Lykken on Lending

This podcast segment covers as Congress considers slashing CFPB funding to zero, mortgage industry experts discuss the potential compliance chaos, the shift toward state oversight, and the broader implications for lenders navigating evolving regulations. ---------------------------------------------------- Alice Alvey , Master CMB Vice President Partner Education and Training at  Union Home M...

This podcast segment explores using AI-driven insights, this discussion explores Rocket Mortgage’s $1.75 billion acquisition of Redfin, analyzing its strategy to dominate the homebuying process, potential industry shakeups, and the challenges it must overcome to succeed. ----------------------------------------------------- Allen Pollack , Tech Consultant Allen Pollack, a Mortgage & Financial...

This podcast segment Market volatility surged last week as Germany’s debt ceiling proposal shook global bonds, Fed Chair Powell signaled economic stability, and all eyes now turn to the upcoming inflation report for clues on the next move. ----------------------------------------------------- Matt  began as an originator in 2002. He fell in love with the idea of following MBS in real-time but...

03-10-2025 "Love Potion No. 9" Spills In Europe ---------------------------- They held their nose; they closed their eyes; they took a drink. Bonds didn't know if it was day or night. They started selling everything in sight. A love fest broke out in Europe for Zelenskyy. Germany’s coalition of election losers hatched a plan to defend Ukraine off the books. Did USAID teach them to h...

What makes a mortgage company not only survive but thrive in a competitive industry? People, technology, and culture. In our upcoming LinkedIn Live episode of Lykken on Lending , we’re sitting down with Amy Smith, Chief Lending Officer at ALCOVA Mortgage , to explore how they’ve built a company where top talent stays, innovation drives efficiency, and community impact fuels growth. From their goal...

HUD has announced a six-month delay on its energy efficiency building standards for FHA and USDA-financed new construction, giving policymakers more time to assess its impact on affordable housing and industry concerns. ------------------------------------------------------------- Adam DeSanctis , VP of Communication at Mortgage Bankers Association As a strategic public affairs and communications...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

This podcast segment highlights concerns over loan servicing capacity, Ginnie Mae’s reliance on contractors, industry agency leadership changes, and potential political impacts on mortgage operations and efficiency. ------------------------------------------------------------------ Marc Helm , CEO, and Author Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing...

This podcast segment covers key developments, including the passage of HR695 for Medal of Honor recipients, proposed SBA loan restrictions, ongoing budget negotiations, and the broader economic concerns surrounding rising debt and government spending. ---------------------------------------------------- Alice Alvey , Master CMB Vice President Partner Education and Training at  Union Home Mort...

In this episode of Lykken on Lending , we’re unpacking the future with Pavan Agarwal , covering some of the biggest financial and economic shifts on the horizon. From Doge’s potential impact on policy , the hidden value in U.S. gold reserves , and what these developments could mean for mortgage rates , Pavan shares his bold predictions on where the economy is heading. We also discuss the Federal R...

This podcast segment explores recent bond market trends, the impact of economic data on yields, and how investor sentiment, weaker GDP forecasts, and shifting fiscal policies are driving a flight to safety in the financial markets. ----------------------------------------------------- Matt  began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt th...

03-03-2025 Trump Tells Selensky to "Hit the Road Jack" ----------------------- Hit the Road, Jack, until you come back, no war, no war, no war, no more. Hit the road Jack and don't you come back no more. What Trump say? Friday’s extraordinary squabble offered Bond traders two markets to react to the Dollar and Oil. Trump ousted the man with no cards, Ukrainian President Zelenskyy, w...

In this episode of Lykken on Lending , we sit down with Colin Gazinski, Lead Solutions Consultant at Finastra, to explore the rapidly evolving role of AI in mortgage lending. As financial institutions and independent mortgage bankers navigate a changing market, technology is proving to be a game-changer—helping lenders do more with less. Colin shares his insights on how AI-driven automation, workf...

The Mortgage Bankers Association (MBA) is hosting a March 6th Town Hall webinar to discuss key policy updates, advocacy efforts, and regulatory developments impacting the mortgage industry, with insights from MBA President Bob Brooksmit and other industry leaders. ------------------------------------------------------------- Adam DeSanctis , VP of Communication at Mortgage Bankers Association As a...

The artificial intelligence boom has captured the attention of investors worldwide, but is it truly delivering on its promises? In this episode of Lykken on Lending , host David Lykken dives into a critical discussion with Pavan Agarwal, CEO of SunWest Mortgage, to explore the latest insights from Microsoft on AI investments. As funding pours into AI-driven startups, industry leaders are questioni...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...

This podcast segment explores market volatility, the impact of government spending cuts on interest rates, the evolving role of tariffs, and the latest mortgage industry M&A activity signaling confidence in housing finance.

This podcast segment highlights the growing spam problem in digital communication, its impact on businesses and consumers, and the need for stronger regulations to protect against scams and fraud. ------------------------------------------------------------------ Marc Helm , CEO, and Author Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of ex...

This podcast segment explores the impact of AI on mortgage technology, shifting consumer communication preferences, and how lenders are adapting to digital engagement and regulatory changes. ----------------------------------------------------- Allen Pollack , Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage originati...

This podcast segment explores regional mortgage production trends, the impact of economic conditions on lending, cost-cutting strategies for mortgage lenders, and key industry events shaping the future of housing finance. ----------------------------------------- David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder...

This podcast segment explores the latest bond market trends, the Fed’s stance on quantitative tightening, and key economic indicators—including PMI and inflation data—driving interest rate movements. ----------------------------------------------------- Matt  began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only s...

In today’s fast-evolving mortgage industry, authentic leadership and digital innovation are more crucial than ever. This Wednesday, join me for a LinkedIn Live session where I sit down with Dr. Rick Roque , a seasoned expert in mortgage strategy, M&A, and growth acceleration. We’ll dive into how leadership shapes success, the role of AI and digital tools in driving efficiency, and what the fut...

02-24-2025 "When You're Smiling" Mortgages Rates Could Fall 25 bps --------------------- When you’re smiling. With rates smiling. The loan app comes to you. With the Fed on the sideline and economic news trending towards weakness, Bonds smile while the short end frowns. Despite the Treasury coupon curve containing bulls and bears, time is on the bulls' side. Global inflation indicators are mixed b...

This segment covers MBA’s recent Mortgage Action Alliance webinar, where leaders discussed Trump administration policy shifts, recent advocacy wins, and key priorities for the upcoming National Advocacy Conference. ------------------------------------------------------------- Adam DeSanctis , VP of Communication at Mortgage Bankers Association As a strategic public affairs and communications execu...

The Lykken on Lending program will feature our Weekly Mortgage Updates with  Adam DeSanctis and his MBA Mortgage Minute , and then  Les Parker’s TMSpotlight ,  a macroeconomic perspective on the economy  with a music parody. That leads to  Matt Graham of MBS Live  providing you a rate & market update , followed by  David Kittle , Chief Executive Officer @ The...