Let's Talk Title with Emerald Coast Title Services

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen are back to give you two new legal updates you should be aware of. The first legal update, going into effect on January 1, 2024, changes the requirements for deeds. The second legal update, which is already in effect as of October 1, 2023, states that mortgage payoffs from lenders are valid for 60 da...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen are joined by special guest Cathy Alley, a Realtor for the Cathy Alley Team, an Elected Official for Niceville City Council, Chair for the RPAC of ECAR, Director for ECAR for Florida Realtors, Director for the National Association of Realtors for Florida Realtors, 2016 Past President for ECAR, 2017 G...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss a new federal law that comes into effect on January 1, 2024, called the Corporate Transparency Act. They share how this impacts LLCs used to buy real estate and much more! Have questions about this episode? Email us at podcast@ects.com!

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen bring you up to speed on the new foreign buyers law and how it affects real estate transactions in our area. They cover who this new law affects, the different types of exemptions from this law, and much more! Have questions about this episode? Email us at podcast@ects.com!

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen have a special guest, Jane Kerrigan from Hand Arendall Harrison Sale, who specializes in Estate Planning and Probate Administration. They discuss what a trust is, why it can be useful, how a trust is a great asset planning tool, and much more! Have questions about this episode? Email podcast@ects.com...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen have a special guest, Jane Kerrigan from Hand Arendall Harrison Sale, who specializes in Estate Planning and Probate Administration. They discuss probate, how it could impact your real estate transaction or closing, and much more! Have questions about this episode? Email us at podcast@ects.com or vis...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss the different types of tenancies (the different ways you can take title to a property). They discuss the three types of tenancies and share the characteristics of each. Listen to the full episode to learn which tenancy is best for your situation! Have questions about this episode? Email us at...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss short term rentals and how you should address them in a contract for purchase of real estate. For many years, short term rentals were not addressed in the contract at all, but were recently added in November of 2021 in the rider of FAR/BAR. Dion and Ashley break down the components of the rid...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen explain the revisions to the new condo building safety law that they discussed in our last episode. Since that episode, there has been an update to the condo rider form for both the CRSP and FAR/BAR contracts. Dion and Ashley share all you need to know about the updates! Have questions about this epi...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss a new condo law that recently went into effect regarding milestone inspections. They share what the new law means for someone who owns or is looking to purchase a condo in Florida, what milestone inspections are, and much more! Have questions about this episode? Email us at podcast@ects.com!

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss powers of attorney and how they should and should not be used for real estate estate transactions. They cover the different types of powers of attorney, which is best for real estate purposes, and much more. Have questions about this episode? Email us at podcast@ects.com!

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss a current trend regarding vacant land fraud and what you can do to avoid it. Listen to the full episode to learn the different types of fraudulent activity, red flags to look out for, how you can be proactive in avoiding fraudulent contracts, and more. Have questions about this episode? Email...

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen talk about the top five closing day challenges and the things that you and their team can do to have a seamless closing. Have questions about this episode? Email us at podcast@ects.com!

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss what title insurance is and why you would need it, because title insurance is very important! Have questions about this episode? Email us at podcast@ects.com!

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss what happens if a property is appraised below the contract price. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen present their top five tips for realtors. Whether you are a new or experienced real estate agent, their tips can help you have a smoother, more efficient closing process on your properties! Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen explain the importance of how 1031 Exchanges apply in your process of buying or selling a property. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen explain how the new financing contingency deadline is impacted by the FHA/VA & Appraisal Riders. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen explain what FIRPTA is and how it affects your real estate transactions. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen talk about the NEW changes to the FR/BAR contract effective November 1, 2021. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen compare the addenda within the contracts FARBAR and CRSP as Part of their series on Florida Real Estate Contracts. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen provide an explanation of the closing defaults and dispute resolution within the contracts FARBAR and CRSP as Part of their series on Florida Real Estate Contracts. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen provide an explanation of the closing costs and repairs within the contracts FARBAR and CRSP as Part of their series on Florida Real Estate Contracts. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen provide an explanation of leasehold interests and the different financing contingencies in FARBAR and CRSP as Part of their series on Florida Real Estate Contracts. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.

In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss the important terms in the FARBAR and CRSP contracts as Part of their series on Florida Real Estate Contracts. Have questions about this episode? Visit our website at www.ects.com or call us at 850-650-0077.