Lykken on Lending

AI and automation are transforming the mortgage industry, with companies like Blend, Gateless, and SimpleNexus introducing advanced solutions to streamline processes, enhance compliance, and improve customer experiences. ----------------------------------------------------- Allen Pollack , Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter ex...

The bond market remained steady last week amid limited economic data, with upcoming Treasury auctions, the Fed announcement, and key inflation reports expected to drive volatility and influence interest rate trends. ----------------------------------------------------- Matt  began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing prod...

01-26-2025 Gold Tells Davos that "You're the Reason Our Kids Are Ugly"  ---------------------------- EU, You're The Reason Our bonds Are Ugly, little Davos. Amazing, but looks ain't ev'rythin' and money ain't ev'rythin' US loves you just the same. Last week, Gold rejoiced over the Davos World Economic Forum follies. Will the fiscal constraints unfolding from DC demand a reset of WEF’s re...

The Mortgage Minute highlights key Senate committee advancements on the nominations of Scott Besant (Treasury), Doug Collins (VA), and Scott Turner (HUD), with MBA urging swift confirmations. MBA President Bob Broeksmit also emphasized FHA’s strong financial position and called on the Trump administration to lower mortgage insurance premiums to improve affordability for low-to-moderate-income buye...

In this insightful episode of Lykken on Lending , David Lykken sits down with Mark Fleming, Senior Vice President of Decision Scientist and Chief Economist at First American Financial Corporation, to tackle some of the most pressing issues in the housing market. From the persistent housing supply shortage and regulatory burdens to the role of interest rates and the potential economic impacts of th...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

In this engaging episode of Lykken on Lending , host David Lykken is joined by the inspiring and dynamic Sue Woodard, a renowned voice in the mortgage and fintech industries. Together with co-host Allen Pollack, they dive into the complexities of lender-vendor relationships, discussing challenges, opportunities, and the critical human element in mortgage technology. Sue, leveraging her unique pers...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

In this episode of Lykken on Lending , David Lykken sits down with Brian Vieaux, a seasoned mortgage industry leader and the driving force behind FinLocker, to explore the evolving role of the modern loan officer. Brian introduces the concept of the "Hybrid Loan Officer," blending traditional referral-based practices with innovative digital strategies to engage homebuyers earlier in their journey....

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

In this episode of Lykken on Lending , David Lykken sits down with Mike England, a seasoned entrepreneur and innovator, to explore My Utilities Platform—a groundbreaking service that simplifies the home buying process for consumers while creating additional revenue opportunities for mortgage lenders. Mike shares insights from his career journey, including his work with industry giants like Kimberl...

In this episode of Lykken on Lending , host David Lykken sits down with Garrett Locklear, a top loan originator and founder of Candid, to discuss innovation in mortgage technology. Garrett shares the story behind Candid’s recent acquisition of Unifi CRM, a strategic move that positions the company as a major player in the mortgage tech space. Together, they explore how Candid’s all-in-one operatin...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

In this episode of Lykken on Lending , David Lykken interviews Mike O’Krent, founder of Life Stories Alive. Mike shares his inspiring journey from interviewing Holocaust survivors for Steven Spielberg’s USC Shoah Foundation to creating personalized legacy videos for families, businesses, and nonprofits. This heartfelt discussion dives into the transformative power of storytelling, the importance o...

The mortgage industry is no stranger to change, and the challenges it faces today demand bold discussions and innovative solutions. In this special Christmas Day podcast episode, David Lykken brings together two industry thought leaders, Greg Sher and Taylor Stork, to explore the pressing issues shaping the future of housing finance and mortgage lending. From Scott Turner's appointment as HUD Secr...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ Cyp...

The Lykken on Lending podcast welcomes Mark Fleming, Senior Vice President for Decision Science and Chief Economist at First American Financial Corporation, for a thought-provoking discussion on the current housing market, mortgage rates, and the challenges and opportunities facing the industry. Mark shares his expert analysis of the Federal Reserve’s recent decisions, the evolving economic landsc...

In this insightful episode of Lykken on Lending , David Lykken sits down with Spencer Dusebout, co-founder of Aidium and an innovator in the mortgage industry. From his early days creating a movement to provide clean water to thousands globally to his current work leveraging AI to transform mortgage lending, Spencer shares his unique perspective on technology and problem-solving. The discussion de...

The latest episode of Lykken on Lending dives into the transformative power of Angel AI in the mortgage industry, featuring insights from AI expert Pavan Agarwal of SunWest Mortgage and users Chris Beadles and Collin Stodghill from Country Alliance Mortgage. They share how this cutting-edge tool streamlines loan processing, reduces turnaround times, and improves borrower experiences, enabling them...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ Cyp...

AI and automation are transforming the mortgage industry, with companies like Blend, Gateless, and SimpleNexus introducing advanced solutions to streamline processes, enhance compliance, and improve customer experiences. ----------------------------------------------------- Allen Pollack , Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter ex...

The bond market rallied last week on weaker-than-expected economic data and hints of rate cut possibilities from the Fed, with key inflation reports like CPI and PPI poised to shape momentum this week. ----------------------------------------------------- Matt  began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only...

12-09-2024 "Around The World" Expect The 6's ------------------------------------ Around the 6s, around the 6s. Around the 6s, around the 6s. Last week, Dave Lykken replayed our June 24 forecast that you should see the 30-year mortgage rate reach 6% by the end of the year, which was above 7%. It reached 6.11 in September. The trend to lower mortgage rates should reach 6.375 by New Year’s Eve....

MBA commends FHFA's revised Suspended Counterparty Program regulation proposal, urging further refinement to protect GSE-approved lenders from undue penalties for routine certifications. ------------------------------------------------------------- Adam DeSanctis , Director of Public Affairs at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two...