Live Better by Centric CU

As Centric continues our Holiday Double Points promotion , we decided it would be a great time with one of Centric’s most credit-wise employees, Lori Riggin, our Assistant Vice President of Consumer Lending. Lori shares with us the knowledge she has earned over her 29 years at Centric working with our members to help them reach their financial goals and teaching them how to build and manage their...

In celebration of the holiday season, we sat down this month with Centric’s Omni Manager and unofficial Holiday Ambassador, Kristen Shambro. We discuss ideas on how to enjoy the season and getting the kiddos in your life involved with the reason we celebrate. The magic of the holidays can make sticking to a budget difficult; but with this episode’s tips, the Holiday Gift Budget , and the Santa Buc...

This month we sat down with one of Centric’s Mortgage Loan Originators and our Market Development Specialist, Victoria Sullivan, to talk about the current housing market. With mortgage rates being so low right now, there are many people in the market looking to buy a new house. Victoria shares with us how you can put yourself ahead in the buying process and the ways that the Centric mortgage team...

With the start of a new school year, normalcy begins to enter all of our schedules again. Routines are being set as homework is sent home and extracurricular schedules are being decided. You might find yourself rushing from one thing to the next which can make managing everything difficult. From meal time to a stretched budget, adjustments have to be made as schedules change. On this month’s podca...

Centric is proud to partner with Summit Financial to provide our members with access to experts in wealth advising, estate planning, and investing. As an additional way to help our members Live Better, you can go to any of Centric’s five locations or online at MyCentric.org to get connected with a Summit Financial Wealth Advisor. Summit Financial can assist anyone, no matter age or dollar amount....

In this episode, we welcome special guest, Casey Messer. Casey is Centric's Training Manager and expert on all the benefits Centric has to offer our Members. This month, Casey and Carmen discuss Centric's reward accounts, online banking, MyCentric Connect Video Banking and the many other account and online resources Centric Members can benefit from. Centric proudly offers free financial...

From your loved ones to your finances, it is important to have plans in place to protect what is important to you. Making safety plans can vary depending on your personal situation, but there are some things we all can put into practice. When doing anything online, it is important to remember to be cautious of what information you are sharing and what people you are connecting with. Being open and...

Shopping for a new vehicle and choosing how to finance it can be a stressful situation. One quick way to make it easier is to do business with someone you know and trust. When you are shopping for a new vehicle, you want to know that you are getting the best deal and the best car for you. In the same way, when you are financing your new vehicle, you want to know that you are getting the best rate...

April is Youth month at Centric Federal Credit Union! We are RAWRing with excitement to celebrate the kiddos in our lives and find fun ways to teach them about money and banking. Throughout the month of April, we are sharing fun, budget-friendly ideas to keep your kids entertained as the weather warms up. From Boredom Busters to summer camp, we teamed up with Macaroni Kid to learn what fun there i...

When spring rolls in, the weather warms, plants begin to blossom and grow, and many people start taking their relationships to the next level. Our social media feeds fill with engagement pictures, and our schedules become busy with celebrations and wedding dates. If you are one of the happy couples planning on saying “I Do,” all of the celebrations and wedding planning can cause you to forget to p...

Homeownership tends to be one of the big financial goals we all have, but it can sometimes seem like more of a burden then a blessing. Renting is a great option for people who know that they are not ready to commit to living in one place for an extended period of time. If you are ready to plant some roots but don’t think you are financially ready for it, you can set up a pre-qualification meeting...

As a new year rolls in, we all have a habit of setting resolutions for things we want to change. Instead of resolutions, we should be setting goals for ourselves. Goals have a tendency to stick for longer than the first month of the year. Resolutions make us feel like if we fail then we can’t start back, but goals remind us that we aren’t striving for perfection but progress. From your financial s...

Tax filing time can seem like a nightmare when it comes around, but you can make it a little easier if you prepare ahead of time. From making a checklist on what you will need to keeping things organized throughout the year, filing your taxes can be made manageable. When you are ready to file your taxes, you want to be sure you also have a plan for what you will do with your money if you get a ref...

Your credit score says a lot about you and how you handle your money. Financial institutions, insurance agents, phone companies, and others will take a look at this score when deciding if they can trust you with their service. Knowing what factors into a credit score and how you should manage your debt can help you boost your score and increase your buying power.

The magic of the holidays is quickly blowing in, and we are all needing to prepare for the festivities. The biggest thing we have to prepare is our budgets. Budgets change during the holiday season because life is simply different during this time of year. Preparing before the rush of the holidays can take away stress and thinking outside of the box can keep costs low. You can keep the holidays ma...

Mobile banking has become a necessity in today’s world. Being able to control your money from anywhere at any time has become more important than ever before. Whether from your phone or online, you can do so much more than just check your account balances. From controlling your debit and credit cards to depositing a check from anywhere, mobile banking gives you the access and control of your money...

What is debt? Debt is money owed or borrowed. Many might say there is such a thing as good debt and bad debt. What’s the difference? This podcast addresses this common question and more. Often times managing our debt can be overwhelming, but putting the right steps in place to manage your debt well will absolutely lead to debt freedom. Listen as methods and tips are shared to help you reach your g...

What is debt? Debt is money owed or borrowed. Many might say there is such a thing as good debt and bad debt. What’s the difference? This podcast addresses this common question and more. Often times managing our debt can be overwhelming, but putting the right steps in place to manage your debt well will absolutely lead to debt freedom. Listen as methods and tips are shared to help you reach your g...

What is credit? Why is it important? Questions like this are asked all the time. You may be wondering the same thing or even have questions like: What makes up a credit score? or How can I improve my credit? Good credit increases your buying power. With more knowledge on how to grow your score, you can save so much money. This month, our hope is to educate you further in the world of credit. 

Planning ahead for vacation will make the trip burden-free. Think of it as a gift from yourself! 

As we all work to stay within our normal routines in such an abnormal time, it is important to know they ways that you and your family can support our local community. 

As many in our community and across the country are anxiously awaiting more information to surface regrading stimulus checks, we want to provide you with the most up to date information and tips that will benefit your family's financial future. 

Everyone's family looks a little different when it comes to buying a home. There are so many options to choose from

As you create a management plan to eliminate unwanted debt from your budget, set savings goals to further guide you to reaching your financial dreams! 

Take a look at your family's journey along with financial accomplishments to help you set this year's goals.