MONEY FM 89.3
Let's Talk, Singapore
Start your day with the stories shaping Singapore — and your place in it. Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention. And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shapin...
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Episodes
US Markets Wrap: US inflation swaps - How hefty will the short term impact from Trump's tariffs be on consumer prices, as recessionary fears escalate? 08.04.2025 11:34
Sonu Varghese, Vice President & Global Macro Strategist, Carson Group shares his insights on whether investors are overreacting to the latest tariffs, where he's sitting right now with recessionary fears reverberating through the markets, impact of the tariffs on prices, and what's on investors' playbooks right now amid the waves of uncertainty. Presented by: Ryan Huang Produced by: Yeo Kai Ti...
Companies To Watch: How will Trump’s tariffs impede the growth of Singapore’s magnificent 3? 08.04.2025 7:24
To say that Trump’s tariffs are sending shockwaves across global markets might be an understatement. After all, the sea of red in the wake of Trump’s latest agenda is reinvigorating fears of tampered growth expectations for companies and in the worst case scenario a recession. And here in Singapore, our banks are not spared. Join Dan Koh and Ryan Huang as they look into the declines of...
Mind Your Business: Snack smarter with the future of vending 07.04.2025 11:10
For a while now, food from vending machines have often been perceived as convenient, affordable but also unhealthy. But what if vending machines could offer something far beyond a candy bar or a can of soda? Serene Ong, Founder, HYPHA joins the Breakfast Show to share how she is empowering local food brands, supporting sustainability, and delivering quality straight to consumers with unparalleled...
Bigger pic: How much deeper can the global market sell-off get 07.04.2025 12:59
From stocks to bonds and commodities, the trade war unleashed by US President Donald Trump is leaving very little unscathed. Across the global markets, we’re witnessing a complete meltdown in markets from Asia, Europe and various parts of the developing world. In fact US markets were the hardest hit, with stocks plummeting to levels not seen since 2020. So how should investors be making sens...
Companies To Watch: Your Rolex’s about to get more expensive 07.04.2025 9:14
Recognized for its precision, quality and timeless designs, it’s no surprise that Rolex has come to be one of Switzerland’s biggest names in the field of luxury watches. But for many watch lovers out there, you might end up burning a bigger hole in your wallet just to wear it on your wrist! Join Dan Koh and Emaad Akhtar as they find out the repercussions of Trump’s 31% tariff on...
Morning Shot: Hope Under Rubble - Myanmar’s Need for Aid and Peace 07.04.2025 11:15
Heavy rains have added misery to Myanmar, which was recently hit by a magnitude 7.7 earthquake. The worst-hit areas - Naypyidaw, Mandalay, and Sagaing - have suffered extensive damage to infrastructure, and a mounting official death toll now exceeding 3,000. The earthquake was the most catastrophic in Myanmar’s recent history, occurring amid a prolonged political crisis and escalating civil...
Breakfast Bites: Life coaches: Help, Hype or Hustle? 07.04.2025 6:02
After a tough week at work or maybe it was a tough time in your life, have you ever felt like you need a life coach to guide you through life’s chaos? Steve Jobs and Google’s Eric Schmidt famously started working with coaches; but now it’s no longer just for the C-Suite execs. But here’s the question: are they actually helping? Audrey and Emaad discuss the dangers of an unq...
Breakfast Special: Power Shift - What's Next for South Korea? 07.04.2025 7:00
South Korea has just made history — Former President Yoon Suk-yeol has been officially removed from office last week. On the Breakfast Show, Audrey and Emaad break down the Constitutional Court’s verdict and discuss what it means for the country moving forward. More importantly though, the sudden power vacuum is reshaping the race for the Blue House, thus they look at the potential can...
Bigger Pic: How much growth slowdown will Singapore suffer? 04.04.2025 9:35
Jingyi Pan, Economics Associate Director, S&P Global Market Intelligence PMI Team discusses the impact of tariffs on Singapore directly and indirectly. She looks at some of the recent PMI readings, which indicate continued softness in the manufacturing sector. Produced/Presenter: Ryan Huang See omnystudio.com/listener for privacy information.
Breakfast Quiz: What's the history behind our iconic streets? Find out! 04.04.2025 5:17
We walk on them, ride on them and drive on them. Singapore's iconic streets aren't just a fundamental means of movement for people and goods - they are also an essential part of the nation's social fabric. But how well do you know the history behind our smoothly paved friends? Play along with the Breakfast crew! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad...
Breakfast Special: Will colour-coded price labels at economy rice stalls improve price transparency? 04.04.2025 12:34
In a move to make prices more transparent for consumers, food chain operator Koufu will be rolling out colour-coded price labels at all its economy rice stalls by the end of 2025. This comes on the back of disputes over how much each dish is priced at and aims to give consumers more certainty about the cost of their plate of food. With this, CASE hopes the initiative will "lay the groundwork" for...
US Markets Wrap: Record Q4 Buybacks, Softer Trends to Begin 2025. Why are investors eyeing Global Repurchase Developments? 04.04.2025 8:51
Yussef Gheriani, Director of Investments and Operations, IHT Wealth Management shares his insights on the broad selloff we're seeing in the markets, growing talks on a potential recession, odds of more rate cuts, as well as the playbook for investors trying to find a harbour of sorts to get into a position to hedge their bets or investments. He also weighs in on record buybacks and whether the cor...
Companies To Watch: How much higher can Gold prices get 04.04.2025 8:32
Amid a global market selloff, therein lies an asset that retains its shine - gold. In fact, prices of the yellow metal surged to an all time high after President Donald Trump unveiled his sweeping “reciprocal” tariffs, and according to many analysts, there’s room for more. Dan Koh and Ryan Huang take a deep dive into the demand forces fueling the dazzling rally of gold prices and...
Bigger Pic: Markets under heavy pressure as tariffs shock trade partners 03.04.2025 7:18
Sean Quek, Senior Portfolio Manager (Paragon SAGE Fund), Paragon Capital Management Singapore discusses how Trump's slew of hefty tariffs globally will shape his investment approach in the coming quarters. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
Mind Your Business: How automation can safeguard against costly financial errors 03.04.2025 14:08
In February, a single error by Citibank led to a $81 trillion mistake—one of the most infamous financial blunders in recent history. This was a stark reminder of the risks financial institutions face due to human error and inefficiencies in manual processes. As the financial world grows increasingly complex, the need for automation in accounting and finance has never been more urgent. Jo-Ann...
US Markets Wrap: Trump’s tsunami of tariffs 03.04.2025 8:34
Mark Matthews, Managing Director & Head of Research Asia, Julius Baer shares his insights on the latest tariff headlines coming out of the US, impact on global growth, whether we are likely to see the China Plus One effect, as well as the current momentum behind gold at the moment. Presented by: Ryan Huang Produced by: Yeo Kai Ting (ykaiting@sph.com.sg) Photo credits: Carlos Barria | Reuters S...
Breakfast Bites: How brands trick you into spending - It's all in the mind(games)! 03.04.2025 6:00
Ever bought something on impulse and later thought, “ Wait… did I REALLY need that? ” You’re not alone. Brands have mastered the art of sneaking into our brains and making us buy things—without us even realising it. It’s called neuromarketing—a powerful blend of psychology and neuroscience that influences how we react to ads, pricing, and packaging. ...
Companies To Watch: What J&J’s talc litigation setback means for its share price 03.04.2025 7:20
They say that third time’s a charm. But unfortunately, that doesn’t seem like the case for Johnson & Johnson after it was announced that a US bankruptcy judge had rejected the pharmaceutical giant’s $10 billion proposal to end 60,000 lawsuits against its baby powder. Join Dan Koh and Ryan Huang as they explore the latest dismissal of J&J’s bankruptcy gambit and the...
Bigger Pic: Getting TIPSy to inflation proof investments 02.04.2025 8:44
Daryl Ho, Senior Investment Strategist, DBS Bank’s Chief Investment Office discusses why Treasury Inflation Protected Securities (TIPS) look particularly attractive in the current climate of frequent geopolitical or economic shocks occupying the headlines. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
Breakfast Bites: Is IKEA pronounced "eye-kee-uh" or "ee-kay-ah"? 02.04.2025 5:46
We've all been guilty of mispronouncing a global consumer brand at some point in our lives. IKEA is one notable example. Porsche is another. The question is, are we aware of it? Emaad, Ryan and Audrey reveal the most commonly mispronounced brands (the two above, included) and the right way to say 'em! Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced and edited by Emaad Akhta...
Mind Your Business: How is NetApp helping business keep the human touch in a data-driven world 02.04.2025 12:31
AI is revolutionizing marketing, driving hyper-personalization, predictive insights, and automation like never before. But as brands lean into AI, how do they ensure customer experiences remain personal, authentic, and trust-driven? Gabie Boko, Chief Marketing Officer at NetApp , joins the Breakfast Show as they explore how businesses can harness AI without losing the human connection, and how to...
GE2025: Unpacking the New Election Spending Limits 02.04.2025 12:07
As Singapore gears up for the 2025 General Election, significant changes are unfolding in the political landscape, through an increase in the election expenses cap from S$4 to S$5 per elector. The Electoral Boundaries Review Committee cites inflation and rising campaign costs, but how will this reshape electoral strategies and voter engagement in the upcoming polls? Joining us on The Breakfast Sho...
Companies To Watch: Is Huawei set to be the next king of smartphones? 01.04.2025 8:20
Founded in 1987, Huawei has grown to become a leading global provider of information and communications technology infrastructure and smart devices. And despite facing multiple US sanctions over the years, it looks like their venture into new areas have been paying off. Join Dan Koh and Ryan Huang as they cruise through Huawei’s latest financial report and find out if the smartphone maker is...
US Markets Wrap: Beyond gold, where are investors looking amid uncertainties and tariff headlines? 01.04.2025 9:38
Alex Morris, CEO at F/m Investments shares his insights on the gold action right now, and its prospects for the rest of the year. He also weighs in on inflation, instruments that are worth looking at right now, durations that he is opting for when it comes to treasury inflation protected securities, and his playbook for equities and energy. Presented by: Ryan Huang Produced by: Yeo Kai Ting...
Bigger Pic: Important to distinguish signal vs noise 01.04.2025 7:32
Ray Heung, Senior Investment Strategist, Standard Chartered Bank discusses how investors should position themselves in Q2, amid global trade tensions and geopolitics. He shares his view why the US is likely to avoid a recession, and equities will rebound once volatility normalizes. Produced/Presented: Ryan Huang See omnystudio.com/listener for privacy information.
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