Making Money Personal

In today’s digital world, with so much of our information and interactions taking place over the internet, sooner or later we’re bound to receive suspicious messages or emails trying to trick us into giving sensitive account information. There are always scams circling around we should all be aware of, and today’s scam of note involves Amazon.  Links: Stay up to date on scams with Amazon's securit...

Recurring subscriptions – such as streaming services, apps, and memberships - can quietly drain a budget. Many people don't realize how much they're spending until it's too late. If you are one of the many people trying to manage several streaming services and other subscription services, it is crucial to pay special attention to subscription payments to properly manage and understand their total...

Purchasing a home is a big decision. For most people, it's the biggest purchase they will make in their lifetime. Unfortunately, for many homeowners, even a possession like a house can fall under the threat of identity theft tactics, which makes awareness and protection an important necessity in this day and age.   Links: Explore the benefits of a Triangle Better Checking account For those with Be...

Food delivery apps offer a convenient service to get delicious food brought directly to your door. But they can also pose financial hazards that can derail even the tightest budget. How can food delivery habits impact your overall financial health? Keep listening to find out.    Links: Check out  TCU University  for financial education tips and resources! Follow us on  Facebook ,  Instagram  and ...

Community outreach and financial literacy go hand in hand. Part of Triangle's mission involves bringing our many financial products and services out into the community through various sponsorships, engagement initiatives and employee programs.  In this episode, we're chatting with Jana Gemelli, Community Outreach & Sales Coordinator at Triangle Credit Union, about the work she does to bring Tr...

Are you an animal lover thinking about welcoming your first pet into your home? That’s so exciting! Here are some friendly tips to help you prepare for the journey of pet ownership and understand the costs involved.   Links: Search for and adopt your next furry friend at petfinder.com Use Triangle's Goal Builder tool to start a saving fund for your next pet or a sinking fund for your current one!...

It's never too late to start building a financial plan, but the more time you have to make your money work for you, the better. Developing good financial habits early on increases your chances of achieving financial independence, and starting in your 20s is even more beneficial.  Links: Start your savings journey with Triangle's Goal Builder tool Start your investment journey with Triangle's Finan...

Identity thieves work extra hard to trick us into giving over our personal information. But there are ways for us to implement effective tactics to safeguard our identities and stop thieves in their tracks. In this tip, we’re sharing five ways to take steps you can take to make it harder for identity thieves to steal your information.  Links: Explore the identity protecting benefits of a Better Ch...

Vehicles can get expensive. The average American spends approximately $12,000 on vehicle costs annually, according to the U.S. Bureau of Labor Statistics (2023). Are there ways to cut those costs and save a little money on expenses?    Links: Research tools like Gas Buddy as an option to save money on gas purchases* Check out Triangle's competitive auto refinance rates Check out  TCU University  f...

In an era where technology is intertwined with our daily lives, fraudsters are continually devising new strategies to steal sensitive information from unsuspecting individuals. Among their most insidious tactics is phishing—a deceptive practice designed to manipulate you into divulging your personal information without your awareness.  Learn more about KnowBe4 Awareness Check out  TCU University  ...

Have you ever heard people talking about net worth and wondered what it means? Well, today, you are going to learn!    Links: Watch our Financial Freedom Webinar to learn how to strategize and build a debt payoff plan Learn how to set savings goals with Goal Builder   Check out  TCU University  for financial education tips and resources! Follow us on  Facebook ,  Instagram  and  Twitter ! Learn mo...

Almost every adult has a checking account. Many of us may have more than one. Checking accounts are more than just a place to save and spend money, many come with additional benefits like saving perks, cash back promos and even protective services for you and your family.  Links:  Learn more about Triangle's Better Checking account with ID Protect Already have Better Checking? Access your benefits...

Have you ever wanted to buy something, not because you need or want it, but because it makes you feel good? It may come about when you feel like celebrating a special event or a promotion, so you decide to splurge a little bit on something special. Or if you had a bad day and you need a little emotional boost, so you finally allow yourself that thing you've always wanted but have resisted buying i...

For some students, your college semester is coming to a close, while others are preparing for the fall and their first semester, whether you're a seasoned or a new student, paying for college, is not easy to navigate. Stay tuned as we talk with Rich Neilsen, Lending Products and Partnerships Manager from Granite Edvance, about private loans and how they can fit into your plan for financing college...

Keeping your credit score in good standing is a great way to dramatically reduce the amount of interest you pay on a mortgage and other loans. But.. how? How do we get our credit score up to a number we can be proud of? Well, today, you're going to find out.   Links: Check out  TCU University  for financial education tips and resources! Follow us on  Facebook ,  Instagram  and  Twitter ! Learn mor...

What does being wealthy truly look like? We imagine having big fancy houses, exotic vacations, and high status jobs. But what if I told you that most millionaires, even decamillionaires today, might not look quite like the famous person on your tv or phone screen, but more like your average Joe, living in a house down the street? That scenario is more than norm than you may realize, and that’s goo...

Craving freedom, flexibility, and a front-row seat to nature’s wonders? Whether you're chasing sunsets or seeking spontaneous detours, RV vacationing can save you hundreds on lodging and dining costs. Discover five compelling reasons why vacationing in an RV might just be the ultimate way to explore the open road.  Links: View Bankrate's Summer Vacation Survey Check out Triangle's competitive RV R...

Buy Now Pay Later is a short-term loan that allows consumers to pay for their items in small installments over time. However, due to the popularity of Buy Now Pay Later, there has been an increase in what many have started to label “phantom debt”.  Links: Learn more about this Money Tip's sponsor: New England Royal Service Explore debt consolidation loan options from Triangle Credit Union Watch ou...

Have you ever wondered what it takes to become a truly impactful leader? In this episode, we'll explore practical strategies for cultivating leadership skills that can transform both your personal life and your professional life. Join us as we discuss some actionable insights and a few stories to help you become a more effective and influential leader.  Links: Leaders Eat Last  by Simon Sinek Dare...

Struggling with debt can feel overwhelming, but with the right strategies, it's possible to regain control and build a more secure financial future. Fortunately, there are practical and proven methods to reduce and manage debt effectively, no matter your financial situation.    Links: Check out NerdWallet's Top Budget Apps for 2025 Learn more about Triangle's personal loan options for debt consoli...

Figuring out where to live is a significant and costly decision everyone has to make at some point. If you want to purchase a property to make your home, condominiums, and houses are what you want to look at. Each has pros and cons, and depending on your lifestyle, you may lean towards one over the other. Keep listening to learn which option is right for you.   Links: Learn more about Triangle's m...

What does it take to become a great leader? Leadership skills aren't only for high-ranking executives and key decision makers. They can be used by people in all stages of life and occupations, from teachers and household managers to small business owners and team leaders. In this episode, we welcome back Adriana Torres, a dedicated SCORE volunteer and successful entrepreneur, to share her insights...

Recession, crisis, tariffs, inflation—all these words circulating around the media and internet for the past few weeks have made many people uneasy and a little frightened about the future. Stories of an alarming nature are circulating daily, so if you're beginning to feel spooked, you're not alone. Whether or not a real economic crisis will happen is hard to predict, but setting some safeguards f...

With cryptocurrency's increasing popularity, it's crucial to be aware of the prevalence of crypto scams. Cryptocurrency is a digital currency that uses cryptography to secure transactions. However, the rise of crypto has also led to a surge in scams. It's important to stay alert to spot these scams and avoid falling victim to them.    Links: Report any crypto scams you encounter to any or all of t...

Managing personal finances can be daunting in today's fast-paced world. However, with the emergence of personal finance apps, individuals now have powerful tools to simplify and enhance their financial management. These apps transform financial habits and empower users to take control of their overall financial health. This tip will delve into the top benefits of using personal finance apps, shedd...