Leverage Addicts

The numbers are in — and the message is mixed. In this June 2025 housing market update, we break down what’s actually happening across New Zealand property right now. Is the market stuck in its “deep freeze” phase, quietly sliding beneath the surface, or gearing up for a surprise breakout? ⚠️ Why This Update Matters Now: New Zealand’s housing market isn’t moving in one direction — it’s fragmenting...

Is New Zealand’s housing market really recovering—or are we being sold a politically convenient illusion? In this episode, we sit down with Miles Workman, Senior Economist at ANZ, to dissect the uncomfortable reality behind the so-called “housing recovery” dominating headlines. Forget the spin. This conversation cuts through the noise and lays bare what’s actually happening in the market—and what’...

South Island vs North: Who’s Winning the Property War? 📍 The NZ Property Divide Just Got Real Which island is actually winning the war for property wealth? North Island may have the population and Auckland's price gravity, but the South Island is fighting back with affordability, lifestyle appeal, and pockets of outrageous growth. From Queenstown's million-dollar rise to Invercargill’s hidden yie...

The tide is turning. Interest rates are dropping. Confidence is rising. Buyers are back. But here’s the brutal truth: does any of that actually make housing more affordable for you? In this episode, we bring on Kelly Eckhold, Chief Economist at Westpac NZ and one of the sharpest minds in the game, to unpack The NZ Housing Reset — a moment economists, property investors, and first-home buyers have...

Most Kiwis think they’re property winners. They’re not. Property values might be up. The headlines are screaming recovery. Your neighbour just made another $100K “on paper.” But behind the noise? A harsh truth most people can’t see: You’re not richer. You’re just more leveraged. In this brutally honest breakdown, we expose the illusion propping up the NZ housing market—where rising values mask fal...

Getting approved for a mortgage in New Zealand shouldn’t feel like a mystery. But for most first-home buyers, it’s a nightmare. Banks are tightening. The rules keep shifting. And even good borrowers get declined for silly reasons. This is everything you wish your bank told you upfront. Watch now to protect your deposit and boost your chances. Learn more: https://mhq.co.nz/mortgage/how-to-get-appro...

Liquidated. Banned. Broke. We Exposes the Dark Side of NZ Business Failures" 🎯 In this explosive episode, we sit down with Kevin from Principle Insolvency, the man who's been in the trenches of corporate collapse for decades. From front-row seats to serial financial crime, to the insider truth behind banning orders and liquidation loopholes, Kevin pulls back the curtain on the real stories no one...

💰 NZ Mortgage Structure Strategy: Save Thousands & Pay Off Your Home Faster 💰 Most Kiwis treat their mortgage like they treat their barbecue — throw everything on, slam the lid shut, and hope nothing burns. But that’s exactly why 90% of them are getting torched by their own loan structure. In this episode, the man with a name like a Bond villain returns. And Zhyang Cheng isn’t just MortgageH...

📉 OCR Just Dropped: BNZ Chief Economist Reveals What Happens Next for Mortgages, Rates & NZ 🚨 The Reserve Bank has just cut the Official Cash Rate (OCR) by 25 basis points — from 3.50% to 3.25% — sending shockwaves through New Zealand’s mortgage market, financial sector, and economic forecast. But what does this really mean for you? In this exclusive, unfiltered episode, we sit down with BNZ...

The Truth About NZ Property in 2025—Not the Version You’ve Been Fed Forget the fluff. This is not another recycled update echoing the headlines. In this elite-level breakdown, we go deep into the New Zealand housing market of 2025—laying out the data, decoding the signals, and exposing the patterns the mainstream won’t touch. This video delivers what property investors, first-home buyers, and seri...

Can you actually build a granny flat in 2025? And if so, what’s the catch? You asked the hard questions — and today, we answer them. In this video, we tackle the real-world challenges and possibilities of building a granny flat in New Zealand right now. No sales pitch. No sugar-coating. Just direct answers to the most common questions Kiwi homeowners and investors are asking. 💬 Do I need council...

NZ house prices have hit a wall - but the media headlines aren’t telling you the full story. In this video, we break down exactly why the New Zealand housing market feels stuck, what’s freezing both buyers and sellers, and what this strange stalemate really means for your next move. If you're confused about: Why listings have vanished Why sellers aren’t dropping prices (even when no one's buying)...

Think you’ve budgeted for your next property deal? Think again. In this must-watch episode, we’re lifting the lid on the hidden costs most Kiwi investors overlook—Infrastructure Contributions and Growth Charges. You might’ve heard the horror stories… A simple granny flat project suddenly slapped with a $25,000+ fee. A residential development derailed by council contributions that no one warned you...

The Reserve Bank is on the ropes. With inflation still sticky, borrowing costs sky-high, and investor confidence cracking—can the RBNZ actually save the New Zealand housing market? Or are we watching the slow-motion collapse of a system built on cheap debt and blind optimism? This isn’t a feel-good fantasy. We’re cutting through the fluff with data, strategy, and sharp commentary. The OCR isn't ju...

The Reserve Bank is trapped. Inflation is rising. Trade winds are shifting. And New Zealand’s property market is stuck in a dangerous freeze. In this episode, we break down the unwinnable economic dilemma facing the RBNZ — and why any decision they make now could have brutal consequences. 🏠 Lower interest rates to save housing? That could reignite inflation. 📈 Hold the line on inflation? That co...

The NZ Budget 2025 just dropped a bombshell – KiwiSaver is about to change. Whether you're 25 or 55, these shifts could radically alter how you plan for retirement. From contribution tweaks to new government incentives (or cutbacks), the KiwiSaver you thought you knew may no longer be the same. And if you’re not ready, it could cost you tens of thousands in your future nest egg. In this breakdown,...

🔥 The Price Pressure Playbook: Why NZ Property Is Heating Up While the Economy Cools 🔥 ⚠️ NZ’s Economy Is Cooling. But House Prices Are Heating Up. What the Hell Is Going On? While economists are waving red flags and forecasting doom, something strange is happening beneath the surface: New Zealand’s property market is firing up again—even as the broader economy flatlines. This isn’t a recovery....

Bombshell Proof: Luxon Outspends Jacinda Christopher Luxon ran on a promise of fiscal restraint. But what if we told you... he's spending more than Jacinda ever did? In this explosive episode, we sit down with Maurice Williamson—former Minister, political veteran, and economic truth-teller—to unpack what the media won’t touch: 👉 The real numbers. 👉 The real agenda. 👉 And the real cost to every...

🏡 The NZ Housing Market Just Blinked — Is This the Start of a Comeback or the Calm Before the Crash? Something’s shifted. Open homes are filling up. Listings are lifting. Buyer sentiment is stirring. But is this just the first twitch before another downturn… or the moment the rebound begins? In this video, we unpack what’s really going on beneath the surface of New Zealand’s housing market. No fl...

📍 NZ Property Is Moving Without You. Here’s Where—and Why. In 2025, the real money has already left the cities everyone’s still talking about. Smart investors aren’t following headlines—they’re building wealth in regions the media hasn’t caught up to yet. This video is your one-shot GPS into the truth: where the shift is happening, who’s profiting, and how you can get there before everyone else....

🏟️ From empty stadiums to burning budgets — what is Auckland even doing? Auckland. The "Super City" that’s slowly collapsing under its own weight. In this no-holds-barred exposé, MortgageHQ takes a sledgehammer to the delusions propping up New Zealand’s largest city. From billion-dollar stadium vanity projects to decaying state houses and bureaucratic buffoonery, this is the reality behind the hea...

Is NZ’s Housing Market Quietly Booming Again?” Are we heading for another property boom – and no one’s talking about it? In this intel-packed drop, MortgageHQ breaks down what’s really going on behind the headlines. While the media stays quiet, the smart money is already moving. If you're buying, selling, or investing in New Zealand property, you need to watch this before you act. Inside This Vide...

NZ just detonated a property game-changer. Under the new nationwide policy, you can now build a granny flat (secondary dwelling) on most residential land without resource consent. This is more than red tape being cut — it's a golden opportunity for investors, developers, and homeowners to unlock massive value and multiply income potential… legally, fast, and at scale. In this video, we break down...

NZ Property Market Just Changed – Here’s What You Need to Know The New Zealand housing market has officially entered a new phase — and most Kiwis have no idea what’s coming. In this no-fluff, data-backed briefing, Andrew Malcolm from mortgagehq tears the curtain off what’s really going on in the NZ property market this May. If you're relying on headlines, you're already too late. This update revea...

2025 NZ Housing Forecast: Jarrod Kerr Breaks Down House Prices, Interest Rates & Supply Pressure 🎟️ What’s really driving the New Zealand property market in 2025? 📉 House prices are stabilising. 📈 Interest rates could fall. 🏘️ But a housing supply crunch is building — fast. In this exclusive interview, Andrew Malcolm (MortgageHQ) sits down with Jarrod Kerr, Chief Economist at Kiwibank, to un...