Main Street Banking: A Podcast for Community Bankers

Trying something a little different! We're starting a new series called "Outside the Vault"...a look at community banking in a different way. Part of that is going to be an episode with listener responses. We want you to answer the question "How has a community bank impacted you or your family positively?" Send in your audio or written responses to me at byron@barret.ws and we'll be sure to includ...

There is some interesting data to show that de novo market has not been what it has been over the history of banking. It's a new world...but it doesn't mean that the market is dead. Like most everything in banking, it's simply shifted. Randy Dennis, president of DD&F Consulting, is a long time banking expert in this area and has been on our faculty for many years.

With so much attention given to the agricultural market due to trade, weather conditions, and the inherent risk in that market, it's important to stay abreast of the trends and listen to the experts. And there's not a better expert than Farmer Mac's Chief Lending Officer, Curt Covington. Curt is a long time veteran of the Ag Lending field and helps oversee the $20 billion Farmer Mac institution.

Compliance training does not have to be boring. As a matter of fact, in the many years that we have been evaluating our faculty and our curriculum, one of the highest rated classes is Compliance. The faculty members contribute a great deal to this, to be sure, but the topic is one that MUST be discussed. And if that's the case, then let's make it interesting and actually beneficial to the bank. Ju...

You may have noticed that the interest rate markets have been rather surprising over the past several quarters. It's been very interesting and has a good deal of impact on the financials of community banks. As always, ICBA Securities' Jim Reber is on top of things and here to give us some insight into the markets.

Trish Springfield is historically one of our most popular faculty members and podcast guests. If you've met her, you'll instantly know her passion for people and banking. We sit down and talk about growing your team and improving your bank.

Sometimes, the answers to the tricky problems we face in banking are not readily apparent. Sometimes, we get those answers and they don't make any sense. How do we stay relevant? How do we solve the problem of ***fill in the blank*** Chad Hoffman, CEO and President of Richwood Bank in Central Ohio, and his team of creative thinking bankers have come up with some amazing concepts that go beyond the...

Today is Thursday, May 23 2019 and this is your last daily podcast and announcements for the 2019 session. Graduation is tomorrow...speaker is tonight...and more importantly, free night is tonight as well. You all have done a great job this year. Enjoy Memphis responsibly.

Today is Wednesday, May 22. Things have been a little odd this year with a changing speaker...but we've got a great speaker lined up. Check out the music in the Barret Lounge tonight as well...chances are that you are listening to them as you read this!

Today is Tuesday, May 21 and you have completed your second day of Barret. Don't forget to check your text messages for your announcements. If you have any questions, please don't hesitate to ask any of the staff.

Monday, May 20. You've survived the first day...and you're doing great! We've got today's announcements for you here and hope, if you're not here, you're enjoying this series and getting a taste of what Grad Week is really all about.

Welcome to Barret Grad School!!! It's going to be a great year this year as we try out some new things. Be sure to subscribe to the podcast, tell your friends to subscribe to the podcast, and enjoy yourself during the week.

The next several episodes are going to be a little different. We want to show you what our grad school really looks like but also provide our students with a new source for information and engagement. We're going to be using the podcast for something a little different than the traditional podcast use. We'll see if it works! Let us know what you think.

There is an elephant in the room for community banks and that is the Current Expected Credit Loss (CECL) that is within several years of implementation. Potentially, it could have an impact to banks' retained earnings but also has an impact on loan pricing and generally how banks view their credit exposure. It's a shift that is coming...that's not being discussed as it needs to be in the community...

Jim Reber of ICBA Securities is back for his quarterly economic update for community banks. The last 90 days have seen some interesting happenings in the interest rate environment. Quality advice from subject matter experts such as Jim is vital the long-term health of your community bank.

ICBA Live 2019 has been amazing and I don't know that a podcast episode (or two) can really capture the excitement and all of the information that community bankers experienced here in Nashville. The community banking industry is in amazing hands with the ICBA leadership, the bankers I met were amazing and genuinely love the industry, our fellow vendors, too, are deeply involved with making commun...

From Music City, we are at #ICBALIVE19!! It is an outstanding event for the community banking industry as the best and brightest get together to share ideas, see the latest trends, meet new friends, and celebrate old ones. Today, Monday, was the graduation of sorts for the ThinkTECH Finalists where they made their presentation to the banking industry. I continue to be impressed with each of the fi...

John Waupsh, Chief Innovation Officer at Kasasa, has written an outstanding book entitled "Bankruption" about how FinTech's impact on community banks and what our response should be. There is no sugar-coating in his words, but the insights are very rewarding. This is a must-read for community bankers...regardless of title. Check it out on Amazon here: https://www.amazon.com/Bankruption-Community-B...

The ICBA ThinkTECH Accelerator powered by The Venture Center is a brand new initiative to bring community banks and fintech entrepreneurs together in a way that has not been done to this scale and with this much attention to shortening the "feedback loop" that banks and fintechs must face.

Our quarterly "Main Street Economic Update" for Q1 2019. We've seen a good bit of volatility in the markets over the past several months. Jim sits down and gives us some clarity into the markets.

We sit down with Sarah Bacehowski from Mills Marketing to talk about her thoughts on omni-digital banking. What I found so interesting about her presentation here and at Lead FWD, was her ability to communicate what this new method of banking will look and feel like to our customers.

2018 has been an amazing year. Main Street Banking started out as a wild idea about doing a podcast before I even really knew what a podcast was! However, we have covered some really interesting topics relevant to the community banking industry and next year is already shaping up to be even better. Here's our "mix tape" of 2018's "greatest hits". From all of us at Barret School of Banking, happy h...

Philip Smith of Gerrish Smith Tuck sits down with us and goes over some of the main points to consider when conducting your strategic planning sessions with your management and your board. Though important, "strategic planning" goes beyond SWOT and bank products as Philip explains.

Ag lending is a crucial part of many community banks. On December 7, Barret will be hosting our first annual Ag Lending Summit in Memphis. In advance of that, we sat down with Dr. Bert Greenwalt and Scott Stiles from Arkansas State...two of the most respected voices in agricultural economics to hear about the state of ag industry. To hear more from these two, come to our Ag Lending Summit on Decem...

Jimmy Sawyers of Sawyers & Jacobs has been at the forefront of technology in community banking for a long time. Jimmy is also one of our most popular instructors here at the Barret School and when he put out a Top 10 Predictions for 2018, I thought it'd be a good idea to look back on those and do a "year in review" episode through the lens of those predictions. Hope you enjoy. https://sawyersjacob...