Make The Dough Rise

This episode features a neat history lesson about the origins of Social Security, but also gives Brian the chance to analyze some of the current problems surrounding this "entitlement" program. Is it truly an effective way to still eliminate elder poverty? How does it need to fit into a retiree's financial plan? We'll lay out some of the massive changes that have impacted Social Security over the...

Impeachment. Coronavirus. Elections. We have some major headlines dominating the news right now and these events are causing some ups and downs in the markets. But how big of an effect do newsmaking stories actually have on our portfolios? And can we predict these movements and challenges before they happen? We'll take a look at some interesting studies on the subject of predictions as we analyze...

Back on Episode #2 of this podcast, we talked a lot about how the Stretch IRA might disappear if a piece of legislation called the SECURE Act was signed into law. Well, now it is indeed the law of the land. The Senate passed the House's bill and President Trump signed it right before 2019 came to an end and the law went into effect at the start of 2020. So while the law does bring some good retire...

This episode's topic isn't a fun one, but we'll do our best to make it educational and try to lighten the mood along the way. We'll discuss some of the common misconceptions people have about how to structure an end of life plan. We'll discuss beneficiaries, help you understand probate, talk about consolidation & survivorship titling. If you think a simple will is enough to handle a lot of the...

To kick off the new year we're going to tackle one of the most popular financial investment vehicles out there... the 401(k). Why is it a bad thing to be a "401(k) Millionaire" and just how big of trouble are you in if a majority of your savings is hanging out in one of these accounts? We'll answer those questions and more as we look to start the new decade off with some clarity and a well defined...

Another decade is coming to a close. We'll use that as an opportunity to take stock in what's happened both personally and financially on a broader scale the past 10 years and see what lessons we can learn for 2020 and beyond.

Long-term care. It's the real hole in Medicare's coverage. We promised in the previous episode we'd come back to this topic, so let's spend some time breaking down your options for addressing the long-term care need. Do you know your care options? What about hybrid life insurance policies or annuities with a long-term care benefit? Are reverse lines of credit worth exploring? Brian will take us th...

Brett Danko joins Brian Doe again to discuss one of Brett's most passionate subjects, Medicare. Brett has a "famous" analogy to make Medicare easier to understand, and yes, it might make you a little hungry if you're a fan of swiss cheese. The two will cover all the different Medicare options and how they go about helping clients decide which routes are the best to take.

Special guest Brett Danko, managing partner of Main Street Financial Solutions (MSFS), joins the show today to talk about the special relationship between Livingworth Wealth Advisors and MSFS. They'll discuss the origin of their relationship and why this particular structure is so beneficial to clients. They'll also discuss the differences between different financial designations and what it truly...

Recent attacks on Saudi oil refineries have once more bubbled up conversations about the fragility of the world's oil and economic systems. What would happen if we truly had an energy, or financial crisis that led to some of our worst fears? We'll take a quick look at those scenarios on today's show and talk about what your financial plan b (and plan c and plan d) should look like. The widely agre...

Parents and grandparents often want to help with the college expenses of a loved one and so many turn to 529 plans for help. On today's show, we'll break down the good and bad of these types of plans and present you with some alternative saving methods to consider. The end goal, of course, is to help pay for the education. But can it be done more efficiently? Listen in to join the discussion.

You would think that every tax hike would be big news and have extensive coverage from the media. However, sometimes there are convoluted ways that your taxes can be raised. Brian breaks down how these intricate methods might affect you.

Some people choose to place their finances in the care of an independent custodian. In today's show, Brian breaks down this term and explains how it might be beneficial to you.

It can be easy to allocate money to bills and an emergency fund, but what about money for fun? Let's talk about a few steps that may fuel the "fun fund".

As with many people planning for retirement, its' likely that you've got a lot of the right things, but they may not be in exactly the right place. Brian talks about a very simple step you can take to optimize your investments as you build your retirement portfolio.

The Stretch IRA has been a useful financial planning tool for many years. But new legislation making its way through Congress might cause its demise (see the SECURE Act). We'll ask Brian Doe about the implications of the legislation and why you might need to be concerned if you haven't taken the proper steps to guard against this new development.

Welcome to the first episode of Make The Dough Rise with Brian Doe. On this edition, we'll get to know Brian a little better, explore how he got into the industry, why he calls Georgia home, and detail for you what we hope you'll learn from listening to future podcasts.