Mark My Words

CLASH OF THE TITANS - Go To moorevleeds.com to find out more How high could interest rates go, whether to invest in property right now and what a 100% mortgage is are just some of the questions Mark answers in this Q&A episode of Mark My Words.   KEY TAKEAWAYS  The UK is behind the curve, the EU is still putting interest rates up currently and it’s predicted we will still have some small rises in...

Mark answers some of the most asked questions he is getting at the moment including why yes now is a good time to invest in buy to lets, why interest rates will be dropping and why some debt can be good. KEY TAKEAWAYS  Being debt free isn’t always the best option, it can be worth investing money into property rather than paying off your mortgage Inflation will be paying your debt down, including y...

In this episode, Mark gives an update on energy, particularly on how this will impact landlords and the property market. KEY TAKEAWAYS  The government has confirmed that landlords will need to meet an EPC rating of C or better by 2028 for new and existing tenancies. The best ways to go from a D or an E to a C rating is by a few small changes, such as energy saving lightbulbs, adding a storage heat...

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Join Mark as he speaks to Kevin for a second time about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financia...

In this episode, Mark reveals how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS  The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the m...

As Mark hits his 43rd birthday he reflects on the 6 key things he has learnt in his 17 years of business including why inflation can be your biggest helper as well as the many tax reliefs many people aren’t utilising enough!  KEY TAKEAWAYS  When you are investing, particularly in property, inflation can be your friend in a big way. Inflation is the devaluation of money over time; the value of mort...

Part 2 of the Mark & Rob special episode. Mark and Rob continue to talk openly and honestly about all things business, particularly focusing on the negative impact of the tax in the UK and the long-lasting impacts of covid and lockdowns. Mark & Rob Reveal: The differences between the current recession and 2008 The long-lasting impact of covid How to make every pound a prisoner The best way to inve...

Progressive Property co-founder and co-owner Rob joins Mark in this special episode. Rob and Mark openly and honestly talk about the business lessons, mistakes, tips and tricks they have learnt in the past 17 years as well as their thoughts on the current state of the UK. Mark & Rob Reveal: The actual causes behind high inflation in the UK Why tax is too high How lockdown has irreversibly damaged...

A macroeconomic update from Mark in this quick but informative episode. KEY TAKEAWAYS  Inflation has started to fall, it’s likely that inflation has already peaked. This doesn’t mean we won’t head into a recession. There’s the potential for us to enter a ‘shallow recession’ due to interest rates still increasing but things like gas prices decreasing. Medium-long-term inflation may need to increase...

Join Mark in this episode where he unveils his personal predictions for the property market in 2023 including why property prices are set to drop 30-40%! KEY TAKEAWAYS  Inflation is now 10% and mortgage rates have gone up considerably resulting in property prices dropping around 10-15% already. The reverse is happening in the rental market as fewer people are buying and supply is too low. Mark doe...

As it’s the end of the year, Mark wanted to do a roundup Q&A of some of his most popular YouTube videos of the year. He answers questions surrounding investing, Brexit, his opinion on Nigel Farage, and more! KEY TAKEAWAYS  The EPC policy will over time have an impact on rental prices. Ideally landlords shouldn’t increase rents by more than 5% but this isn’t always possible, as long as you aren’t i...

Mark can’t see a single reason to buy an electric car right now. Listen in to this episode to hear his reasons why this is and why you shouldn’t be buying an electric car. KEY TAKEAWAYS  In terms of the environment, developing and building electric cars is more environmentally complex than we are led to believe and the full life-cycle of an electric car has a bigger environmental impact than many...

Join Mark Homer today as he interviews co-founder of award winning investment service Hargreaves Lansdown and majority shareholder of Bristol City FC, Stephen Lansdown CBE. Together they discuss the impact the pandemic has had on the financial market globally, why saving for your future is more important than ever and why people should take an active interest in their personal investments. KEY TAK...

In this episode, Mark talks all about the rental market including how you can manage your own residential portfolio and deal with the rising crisis. KEY TAKEAWAYS  Mark has been working with rentals in Peterborough since 2005. Sine 2016 the sector hasn’t grown at the rate it needed to due to new government legislation, this has created the lack of supply we are seeing now. Some of those who were p...

Rob joins Mark in this episode to have an open and frank Q&A all about business. They discuss why stress is important to be successful, how you can market effectively as well as the people they look up to in business and much more! KEY TAKEAWAYS  Your business only grows as well as you do, how you deal with challenges, stress and pressure make a big difference. Business is a series of dealing with...

Rob and Mark get asked several times a week whether to buy or lease a car! Mark knows more than almost anyone else all about owning cars, including the best deals in each situation. Listen in to be educated on all things owning cars! KEY TAKEAWAYS  If you are buying a high-end supercar or classic, the best thing is to buy it at 2+ years old. Financing is a good option, you can even approach lease...

With the news of interest rates rapidly increasing and mortgage products being removed across lenders, it’s understandable to question whether interest rates will cause a crash in the housing market. In this episode, Mark explores why this may or may not happen and the other issues the current turmoil in the market could cause. KEY TAKEAWAYS  UK base rate is said to hit 6% by May 2023 but this is...

A practical and informative episode where Mark gives invaluable tips on what you can do to save money during the energy crisis. Mark also gives his long-term view on the impact of the cost-of-living crisis on the housing market. KEY TAKEAWAYS  Since 2019 business energy rates are set to go up 800%! Putting solar on buildings is a way to save money, payback for solar now is only around 2 ½ years be...

Are you keen to start a new business venture but don’t know what to expect? Or perhaps you’re running a business and wanting a helping hand? Join Mark Homer today as he discusses the hidden costs of running a business. Discover the importance of not hiring cheap employees, having enough cash in the bank to survive a recession and being able to adapt to new industry standards. KEY TAKEAWAYS Hiring...

Join Mark in this episode as he discusses some of the top stories in the media at the moment, including the mortgage affordability test being scrapped, staggering interest rates and the cost of living crisis.   KEY TAKEAWAYS    It’s in the news that the bank of England are looking at removing the mortgage affordability test. This is not as ‘bad’ as it sounds. After 2008 the new rules and regs appl...

Welcome back to another episode of the Mark My Words podcast with your host Mark Homer. In this episode, Mark goes through his top tips for saving money in your life and business. Mark goes through several areas on how you can save thousands of pounds every year in your life, and business from car insurance, to utilities and saving accounts. Key Takeaways Personal Car Insurance. Make sure that six...

Angel investor Nelson Gray talks about investing in tech start-up businesses. How he chooses the right company to invest in, what is his strategy and the whole process of investing in a new, small company. Upsides and downsides of investing in start-ups, what is his experience working with company founders and tips for investors that are interested in financing new businesses. ABOUT THE HOST Mark...

In this episode Mark interviews The Lord Lieutenant of Northamptonshire. Mr David Laing of Laing  Construction, whose illustrious career spans several decades. Mark makes this episode become a very open discussion between two entrepreneurs from very different periods. KEY TAKEAWAYS (5.00) David Laing’s business history intrigues Mark. He asks David about the construction dynasty which started in 1...

How do you create a successful business and solve the housing crisis at the same time? Well, Alfie Best has one of the most innovative answers out there at the minute. The owner of Wildcrest, which is the biggest Mobile Park operator in the UK, soon to be the world. In this interview, Mark asks Alfie, how he started out in the industry, what the mechanics of the industry are and why Alfie believes...

To get financing, you have to prove to banks and lenders that you’re far from delinquent and can be trusted. So, in this episode of Mark My Words Podcast, Mark talks about how essential it is to build rapport with long-term lenders to get better terms with banks. He also suggests that you look for 2-3 commercial lenders. Though you’ve submitted the complete requirements and have an outstanding cre...