Making Money Minute with Ron Hiebert

Making Money Minute with Ron Hiebert - Economic Growth & Stock Markets Stock investors often look at countries economic growth rates as a signal of where to invest. Obviously the higher the growth rate, the more likely stock market returns will move right along with it. But this isn’t always the case. China has had the highest economic growth of any major economy for decades, but its stock markets...

Making Money Minute with Ron Hiebert - Mining Stock Debt Among the most important considerations when investing in mining companies, are for them to be well financed and have strong balance sheets. Running out of cash, often results in selling shares at fire sale prices, diluting existing shareholder interests. If researching a junior mining company, it is safest if they have a major partner who h...

Making Money Minute with Ron Hiebert - 2025 Political Risk When looking at resource companies like mining or energy - where you invest is critical. Avoid companies operating in politically unstable regions, such as the Congo and Venezuela, or in countries with little respect for property rights and the rule of law such as Tanzania, Russia or Mongolia. Resources are a politically vulnerable busines...

Making Money Minute with Ron Hiebert - Why Booms Go Bust When investors get excited about a trend with blockbuster potential, they often over invest. After an idea gets flooded with too much cash, investors seldom get a return that justifies the amount put in. Imagine spending $300,000 to restore a classic car, only to discover when you are finished, that the best price you will be able to get at...

Making Money Minute with Ron Hiebert - Options Stock options are risky. Most investors that speculate on them lose money. Unlike common shares, options have limited lifespans. You can hold common stocks indefinitely in the hope that their value may rise, but options have an expiration date. If an option is not sold or exercised prior to the end date, it becomes worthless. For this reason, an optio...

Making Money Minute with Ron Hiebert - Genius or Inside Trader? If asked who you thought we’re the world’s best investors, you would probably come up with names like Warren Buffett or John Templeton. The truth is … they have been left in the dust by a most unlikely group - US politicians. A company called Quiver Quantitative, launched an ETF, which tracks and buys the stocks most heavily owned by...

Making Money Minute with Ron Hiebert - The Permanent Portfolio If you want to invest, but worry a bear market could chew a big hole in your nest egg, there are options that provide reasonable returns with limited volatility. One of them was developed by a financial guy named Harry Browne called the Permanent Portfolio. You divide your nest egg into 4 equal piles, and put 25% into a domestic long t...

Making Money Minute with Ron Hiebert - Investing When Things Tank Some economists think we are in a debt super cycle. This is where government borrowing exceeds not only the ability to repay the loans, but even make the interest payments on them. Eventually a crisis unfolds, causing central banks to bail out their governments by printing money. The aftermath, is inflation and currency depreciation...

Making Money Minute with Ron Hiebert - Tariffs Aren’t A New Thing US Tariffs, have the same impact, as our federal Goods and Service Tax, and the Provincial Sales Tax. They are a tax on consumption. You pay it when you purchase items and spend money. Tariffs are not a new source of government revenue. Before 1914, tariffs, or custom duties, as they were then called, were the primary source of inco...

Making Money Minute with Ron Hiebert - Tariffs & Inflation The idea that the US economy is going to experience hyper inflation because of tariffs, completely disregards the numbers. America imports about 3 trillion dollars worth of goods each year - a big number yes. However the size of the US economy totally dwarfs the impact of imports. America ‘s economic output, is ball park 30 trillion a year...

Making Money Minute with Ron Hiebert - Stock Market Warning Signs Investors are experiencing financial euphoria as they watch stock markets move from record high to record high. Just as parties don’t last forever, markets are showing signs, things are getting speculative. The first, is the amount of borrowing taking place to invest in stocks. This number is at all time highs. The other worrisome s...

Making Money Minute with Ron Hiebert - Tough Choices For The Disrupted If you have a business, or are invested in one that has been technologically leap frogged, the competition now has the economic advantage. To get back in the game requires some uncomfortable and risky choices. The company can either adopt the new technology, leap frog over it and come up with a better mousetrap, bail on the sec...

Making Money Minute with Ron Hiebert - Blue Chips The term blue chip, actually has its origins, in the game of poker. It refers to the chip with the highest value. In the world of investing, “blue chips” are considered to be well-established, large, and financially sound companies that have a history of consistent performance and profitability. These stocks are often industry leaders, and viewed a...

Making Money Minute with Ron Hiebert - Reshoring Opportunities Reshoring, is the term used to describe companies bringing a chunk of their business back home from outside the country. The problem with Reshoring to a place like United States or Canada, is that labor costs are generally so high, that products made there, aren’t competitive in the global market place. The only way many domestic facto...

Making Money Minute with Ron Hiebert - Beef Prices If you have bought steaks recently for a summer barbecue, you probably got sticker shock at the cash register. The number of cattle in this country has fallen in recent years. Ranchers, have faced rising costs due to increased feed prices, and drought conditions. Because it hasn’t been financially lucrative to raise beef, ranchers have let their h...

Making Money Minute with Ron Hiebert - Tariff History Repeats Canadians are shocked at Trump’s tariff threats - but it is not like this drama hasn’t played out before. On March 17, 1866, Washington let the Reciprocity Treaty of 1854 lapse. This document allowed free trade between Canada and the US in most commodities. Its collapse came over concerns of potential annexation by the US, Britain’s per...

Making Money Minute with Ron Hiebert - Sports Betting Sports betting, whether through neighbourhood hockey pools, or legalized online gambling sites like Draft Kings, is growing exponentially. It is also diverting two of peoples most important assets - their time and money - into non productive activity. Households that bet on sports regularly, routinely see their savings rates drop by 14%. Resear...

Making Money Minute with Ron Hiebert - The Bucket List A bucket list is a number of experiences or achievements a person wants to accomplish in their lifetime. During our adult years, it can be hard to find the time to do them because relationships, family, work and financial obligations often get in the way. For most, the ideal time to fulfill some of these dreams is in retirement. The drawback i...

Making Money Minute with Ron Hiebert - 20 Punch Card Rule Warren Buffett has often spoken about the 20 punchcard rule as a cornerstone of his investment philosophy. Imagine you had a card numbered 1-20, and every time you made an investment, one of those numbers was punched. The card lasted a lifetime, so each of the twenty investments had to represent an extraordinary opportunity. This approach f...

Making Money Minute with Ron Hiebert - Make America Solvent Again MAGA stands for Make America Great Again, and is the rallying cry for all things Trump. But it is political theatre -a dream world. The US is a country that has 37 trillion in Federal Debt and another $100 trillion in unfunded liabilities like, Medicaid, Medicare and various pension plans. Their Federal government receives 5 trillio...

Making Money Minute with Ron Hiebert - Investors Find Greener Pastures The Canada Pension Plan is our countries 800 pound financial gorilla. It manages over 700 billion dollars in retirement funds for Canadians. The places they invest our dollars, speaks volumes as to where they think the best money making opportunities lie. Four years ago, the CPP had 16% of its total funds invested in Canadian s...

Making Money Minute with Ron Hiebert - Saving Vs Earning People spend enormous amounts of time and effort doing investment research, hoping to improve their returns. The financial world is so crowded with investors trying to do the same thing, that beating the markets, is now almost impossible to do. Because of this performance focus, people often miss the low hanging fruit - the easy ways to incr...

Making Money Minute with Ron Hiebert - Broadening The Tax Base Our progressive tax rates are currently structured, so that the top 20% of Canadian income earners, pay 57% of total taxes collected in Canada. The bottom 20% of Canadian income earners, pay 2% of total taxes. The idea that high income earners manage to find loopholes, and get away with not paying their fair share just doesn’t mesh wit...

Making Money Minute with Ron Hiebert - Synthetic Biology We marvel at the incredible breakthroughs in computing power and artificial intelligence that seem to be getting all the press lately. What has been ignored, are the advances being made in synthetic biology. Scientists at a company called Cortical Labs have recently grown a crude sort of biological brain in a vat. They taught it to play an a...

Making Money Minute with Ron Hiebert - Capitalism The Good & The Bad Over the past decade it has become fashionable to bash capitalism and private business as the consummate evil. Often ignored, are the exponential improvements to the human condition that man’s drive to increase profits has produced. At the beginning of the 1800’s, just about everyone lived in extreme poverty. Today, that number g...