , shares the break down of the most recent Home Price Expectation Survey in Episode 123 of the Martini Mortgage Podcast. To include,...

With the increase of home values in the recent years, some are voicing concerns that we may be in another housing bubble like the one we experienced a little over a decade ago.   It is understandable how one could have this perception of the real estate market without full access   to all of the data.   The data is indisputable, 2021 is NOTHING like 2008 and Kevin Martini shares the 3 reason it is...

Right now there is a ton of chatter about the real estate market and mortgage rates.   Not just 'want-to-be' homebuyers are asking question, even current homeowners are asking question too…this episode of the Martini Mortgage Podcast, with Certified Mortgage Advisor Kevin Martini, goes beyond the headlines and into the real data about buying a home this summer.   Kevin Martini | NMLS 143962 | Cert...

Today, the level of equity homeowners have is at an all-time high. This epic home equity position is prompting   many homeowners to to ask if they should stay and refinance their current home or should the list their home for sale and upgrade into a better home that will fit their needs.   For those considering to stay, should they refinance to a lower rate or a lower term.   If they stay, should...

Certified Mortgage Advisor, Kevin Martini, hosts episode 119 of the Martini Mortgage Podcast which is titled: "5 Powerful Reasons to Own a Home". There is nothing wrong with renting and there is a time to rent however that time is not now when you consider the 5 Kevin Martini Powerful Reasons to Own a Home that are shared in this episode.   Perfect credit is needed and large down payment is requir...

Many people today are sitting on the fence trying to decide if now is the right time to buy a home.   To help determine if now it the right time to buy or is it better to wait 12-months you have to answer 'YES' to one of these 2 questions: Question #1: Do you think home values will be higher a   year from now? Question #2: Do you think mortgage rates will be higher a year from now?   Episode 118 o...

What is the outlook for the mortgage markets…what is the outlook for the housing market and what is the outlook for the economy in 2021?   Will interest rates rise in the year ahead?   Did you miss the opportunity to refinance?   Did you miss the opportunity to buy a home at an epic home loan rate? Will housing remain strong in 2021?   So many questions & they all will be answered in this special...

If you are a first-time home buyer in North Carolina or a military veteran buying a home in North Carolina then you may be eligible for $8,000 in downpayment assistance with the North Carolina First Home Advantage Downpayment Program offered by the (a.k.a. NCHFA) with loan originated by the Martini Mortgage Group at Benchmark Mortgage which is based in Raleigh, North Carolina however serving all 1...

Chief Mortgage Strategist Kevin Martini hosts episode 114 of the Martini Mortgage Podcast which is about the new 2021 Conforming Loan Limits for Fannie Mae and Freddie Mac home loans.   Fannie Mae and Freddie Mac maximum conforming loan limits for 2021 will increase to $584,250 according to the Federal Housing Finance Agency (FHFA) November 24, 2020 Press Release.   The 2021 maximum conforming loa...

If you are a first-time homebuyer, a repeat homebuyer or work in the real estate arena this podcast episode is for you.   Chief Mortgage Strategist Kevin Martini curated this Martini Mortgage Podcast episode to simply explain the housing market and the process of getting a mortgage and to introduce a free resource which is referred to as   The Winter 2021 edition of the Martini Buyer Guide (a.k.a....

There is a high likelihood that if you see a home for sale that is properly priced in great condition there could be a bidding war.   Maybe you may experience a bidding war if the home for sale is not properly priced too.   The real estate market right now is very tight so a buyer needs to be prepared for a bidding war.   Kevin Martini shares 3 strategies to   be victorious in a bidding war in epi...

Many feel selling a home is stressful under normal circumstances and can be very stressful if you are selling during a pandemic.   Seller have many concerns like: how is the real estate market during the pandemic, is it smart to sell during a pandemic ???when you list your house for sale, how do you know the people touring your home for sale are serious ??? how do I know that the my house will sel...

The fastest-growing crime in the nation is Identity Theft (a.k.a. Identity Fraud). 1 out of 15 people will be impacted by Identity Theft.   Many think monitoring it is the best strategy however this alerts you after a bad actor has already gained access to your information. The credit freeze it is the most reliable defense you have in your arsenal to prevent Identity Fraud. One needs to be proacti...

Things to Consider When Buying a Home Fall 2020 There are many thing to consider when buying a home as a first time home buyer or as a repeat homebuyer.   Raleigh Mortgage Strategist, Kevin Martini, highlights 10 key topics that are top of mind for many right now whom are considering to buy real estate now, soon or in the future. Episode 110 is an audio summary of the Fall 2020 Martini Buyer Guide...

Your mortgage can be a deal maker or a deal breaker.   When you are buying a home for the first time or as a repeat buyer, it is irrelevant to communicate to a home seller that you are ready and willing…you need to communicate that you are ready , willing and able to buy.   The only way to properly communicate your ability to buy is via a Mortgage Pre-Approval Letter.    Mortgage Strategist Kevin...

Is owning a home right for everyone - NO IT IS NOT! Is owning a home right for you?   I do not know, but I do know there are financial benefits to owning a home and this episode of the Martini Mortgage Podcast will highlight the 5 Kevin Martini Financial Reasons for Homeownership.   Buying a home as a first-time homebuyer or as a repeat homebuyer is a process, not an event.   Since there is never...

There are times that people talk about the 'Good Old Days'…what they were able to do way back when.   There are few moments in life that you are able to live in the 'Good Old Days' and right now is one of those rare occasions.   Right now is the 'Good Old Days' for real estate and home loan rates and potentially a once in a life-time opportunity.   Kevin Martini is the Branch Manager and Chief Mor...

Today, top of mind with many people is real estate.   People that own real estate are concerned about the economy and how it is going to impact their home value.   Renters are concerned with jobs or unemployment numbers and this is preventing them from exploring buying options.   Jobs and the housing market is what this special episode of the Martini Mortgage Podcast is all about.    KEVIN MARTINI...

The VA Home Loan is not just one of the most powerful home loan options but it is also the best mortgage option available today.   When you think about it, it should be.   The best home loan product should be reserved for the brave that serve our country.   This episode of the Martini Mortgage Podcast highlights the 4 things that you need to know about the VA Home Loan AND Kevin Martini shares the...

Mortgage rates are not just low they are hovering near historic all-time lows.   In addition, home appreciation in this market is not myth — it is a reality! Mortgage Strategist Kevin Martini discusses what the current home loan rate environment is like and what it means to one that is a first-time home buyer or a repeat homebuyer too.  Plus a discussion about home prices...where are they head and...

The housing market in 2020 is not like the real estate market in 2008.   Many people have questions today about where the housing market is headed since courtesy of COVID-19 we are in the middle of an economic slowdown.   The current real estate market today is materially different then the real estate market in 2008.    The 103rd episode of the Martini Mortgage Podcast with Mortgage Strategist Ke...

June is National Homeownership Month – even though the official celebration for National Homeownership Month is in June, every month and every day in any year is truly a time to celebrate homeownership.   Obviously there are economic benefits to homeownership but the reality is that homeownership also provides other benefits to you and your family and host Kevin Martini will highlight them in this...