Life's Third Act

Attorney-CPA Joe Cordell and co-host Jill Enders are joined by Ann Layden and Laura Adams of Premiere Home Health in St. Charles, Mo., to discuss the at-home alternative of entering in skilled care facility for treatment, their backgrounds, and their recent Home Care Elite recognition as a home health agency. They dive into the services offered by Premiere Home Health, the boutique experience, and...

Attorney-CPA Joe Cordell and co-host Jill Enders discuss many of the changes that have occurred in the economy and how it affects the methodology of saving money and planning for retirement. They dive into the various forms of benefits that an IRA and a 401K include and the differences between the two. Joe also talks about the impact of the tax law that President Trump signed in 2018, and how it m...

Attorney-CPA Joe Cordell and co-host Jill Enders navigate the ins and outs of trusts. They talk about the different perspectives that exist among clients who feel that a more detailed estate plan would be “controlling from the grave” versus clients who feel that it simply would be a parent looking out for their children. Joe explains the differences between a revocable and an irrevocable trust, an...

Attorney-CPA Joe Cordell and co-host Jill Albers focus their discussion on the on-going debate of aging in place vs. moving to a facility or community that offers amenities and care options. They highlight an article from the Wall Street Journal that details the financial investment that has been made in creating these facilities and communities

Attorney-CPA Joe Cordell and co-host Jill Enders discuss the legal ramifications of having estate planning documents in place. Joe describes the role of the attorney and how they go about creating a comprehensive estate plan that reflects the wishes of the client. They talk about clients who may have a controlling kid who wishes to manage the situation. Joe and Jill highlight how there are situati...

Attorney-CPA Joe Cordell and co-host Jill Enders are rejoined by Wealth Advisors and Certified Financial Planners  Todd Oetken of R.W. Baird, to talk about the money issues that seniors and their families often face when it comes to retirement and long-term care. Todd highlights the concerns surrounding the use of the principle when the market is on a decline, what the four percent rule is, t...

Attorney-CPA Joe Cordell and co-host Jill Enders discuss the financial aspect of planning for in-home and long-term care, on this episode of ElderTalk with Joe Cordell. They highlight a survey by Genworth Financial regarding the cost of care , and Joe and Jill dive into the numbers, which breakdown by state. The survey details the monthly costs of in-home care, community and assisted living, and n...

Attorney-CPA Joe Cordell and co-host Jill Enders are joined by Ann Warren and Mark Dwyer, of the Rehabilitation Institute of St. Louis. They talk about the challenges that seniors face when injured, as well as their journey regaining their health and eventually making their way back to their respective homes. They highlight their locations and how the support services that patients may require can...

Attorney-CPA Joe Cordell is joined by Jill Enders of KTRS and online editor and “roving reporter” Dan Pearce break down all of the intrigue surrounding the estate of former Chicago Cubs player Ernie Banks. They break down the case, as the story reenters the news. Caretaker Regina Rice was named the beneficiary in Banks’ will. Banks died in 2015, three months after filing for divorce, and his wife,...

Attorney-CPA Joe Cordell highlights the importance of having all of the necessary estate planning documents in place as you age, on this episode of ElderTalk with Joe Cordell. Joe details the ins and outs of long-term care insurance, as well as self-insurance. He talks about the rehabilitative care and short amount of time required for Medicare to cover long-term care and compares it to the Medica...

Attorney-CPA Joe Cordell and Villages of St. Peters Memory Care Administrator April Haskins highlight aspects of the independent, assisted, nursing, and long-term care experience. They dive into the decision-making process heading into deciding that living by one’s self, as well as the importance of touring facilities, in order to understand what is right for the potential resident and what they a...

Attorney-CPA Joe Cordell and co-host Susan Arthur are rejoined by Villages of St. Peters Memory Care administrator April Haskins to break down some of the factors that go into the decision of leaving one’s home and entering an independent or assisted living facility. April details all of the amenities that many facilities have, which allows seniors to maintain some levels of independence while rec...

Attorney-CPA Joe Cordell and co-host Susan Arthur are rejoined by Wealth Advisors and Certified Financial Planners  Todd Oetken  and  Grant Roberts , both of Roberts & Kohler/Hilliard Lyons, a Robert Baird Company, to discuss a variety of topics related to financial planning and retirement. They talk about what potential clients consider when choosing a financial advisor, as wel...

Attorney-CPA Joe Cordell and co-host Susan Arthur answer listener questions about relevant topics pertaining to Medicaid, long-term care, estate planning, and more. Joe and Susan describe what undue influence is and how evidence of cognitive issues can help support the legal claim. They also dive into some of the estate planning aspects of the Jeffrey Epstein case regarding his trust. They answer...

Attorney-CPA Joe Cordell and co-host Susan Arthur are joined by Cynthia Fantasia, pastor, national speaker and author of the book “In the Lingering Light: Courage and Hope for the Alzheimer’s Caregiver” to discuss the challenges surrounding dementia and Alzheimer’s. She talks about her personal experience dealing with her husband’s Alzheimer’s and her journey caregiving for him. Cynthia talks abou...

Attorney-CPA Joe Cordell and co-host Susan Arthur are rejoined by Wealth Advisors and Certified Financial Planners Todd Oetken and Grant Roberts , both of Roberts & Kohler/Hilliard Lyons, a Robert Baird Company, to discuss what they have seen among their clients who are getting ready for retirement. Todd and Grant talk about the importance of spending money that you have saved throughout your...

Attorney-CPA Joe Cordell and co-host Susan Arthur are joined by Dr. Wendy Suzuki, a Professor of Neural Science and Psychology in the Center for Neural Science at New York University and author of “Healthy Brain, Happy Life.” Her work focuses on areas of the brain critical for our ability to form and retain long-term memories, and some of her more recent research is dedicated to the role that exer...

Attorney-CPA Joe Cordell and co-host Susan Arthur discuss the various elements to long-term care and the various methods involved in paying for it. They break down the monthly costs of assisted care and nursing home care and how city care can differ in cost and quality from rural care. Joe and Susan talk about long-term care insurance and how the costs of prescription medications can impact your f...

Attorney-CPA Joe Cordell and co-host Susan Arthur are joined by Charlie Shapard, of Smooth Transitions of St. Louis, to discuss senior moves and downsizing as you get older. He highlights senior move management and what they should consider regarding their care and needs, before making the move. Charlie talks about their customized approach that lowers the amount of stress that seniors face as the...

Attorney-CPA Joe Cordell and co-host Susan Arthur identify some of the missteps that people make in their estate planning and highlight methods of avoiding these mistakes. They talk about the legal side of facing disasters when traveling with loved ones and how contingent agents and contingent trustees can be beneficial in times of crisis. Joe and Susan talk about the challenges involved in leavin...

Attorney-CPA Joe Cordell and co-host Susan Arthur talk about the trend of “gray divorce,” or divorces that occur from the age of 50 and older. Susan details some of the major statistics surrounding the issue, while Joe details some of the risks involved in getting a divorce at such an advanced age. Joe highlights how the division of assets can impact retirement and pension plans, as well as how ta...

Attorney-CPA Joe Cordell and co-host Susan Arthur discuss the legal implications and challenges of unexpected injuries or deaths that occur while on trips and vacations. They talk about possible sources of the problems that cause unexpected injuries during trips or vacations, as well as being prepared with the resources necessary to facing the unexpected during these situations. Joe and Susan pres...

Attorney-CPA Joe Cordell and co-host Susan Arthur dive into some of the more common mistakes that people make when estate planning. They talk about the hazards surrounding losing track of where your will is or not updating it. Joe and Susan also talk about the complications surrounding pets and providing for them in your estate plan. They bring up pet custody and the modern commonality of includin...

Attorney-CPA Joe Cordell and co-host Susan Arthur caution the hazards surrounding forms on this episode of ElderTalk with Joe Cordell. They discuss the importance of planning for your future, and not just after you die, as well as the consequences of choosing a more inexpensive and convenient method of estate planning, as opposed to meeting with an elder law attorney. Joe navigates the ins and out...

Attorney-CPA Joe Cordell and co-host Susan Arthur are joined by Debbie Guyer, the director of the Greater St. Louis chapter of the American Parkinson’s Disease Association to discuss Parkinson’s disease and its impact on the senior community. Debbie talks about Washington University’s leading research in the field of Parkinson’s disease, as well as the causation of the disease. Debbie highlights t...