LivXplore - Real Estate & Lifestyle

Join Sean Payne and Isaiah Chass in this episode of the LivXplore Podcast as they welcome special guest Stuart Broughton from Sonoma Mortgage Group. Get the latest insights into the ever-evolving real estate market for August/September 2023. Discover what's driving current trends, what's happening with interest rates, and why it's crucial to partner with professionals who prioritize your financial...

Welcome to the LivXplore Podcast, with hosts Sean Payne and Isaiah Chass, as well as special guest, Stuart Broughton - Sonoma Mortgage Group. In this episode, discover the advantages and challenges of co-owning real estate with friends or family members. Learn about the benefits, drawbacks, and co-ownership title options, such as Tenancy In Common and Joint Tenancy. Find out how to make informed d...

Welcome to the LivXplore Podcast, hosted by Sean Payne and Isaiah Chass! In this exciting new episode, we get to know one of your hosts, Isaiah Chass, who was recently voted as Sonoma County's Best Real Estate Agent. Learn how Isaiah got his start in the real estate industry, what his specialties and niches include, as well as what he enjoys to do in some of his free time. Be sure to hit "Like" an...

In this episode of the LivXplore Podcast, hosts Sean Payne and Isaiah Chass dive into their recent experience at Know Before You Grow’s (KBYG) community-organized forum on the Petaluma Building Form Overlay District being brought forward by Petaluma Planning. The Building Form Overlay would increase the allowable building height, lot coverage, and floor space for fourteen blocks that include our h...

In this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass are joined by Dave Alden, local civil engineer, community expert, and co-founder of Urban Chat. Tune in to learn more about Urban Chat's upcoming film festival, what a '15-Minute Village' is, and how community members can benefit from this concept. Be sure to hit "Like" and "Subscribe" for future episodes!

Welcome to an exciting episode of the LivXplore Podcast! In this episode, Sean Payne is joined by Vanessa Guevara and TC Smith of TLC Child & Family Services. TLC Child and Family Services offers a continuum of evidence based treatment and relationship-focused care to youth and families in California's Sonoma County and beyond. TLC is committed to inviting, fostering, supporting, and affirming cul...

Welcome to an exciting episode of the LivXplore Podcast! Join hosts Sean Payne and Isaiah Chass as well as special guest, Brad Baker, the Founder and CEO of SOMO Village. SOMO Village, formerly known as Sonoma Mountain Village, embarked on its remarkable journey 16 years ago. What began as a visionary concept for a sustainable, mixed-use community has now evolved into a groundbreaking reality. Wit...

On this episode of the LivXplore Podcast, Isaiah Chass is joined by Matt Passanisi of Santa Rosa’s Lago Fresca Apartments Project. As currently proposed, Lago Fresca Apartments is a 50-unit apartment complex at 4744 Hoen Avenue and 2445 Summerfield Drive, of which six units would be deed restricted as affordable housing. The units will be made up of 1, 2, 3, and 4-bedroom apartments, and amenities...

On this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass are joined by Mike Folk, Marin based developer. Mike’s most recent development project, known as Brookdale Avenue Apartments, consists of a 10-unit multifamily residential apartment development. The development features three buildings which include one affordable unit. 18 uncovered off-street parking spaces are proposed through...

In this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass are joined by Ghilotti Bros. - Northern California’s premier general engineering contractor. Grady Kimball, Concrete and Operations Manager discusses what Ghilotti Bros. is, what it stands for, its numerous enormous projects throughout California, as well as what they are seeing with builder sentiment across their projects. If y...

In this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass are joined by Alyssa Rumrill of Beautiful Places to discuss vacation rentals. Beautiful Places is considered the premier vacation rental service provider in Northern California. Tune in to learn more about what is going on in the vacation rental market in Northern California, as well as national trends. Guidelines are rapidly ch...

In this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass are joined by the leaders behind Petaluma’s Scott Ranch project. Steve Abbs of Davidon Homes and Peter Cohn of Kelly Creek Protection Project (KCCP), formally opposing parties, have joined forces and come together to create an incredible project for Petaluma and the North Bay. The Scott Ranch project, as currently proposed, incl...

As the economy shifts into what many economists anticipate will be a recession, unemployment will rise and there will be an inherent increase in distressed homeowners. In this episode, Sean Payne and Isaiah Chass of LivXplore - Real Estate & Lifestyle touch on the process involved when someone can’t afford their mortgage. From the initial notice of default there are various ways to navigate to a b...

In this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass welcome Stuart Broughton of Supreme Lending with 24 years of experience in the mortgage industry to help us navigate the mortgage market. With inflation appearing to have peaked, many investors are seeing light at the end of the tunnel. What does this mean for interest rates? Ultimately, interest rates have calmed down from the...

With the recent ‘atmospheric river’ hitting much of Northern California, many homeowners may be concerned about flood risk and landslides. If you just recently purchased your home, you may or may not have known whether or not your property, or more specifically your home itself, would flood. How would you know if this was something that was possible? By California Law, sellers of residential real...

In this episode, Sean Payne and Isaiah Chass of LivXplore - Real Estate & Lifestyle touch on the best practices when investing in real estate. As we start off 2023 we thought it would be a great time to provide a list of things to consider that may help your real estate investments be more profitable and help your life be less stressful. Tune in to learn about setting up a trust, adding family to...

In this episode, Jeff Mayne of Sonoma Equity Lending joins Sean Payne and Isaiah Chass of LivXplore - Real Estate & Lifestyle to talk about investing in private money loans. By investing in private money loans, you can earn greater returns than the stock market, and generate monthly income with a lower risk. Tune in to learn how to get started with investing in deeds of trust, the different vehicl...

In this episode, Sean Payne and Isaiah Chass of LivXplore - Real Estate & Lifestyle touch further on the topic of Corporate America investing in residential real estate. Countless firms are jumping at the opportunity to own a larger stake in residential real estate, and big players such as JP Morgan are already showing their multi-million and billion dollar portfolios’ ability to make this a reali...

In this episode, Isaiah Chass of LivXplore - Real Estate and Lifestyle is joined by Jeff Mayne of Sonoma Connect. The Sonoma Connect mobile app is more than just supporting our beloved locally owned businesses. It's about our entire community and the local residents that make the entire Sonoma Valley area a special place to live and work every day! All the upcoming local events, venues, news, weat...

In this episode, Sean Payne, Founder and Principal of LivXplore - Real Estate & Lifestyle along with Jeff Mayne of Sonoma Equity Lending talk about the benefits of using private money and the many different ways it can be used within real estate transactions. From remodeling a home to get the highest value possible, to using private money as a bridge loan when acquiring a property, the possibiliti...

Is your home going to burn down? Will an earthquake knock it over? Where is the closest fault line? If it ever rains again will your home flood? What type of insurance is required for coverage? While no one can give you 100% assurance that a natural disaster won't affect your property, a Natural Hazards Report from an established, reputable company is where you should start your research. What doe...

In this episode, Isaiah Chass and Sean Payne of LivXplore - Real Estate and Lifestyle discuss how history is repeating itself in the real estate industry. What do we mean by this? In recent weeks, messaging around the current housing market has moved closer and closer to what was being said during the last market downturn. Bad advice is being given, and more and more people are looking to real est...

In this episode of the LivXplore Podcast, Sean Payne and Isaiah Chass welcome Paul Fordham, Co-CEO of Homeward Bound of Marin. Paul accepted a position as co-leader of Homeward Bound in 2022 after serving as the agency’s deputy director since 2010. He also served six previous years as Development Director, helping launch new fundraising strategies and build the agency’s social enterprises. Homewar...

What's going on in the mortgage market? Not a whole lot with rates at 7%+! But banks need to make money and are already getting creative with financing, offering 2-1 buydowns and 7 and 10 year adjustable rate mortgages (ARMs). We will explain in basic, easy to understand terms, exactly what these loan products are, the benefits to using them and how these are completely different products that cau...

In this episode, Isaiah Chass and Sean Payne of LivXplore - Real Estate and Lifestyle discuss the unique community of Sea Ranch, located on the coast of Northern California. Tune in to hear about what Sea Ranch has to offer, what the current real estate market looks like, and our predictions for the Sea Ranch market moving forward. After hearing this episode, we hope that you will look into explor...