Love Your Retirement

In this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy. For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

This week on “Love Your Retirement,” Heidi Ardis, founder and CEO of Agape Wealth, discussed why Mississippi stands out as a top state for retirees, particularly in terms of tax benefits. Drawing from a recent Kiplinger article that rated Mississippi as the best for retirement taxes, Heidi highlighted how the state’s lack of taxes on retirement income can potentially translate into significant sav...

The Social Security Administration is preparing to announce its annual cost-of-living adjustment (COLA). While this adjustment is designed to help retirees keep up with inflation, it rarely covers the true rising costs of healthcare, housing, and everyday expenses. For affluent retirees — those with $500,000 or more in savings — the timing and strategy of claiming Social Security benefits can have...

New data shows retirees in 2025 are facing massive health care expenses — averaging around $172,500 over their retirement years. Many are not planning for this, and those surprise costs could erode their savings fast. Today’s show explains ways to build a plan that can help protect you — including health, savings, and income — and invites listeners to a free retirement income & healthcare cost...

On this week’s Love Your Retirement show, Heidi Ardis, founder and CEO of Agape Wealth, tackled timely retirement planning topics including Medicare changes, tax strategies, and the impact of interest rates and market trends for retirees. Heidi shared updates from her recent Medicare seminar and addressed how new legislation and inflation are affecting Advantage plans, stressing the importance of...

On this episode of "Love Your Retirement," Heidi Ardis dives into the realities and misconceptions of retirement planning, moving beyond generic averages like "$1 million to retire" or the traditional "three-legged stool" of Social Security, pensions, and savings. Heidi emphasizes that a successful retirement plan is highly individual, tailored to each person's lifestyle, assets, and future needs....

This week, Heidi Ardis, founder and CEO of Agape Wealth, tackled the complexities of Social Security and retirement planning, offering clarity on issues like potential privatization, changing benefits, and optimal strategies for when to start Social Security. She emphasized the importance of having a holistic retirement plan that looks beyond government programs, factoring in income sources, pensi...

On this week's "Love Your Retirement" show, Heidi Ardis, founder and CEO of Agape Wealth, emphasized the importance of proactive planning as we head into the fourth quarter of 2025. Heidi discussed the significance of tax strategies, Roth conversions, and required minimum distributions (RMDs), urging listeners not to wait until year-end to take necessary financial actions. They highlighted Agape W...

This week on "Love Your Retirement," Heidi Ardis, founder and CEO of Agape Wealth, tackled the complex questions facing retirees, including interest rate changes, inflation, and preparing for the uncertainties of retirement. Heidi explained how fluctuations in interest rates impact daily expenses, loan affordability, and the overall housing market—not just for individuals, but also for businesses...

In this week's episode of the Love Your Retirement show, host Heidi Ardis, founder and CEO of Agape Wealth, delves into essential aspects of retirement planning. Heidi emphasizes the importance of preparing for unforeseeable expenses, highlighting how healthcare costs can unexpectedly burden families and individuals. She shares personal anecdotes, expressing her frustration with the skyrocketing m...

In this week's episode of "Love Your Retirement," Heidi Ardis, CEO of Agape Wealth, discussed strategies for retirement planning. The show emphasized the personalized care and dedication Agape Wealth offers, beginning with vital considerations like income sources once paychecks cease, tax strategies, and whether to move funds into the Roth world to potentially avoid higher taxes later. Elliott als...

In this week's "Love Your Retirement" show, Heidi Ardis, CEO of Agape Wealth, talks about crucial aspects of retirement planning. They explore the intricacies of developing a retirement blueprint that encompasses income, investments, tax strategies, healthcare, and legacy planning. The episode emphasizes the importance of creating a personalized plan that reflects the highest form of care and dedi...

In this week's episode of "Love Your Retirement," Heidi Ardis, the founder and CEO of Agape Wealth, dives into the intricacies of retirement planning. They emphasize the importance of having a solid retirement plan, discussing key aspects like legacy planning, income strategies, and tax considerations. The episode also features Heidi's recent experience at the New York Stock Exchange, where she re...

In this week's episode of the Love Your Retirement Show, Heidi Ardis, founder and CEO of Agape Wealth, delves into the nuances of retirement planning and the implications of a recent legislative bill (The Big Beautiful Bill) on various aspects such as taxes, legacy planning, and income strategies. The show highlights how Agape Wealth offers support and guidance for those nearing or in retirement,...

On this week's episode of Love Your Retirement, host Heidi Ardis, founder and CEO of Agape Wealth, gets into retirement planning, addressing the primary concerns of retirees and pre-retirees, such as planning for financial stability, managing inflation, and mitigating market volatility. Heidi shares her expertise in helping clients navigate complex financial landscapes by crafting personalized ret...

This week's episode of the Love Your Retirement Show dives deep into the nuances of retirement planning with Heidi Ardis, founder and CEO of Agape Wealth.  Amid the market volatility caused by political shifts and global events, Heidi stresses the importance of a long-term strategy over reactionary changes, underscoring that financial stability requires a comprehensive view and adaptive portfolio...

In this week's episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, delves into the complexities of retirement planning, focusing on the pervasive fear of outliving one's savings. Heidi emphasizes the importance of devising a comprehensive income distribution plan tailored to individual needs. She explores key challenges such as inflation, longevity, and health...

The radio show "Love Your Retirement," hosted by Heidi Ardis, founder and CEO of Agape Wealth, delves into comprehensive retirement planning. Heidi articulates the importance of creating a solid income strategy to replace lost paychecks post-retirement. She emphasizes that this strategy must be personalized, reflecting each individual's unique financial circumstances, desires, and risks. Additiona...

The "Love Your Retirement Show" hosted by Heidi Ardis primarily focuses on retirement planning, emphasizing the importance of creating a reliable retirement blueprint. The show discusses the three (and really five) pillars crucial to retirement success: income, investment, taxes, healthcare, and legacy planning. It provides insights into how these pillars are interconnected and necessary for build...

The "Love Your Retirement Show", hosted by Heidi Ardis, the founder and CEO of Agape Wealth, delves into a variety of retirement planning topics. Key discussions include the importance of personalized financial advice, especially in the wake of changing tax laws like the 2017 Tax Cuts and Jobs Act. The show emphasizes the need for a tailored retirement strategy, considering individual circumstance...

The Love Your Retirement Show, hosted by Heidi Ardis, founder and CEO of Agape Wealth, emphasizes comprehensive retirement planning with a personalized approach. During the show, Heidi discusses various elements crucial to crafting a secure retirement plan, such as legacy planning, income strategies, tax strategies, healthcare, social security, and Medicare. She stresses the importance of understa...

In this episode of "Love Your Retirement," Heidi Ardis, founder and CEO of Agape Wealth, discusses essential tips for achieving a happy and fulfilling retirement. Heidi emphasizes the importance of clear communication with family, including discussing financial changes and future plans, to ensure everyone is on the same page. She also highlights the significance of routine and purposeful activitie...

In this episode of the Love Your Retirement Show, Heidi Ardis, founder and CEO of Agape Wealth, discusses the essential aspects of retirement planning. Heidi emphasizes the importance of having a comprehensive retirement blueprint that covers income, tax strategies, health strategies, and social security decisions. She explains that transitioning from wealth accumulation to wealth distribution req...

In this episode of the "Love Your Retirement" show, Heidi Ardis, the founder and CEO of Agape Wealth, discusses essential retirement planning strategies. They highlight the importance of having a comprehensive plan that includes income, investment, tax, healthcare, and legacy planning. Heidi emphasizes that proper estate planning can prevent significant difficulties for heirs and ensures that weal...

In this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, delves into the complexities and emotional aspects of retirement planning. The podcast begins with an introduction to Agape Wealth's commitment to infusing care and love into every retirement blueprint they create. Heidi shares insights on how they address common concerns such as the impact of market...