Lykken on Lending

05-19-2026 "Time Is Running Out" For The Bear Trend ------------------ They wanted serfdom, bombs for destruction They tried to give them up, but they’re addicted. New data, coupled with unresolved peace deals, keep oil under pressure and Treasury yields and mortgage rates up. Iran’s situation has not changed. The terrorist regime wants to control its neighbors and drive Israelis into the sea with...

In a mortgage industry built on relationships, trust, and long-term commitment, few names carry the respect and recognition of Chrisman. In this special Father's Day episode, David Lykken sits down with Rob Chrisman and his son, Robbie Chrisman, for a candid conversation about family, leadership, work ethic, and the values that have shaped one of the industry's most trusted brands. From the origin...

This podcast segment highlights MBA-backed revisions to the Twenty-First Century Road to Housing Act that address key industry concerns while advancing bipartisan housing finance reforms through Congress. ------------------------------------------------------------- Adam DeSanctis , VP of Communications at Mortgage Bankers Association As a strategic public affairs and communications executive with...

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute , providing key updates from the Mortgage Bankers Association. Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature music...

Artificial intelligence is everywhere, but not all AI is created equal. In this episode of the Weekly AI Update, David Lykken sits down with Jennifer from Angel AI and Celligents to explore the difference between AI hype and true mortgage intelligence. Their conversation dives into what it really takes to build an AI system capable of performing meaningful work in a highly regulated industry, from...

In an industry often defined by rates, guidelines, and transactions, Molly Dean reminds us that mortgage lending is ultimately about people. In this inspiring episode, Molly shares her unlikely journey from studying genetics and selling cars to becoming one of the mortgage industry's rising leaders. Along the way, she reveals the moment that shaped her purpose—helping a real estate agent provide f...

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute , providing key updates from the Mortgage Bankers Association. Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature music...

Artificial intelligence is changing the rules of business faster than most professionals can keep up, but according to entrepreneur and branding expert Shanda Sumpter, the real competitive advantage isn't AI—it's authenticity. In this insightful episode, Shanda joins David Lykken to discuss why personal branding has become one of the safest investments in today's economy, how AI should amplify you...

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute , providing key updates from the Mortgage Bankers Association. Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature music...

The mortgage industry is rapidly embracing AI-powered underwriting, automated income analysis, appraisal reviews, and fraud detection tools—but with that innovation comes a critical question: who’s responsible when the technology gets it wrong? In this episode, David Lykken sits down with industry veterans David Kittle and Arthur Prieston to unpack the growing wave of repurchase demands tied to ve...

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute , providing key updates from the Mortgage Bankers Association. Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature music...

What if the best leaders aren’t the ones pretending to have all the answers? In this powerful conversation, leadership consultant and author Jim Brown joins David Lykken to unpack the core message behind his new book, The Imperfect CEO . Together, they explore why authentic leadership, vulnerability, and trust are becoming essential leadership competencies in today’s workplace culture. Drawing on...

The mortgage industry is entering a new era of scrutiny around VA refinance lending, and this Weekly AI Update exposes a troubling issue hiding in plain sight. David Lykken sits down with AI expert Pavan Agarwal to unpack how some VA refinance loans are technically meeting guidelines while financially harming veterans by stripping away tens of thousands of dollars in home equity for minimal monthl...

The mortgage industry is entering a new era defined by AI, consolidation, operational efficiency, and increasing competitive pressure on independent lenders. In this episode, David Lykken sits down with newly appointed Lenders One President Rick Seehausen to discuss his vision for the future of mortgage lending and the evolving role of mortgage cooperatives. Drawing from more than 30 years of indu...

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute , providing key updates from the Mortgage Bankers Association. Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature music...

In this week’s Weekly Mortgage Update commentary, industry leaders unpack the growing tension between geopolitical instability, inflation expectations, and the future direction of mortgage rates. With Iran conflict headlines driving oil price volatility and investors closely watching inflation data, markets remain highly reactive to every new development. The discussion explores how rising energy...

This podcast segment captures growing industry frustration as lenders and experts question the execution, costs, and real impact of FHFA’s credit scoring rollout despite years of development. ------------------------------------------------------------------ Alice Alvey , Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Tr...

The mortgage industry is evolving alongside a major demographic shift: Americans are living longer than ever before, and that reality is transforming the way borrowers approach retirement, home equity, and homeownership. In today's Hot Topic, David Lykken sits down with mortgage veteran Michael Banner to discuss the rise of the “longevity economy” and why mortgage professionals must move beyond si...

This podcast segment explains how Iran peace-talk headlines, falling oil prices, and shifting inflation expectations triggered a sharp drop in bond yields and mortgage rates, while keeping markets highly sensitive to geopolitical developments and upcoming CPI data. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following...

05-12-2026 "War of Change" or Peace ----------------------- It's a truth that in every war Worlds collide, and deals get brokered. Oil producers shut in wells when they run out of storage, and analysts say Iran will hit its limit in May. So, expect Iran to strike a peace deal. Consequently, assume oil stays below $100, then drifts below $80 by late May. Meanwhile, look for fireworks in Ukraine to...

This podcast segment highlights the MBA’s urgent call for mortgage professionals to engage lawmakers and push for critical fixes to housing legislation that could significantly impact FHA lending, affordability, and the future of the mortgage industry. ------------------------------------------------------------- Adam DeSanctis , VP of Communications at Mortgage Bankers Association As a strategic...

The financial services industry is entering a transformation unlike anything seen since the rise of the internet. In this episode of Lykken on Lending , David Lykken sits down with AI innovator Pavan Agarwal to discuss the emergence of “self-driving mortgages” — fully autonomous lending systems powered by advanced transactional AI. From AI-driven underwriting and servicing to blockchain-enabled fi...

Artificial Intelligence is no longer a future concept for the mortgage industry—it’s becoming a competitive advantage in real time. In tomorrow’s LinkedIn Live, David Lykken sits down with Garrett Locklear, founder of Candid and one of the industry’s most innovative loan originators, for a fascinating conversation about how AI agents, workflow automation, and hyper-personalized marketing are trans...

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute , providing key updates from the Mortgage Bankers Association. Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature music...

The mortgage industry is navigating a delicate balancing act as rising rates, geopolitical instability, oil market volatility, and economic uncertainty continue to pressure financial markets. Yet despite growing concerns over inflation, Treasury yields, and the long-term impact of global conflict, many mortgage leaders remain surprisingly optimistic about production volume and pipeline strength. I...