Life After Enough

#005 Debt isn’t just a money problem. It’s a time problem. An energy problem. A freedom problem. In this episode of Life After Enough , we talk honestly about debt - especially consumer debt - and why it  steals your future long before the interest shows up on your statement. I share my own experience of mistaking high income and large credit limits for success, rotating through 0% balance transfe...

QT002 What would really happen if you got a 20% pay rise tomorrow? Would your savings rate go up…Or would your lifestyle quietly rise to meet it? In this Quick Take episode of Life After Enough , Nic breaks down the hidden cost of lifestyle creep and why it’s one of the biggest reasons people stay stuck chasing financial independence longer than they need to. Lifestyle creep doesn’t look reckless....

#004 I hit my original FIRE number in 2024 - the one I’d been chasing for years - and the spreadsheet basically said: congratulations, you’re free! But I didn’t feel free. Instead I felt a kind of panic. Because almost immediately my brain went: What if it’s not enough? What if the future is more expensive? What if something unexpected happens? That’s when it clicked: financial enough isn’t just a...

#003 What if retirement wasn’t something that happened at 65? What if financial independence wasn’t about escaping work, but about reclaiming choice? In this episode, I break down the Financial Independence, Retire Early (FIRE) movement from the ground up where it came from, how the maths actually works, and why it’s about far more than money. This isn’t a hype piece or a promise of beachside cock...

#QT001 In this Quick Take, I reflect on my first day back at work after a sabbatical and consider why it didn’t feel wrong… but did feel different. This episode is about what happens when you return changed but the world you step back into hasn't. I explore the quiet dissonance of re-entering a familiar role with a new internal compass, why boundaries need to be built before pressure arrives, and...

#002 We spend years chasing a number. A salary. A net worth. A moment where everything is finally supposed to click into place. But what if hitting “enough” doesn’t end the journey and actually starts a much harder, more interesting one? In this episode, I unpack a realisation that surprised me on my own FIRE path: Financial independence is foundational, but it’s not the whole story. Enough isn’t...

#001 What happens when you do everything right…and it still doesn’t feel like enough? In this opening episode, I share why Life After Enough exists and who it’s really for. I’ve built a life that looks successful on paper. The career. The milestones. The financial stability. And yet, something still felt misaligned. If you’ve ever looked around your life and thought: “Is this really it?” you’re no...

#000 Welcome to Life After Enough - a podcast for people who could keep climbing the career ladder… but are starting to question the view from the top. I’m Nic, your host. I hit the milestones I was supposed to hit. The money. The stability. The title. And yet - something felt misaligned. This show is about what happens after you realise the traditional script for success doesn’t fit anymore. We e...