MONEY FM 89.3
Let's Talk, Singapore
Start your day with the stories shaping Singapore — and your place in it. Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention. And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shapin...
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Episodes
Companies To Watch: SK Hynix - HOT or NOT? 03.02.2025 7:13
Even after the announcement of a stellar set of earnings that eclipsed rival Samsung Electronics’ for the very first time, investors of SK Hynix don’t seem impressed. In fact, many sold on the news sending its shares lower by more than 2%. Are there reasons to be optimistic about SK Hynix? Find out with Dan Koh and Emaad Akhtar as they take a deep dive into one of the world’s lar...
Morning Shot: Will there be a bidding war for TikTok? 03.02.2025 12:36
Over in the US, some 170 million American users of Tiktok saw their app go dark, when the app was briefly taken offline just before a law requiring its Chinese owner ByteDance to either sell it on national security grounds or face a ban took effect on 19th January. Soon after, President Donald Trump signed an executive order seeking to delay the enforcement of the law by 75 days, and has since rev...
Bigger Pic: What are the "gamechangers" for Q1? 31.01.2025 8:00
Hou Wey Fook, CIO, DBS Bank discusses the key headwinds and tailwinds for investors to watch out for in the first quarter. He also shares why a key trend to ride on is in Sports Investments. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
Mind Your Business: Elevate your cybersecurity prowess with Singtel 31.01.2025 13:40
Cybercrime is on the rise, and the numbers don’t lie. In 2024, the number of scam and cybercrime cases increased by more than 18% compared to the same period in 2023. And with the figures expected to increase exponentially in our increasingly digitized world, how prepared are businesses in deterring such risks? Ng Tian Chong, CEO, Singtel and Hoe Ziqian, Group Finance and IT Director, Putien...
How far has the Sustainable Banking Assessment tool come? Is sustainable banking still viable in the Trump 2.0 era? 31.01.2025 13:17
With the effects of climate change becoming ever so eminent, and the voice for action to tackle climate change growing stronger, Asian banks have made notable strides in embedding Environmental, Social, and Governance principles - or ESG for short - into their operations. According to WWF’s latest report, more banks across Asia are now recognising ESG risks and incorporating them into compre...
Companies To Watch: Chinese New Year stocks - HOT 31.01.2025 7:17
Did you know that according to, historical data have shown that seasonal events like the Lunar New Year may have a slight effect on your wealth - aside from collecting Ang Paos of course… In fact over the past 60 years, the Hang Seng index tends to see stronger gains this season! So how can you play on the Chinese New Year euphoria? Join Dan Koh and Ryan Huang as they venture th...
US Markets Wrap: Is the Federal Reserve now on Trump Watch? 31.01.2025 8:59
Sonu Varghese, Vice President & Global Macro Strategist, Carson Group shares his insights on President Donald Trump's reinstatement of his intention to implement 25% tariffs on goods imported from Canada and Mexico, and his thoughts on whether the US Federal Reserve is on Trump Watch. Presented by: Ryan Huang Produced by: Yeo Kai Ting ( ykaiting@sph.com.sg ) Assistant Producer: Muhammad Naziru...
Breakfast Quiz: How much do you know about Lunar New Year? 31.01.2025 6:25
Happy Lunar New Year to all who celebrate! For this week’s breakfast quiz, of course it’s going to be all about the festivities: how much do you know about the little things? Audrey quizzes Ryan on all things festive, including rituals to avoid and phrases to remember. Presented by Audrey Siek & Ryan Huang Produced and Edited by Audrey Siek Music and picture credits: Pi...
Bigger Pic: Gold to hit new highs in 2025 28.01.2025 8:51
Robin Tsui, APAC Gold Strategist & SPDR Gold Sales Specialist, State Street Global Advisors SPDR shares why it will be yet another banner year for the yellow metal, and how strong the momentum is behind the drivers which carried gold prices up about 27 percent in 2024. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
Mind Your Business: How this husband-wife power duo juggle businesses of their own & family 28.01.2025 16:45
Whether you're leading an emerging business or helming an established enterprise, it’s no easy feat keeping the business a thriving one. Aside from that, imagine having to juggle the stress and expectations of managing a business, versus family. On this episode of Mind Your Business, Mark Lee, CEO of Sing Lun Holdings and Nominated Member of Parliament and Kelly Keak, Managing Director, MTM...
Breakfast Bites: Ang Bao Rates for 2025 - Who do you give, and how much?? 27.01.2025 6:02
It’s every kid’s favourite, and many married couples brace themselves for this time of year. Yep - it’s time to hand out, give and receive those Angbaos! Those little red packets are packed with tradition, luck, and prosperity, but how much should you actually give? Audrey and Ryan dive into the 2025 ang bao rates, tips on giving within your means, and even the rise of e-ang baos...
Morning Shot: How much calories are in your favourite Chinese New Year snacks? 27.01.2025 9:07
As the Chinese New Year feasting gets into full swing, you might want to keep a mental note of what you’re eating and how the extra portions are adding up. Before you dig into those goodies this Chinese New Year, we break down the calorie count for you on this episode of Morning Shot, with Professor William Chen, Director of Food Science and Technology Programme and the Future Ready Food Saf...
US Markets Wrap: How justified is the DeepSeek-driven sell-off? And are investors having a "risk-on" attitude when even the slightest threat of tariffs on China would throw markets in a tizzy? 27.01.2025 10:20
Joseph Sroka, Chief Investment Officer & Co-Founder at NovaPoint Capital shares his insights on the latest investor reaction to DeepSeek and how President Donald Trump might approach this development. He also weighs in on whether it is surprising that Trump has yet to impose additional tariffs on China, whether investors should be parking their money on oil given Trump's interest in the sector...
Bigger Pic: Magnificent 7 earnings, FOMC in focus 27.01.2025 7:30
Daphne Tan, Director of Business Development, CMC Markets Singapore discusses what to look out for this week with earnings reports from Tesla, Apple, Microsoft and Meta. She also previews the Federal Reserve's first meeting for 2025. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
Mind Your Business: Exploring deeper business partnerships beyond 5 decades of diplomatic ties between Finland and Singapore 27.01.2025 16:04
Bilaterally, Singapore and Finland enjoy good cooperation in areas such as trade and investment, research and development, education, urban planning and social policies. However, the five-decade long diplomatic ties between Finland and Singapore have evolved into a robust partnership, not just on the political and cultural front, but in business as well. What are the challenges do business leaders...
Breakfast Bites: 'Huat' kind of mandarin oranges are you gifting this CNY? 27.01.2025 5:55
We’re peeling back the layers of a Chinese New Year essential—mandarin oranges! We’ll dive into their symbolism, the rules of gifting, and the varieties available, so you’ll be all set to spread good fortune and joy this festive season. Audrey and Ryan chat about the different varieties, and basic rules around gifting the fruit. Presented by Audrey Siek & Ryan Huang&nbs...
Morning Shot: How many of Trump's executive orders will make it through? 27.01.2025 13:53
President Donald Trump’s second term is off and running with a slew of executive actions signed in his first week and more promised in the days and weeks to come. Under the banner of his “America First” agenda, Trump repealed dozens of former President Joe Biden’s actions, began his immigration crackdown, and withdrew the US from the Paris climate accords. But, what hurdles...
Bigger Pic: MAS eases for the first time since 2020 amid easing price pressures 24.01.2025 8:15
Chang Wei Liang, DBS FX and credit strategist discusses the significance of Singapore’s central bank easing its monetary policy settings for the first time since 2020. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
Breakfast Quiz: Can you think of a word starting with the letter 'F' for these 10 categories? 24.01.2025 7:03
In today's Breakfast Quiz, Emaad tests Ryan and Audrey's ability to conjure up words starting with the letter 'F' across 20 categories - 10 each! Play along and see how you do! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced & edited by Emaad Akhtar Photo and music credits: Pixabay & its talented community of contributors See omnystudio.com/listener for privacy info...
Mind Your Business: Women on a Mission - To Build Climate Resilience of Disadvantaged Women 24.01.2025 15:09
According to the United Nations, one in every 10 women is living in extreme poverty. Historically, climate change scientists, researchers and policymakers have struggled with making the vital connections between gender, social equity, and climate change. But, one serial entrepreneur strongly believes that women - in particular - can be the change-making force in pushing for greater social and econ...
Eco Money: What's stopping businesses from investing in nature? And a deep dive into gaps in Sustainability Reporting. 24.01.2025 10:15
A recent analysis of 700 companies across 11 industries and 14 Asia-Pacific jurisdictions revealed that while 72% acknowledged issues like water and biodiversity, only 25% considered them material to their business. What’s driving the disconnect and the key gridlocks in finance models? And what are the implications now that the US has withdrawn from the Paris Agreement a second time? O...
Companies To Watch: Netflix - HOT or NOT? 24.01.2025 6:41
Most of us love binge watching, and it shows. In their latest set of earnings results, Netflix unveiled a whopping 18.9 million increase in users in just the fourth quarter! While this clearly crowns them as the ultimate winner of the viciously competitive video streaming market, can they continue to keep up with this growth? Find out with Dan Koh and Ryan Huang as they tear down the latest set of...
US Markets Wrap: What impact will Trump's presidency have on crude oil? And will gold prices retest all-time highs in the near future? 23.01.2025 8:20
Dilin Wu, Research Strategist at Pepperstone shares her insights on whether the positivity in the markets right now is just but a short-term bounce, risk of possible tariffs impacting the bottom line of corporates, potential impact that Trump’s presidency might have on crude oil and whether gold prices could retest all-time highs in the near future. Presented by: Ryan Huang Produced by: Yeo...
Climate Connections: How can we protect what we don't know? A deep dive into why new species discoveries are so crucial. 23.01.2025 18:30
Species all over the world are declining at harrowing rates - driven by a mix of factors such as climate change and other human activities. But, there’s a bright light on the horizon. WWF's latest report reveals that 234 new species were discovered by scientists in the Greater Mekong region back in 2023, including 173 species of vascular plants, 26 reptiles, 17 amphibians, 15 fishes and thre...
US Markets Wrap: Is AI worth the money in 2025? 23.01.2025 9:02
Brenda Vingiello, Chief Investment Officer, Sand Hill Global Advisors shares her insights on the level of promise that AI holds for investors, coming on the back of a huge AI push on the part of the likes of Open AI and Softbank, and if it's a signal for investors to get into the tech space in the year ahead. She also weighs in on the kind of commentary that's catching her eye lately, and how pote...
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