Long Term Care Radio

Don't Pay More for Less 08.02.2025 52:01 ↓

Brian explains why asset-based plans that pay you back are not more expensive than traditional plans.

Care Provider Options 31.01.2025 52:01 ↓

Brian discusses the multiple options long-term care insurance pays for when you need care.

Death Benefits, Cash Value and Surrender Value 27.01.2025 52:01 ↓

Brian explains the other guaranteed benefits of Asset-Based long-term care insurance plans

Covered Services 16.01.2025 52:01 ↓

Brian goes over what services are covered by Long-term care insurance.

Plan Design Options 10.01.2025 52:01 ↓

Brian goes over total benefits, monthly benefits, and other considerations when designing a long-term care insurance plan.

Misconceptions 03.01.2025 52:01 ↓

Brian goes through the top 5 misconceptions about long-term care planning and what long-term care insurance actually does for you. 

What Is Long-Term Care Insurance? 27.12.2024 52:01 ↓

There are a LOT of misconceptions surrounding long-term care insurance and what a long-term care situation really looks like. In this episode, Brian explains what you're actually insuring against when you put a long-term care plan in place. 

Traditional Rate Increases 20.12.2024 52:01 ↓

Rate increases on existing long-term care policies are prevalent right now. In this episode, Brian explains exactly what is happening, and why the older policies have had to raise rates.

Formal vs Informal Care 13.12.2024 52:01 ↓

Brian explains how long-term care insurance plans are paid out and who you can pay for your care with your benefits. Can you pay family members to provide your care? 

Understanding Benefits 06.12.2024 52:01 ↓

Brian explains how your benefits work once you go on claim.

Legacy is More Than Money 29.11.2024 52:01 ↓

Brian discusses the importance of long-term care planning when doing estate planning. 

Family is Why 22.11.2024 52:01 ↓

Brian explains why long-term care planning is not just about money. 

What is Underwriting 15.11.2024 52:01 ↓

Brian explains the underwriting process to qualify for long-term care insurance and how we at 525 Advisors help make the process as smooth as possible. 

What Happens When You Go On Claim 08.11.2024 52:01 ↓

This week Brian talks you through what happens in a long term care situation and how the experience is vastly different with insurance and without. 

Where to Start 01.11.2024 52:01 ↓

Brian explains why you don't start with "quotes" when it comes to long-term care planning.

Taxes and LTC 25.10.2024 52:01 ↓

Brian goes over tax deductions for businesses and individuals and the advantages of tax-free income on claim.

LTC Survey 18.10.2024 52:01 ↓

Brian discusses a recent survey done and brings some more education about some of the common viewpoints around LTC

The Walmart Effect 11.10.2024 52:01 ↓

Brian talks about the Financial Industry's regulations that have affected choices, similar to the "Walmart Effect". 

Reallocating Income 04.10.2024 52:01 ↓

Brian discusses the pitfalls of trying to reallocate existing income to pay for long-term care.

It Wasn't Medicare 27.09.2024 52:01 ↓

Brian goes over what Medicare and government plans cover for long-term care expenses.

Common and Uncommon Features 20.09.2024 6:04 ↓

Brian goes over some of the differences between different carriers and how their plans work.

What is the Best Plan 13.09.2024 52:01 ↓

Brian discusses how plans are different and considerations you need to understand to find the best option.

Divorce and Second Marriages 06.09.2024 51:29 ↓

Brian discusses the importance of Long-term care planning for couples getting a divorce and 2 nd marriages.

Small Plans Matter 30.08.2024 52:01 ↓

Brian discusses assessing the cost of care and how much coverage you may need. 

It's Your Money 23.08.2024 52:01 ↓

Brian discusses options on getting your money back if you don't use your plan for long-term care services.