MONEY FM 89.3
Let's Talk, Singapore
Start your day with the stories shaping Singapore — and your place in it. Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention. And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shapin...
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Episodes
US Markets Wrap: Fed Cuts, Strong Earnings, and the AI Supercycle 24.09.2025 9:13
While global forecasts are improving, U.S. markets continue to defy tariff headwinds with record earnings, margin expansion, and surging AI-driven investment. Laila Pence, President & Co-Founder, Pence Wealth Management explores how monetary policy, labor market shifts, and the AI supply chain are shaping the next phase of the economy — from small caps and financials to hyperscaler spend...
Breakfast Bites: Parenting tips that may help boost your kids' social skills 24.09.2025 5:58
How can I help my child develop strong social skills? It's probably a question many parents tend to ask themselves from time to time. After all, building a strong foundation at a young age can be hugely beneficial when adulthood approaches. Emaad, Ryan and Audrey share some interesting insights from a mother (who has observed 200 parent-child relationships). Have a listen! Presented b...
Mind Your Business: Building trust in the renovation business 24.09.2025 15:58
In Singapore’s booming renovation scene, scams and disputes cost homeowners millions each year. But where others saw problems, Wenny Lim saw a chance to build solutions. Join the Breakfast Show as they invite Wenny Lim, Co-founder and COO, Homepay to explore her journey from losing her commissions to co-founding HomePay, a platform designed to protect homeowners, and the entrepreneurial less...
Companies To Watch: Is BYD still a buy after Buffett’s exit 24.09.2025 8:50
BYD shares fell after Warren Buffett’s Berkshire Hathaway sold its entire stake and the company cut its 2025 sales target. Yet BYD is expanding globally with a new Hungary plant and breaking records with its Yangwang hypercar. Join Dan Koh and Ryan Huang as they unpack what this means for its global brand and whether the stock still has momentum. See omnystudio.com/listener for privacy infor...
Morning Shot: Trump’s US$100,000 H-1B Fee and the Fallout 24.09.2025 11:19
President Donald Trump announced a US$100,000 fee on H-1B visas on Friday, in what could be the most sweeping change to America’s skilled worker programme in decades. The move has rattled tech giants, sparked warnings of talent flight, and raised questions about whether protectionism will come at the cost of US innovation. So what does this say about Trump’s broader immigration agenda,...
Bigger Pic: Are employees splashing the cash on business trips? 23.09.2025 7:30
SAP Concur recently unveiled the latest edition of its Global Business Traveller Survey, which revealed key employee spending behaviours on business trips. Charlie Sultan, President, Concur Travel, SAP Concur, discusses how business travellers' spending habits have evolved; generational differences in the way travellers are stretching their allowances; navigating the line between company res...
Mind Your Business: The business of meaningful gifts 23.09.2025 9:42
In Singapore, gifting is changing. A recent study found that 72% of people value the thought behind a gift more than its price, and 66% see gifting as a way to show someone how special they are. That shift from transaction to meaning is reshaping not just personal traditions, but the way companies connect with clients and partners. The Breakfast Show invites Ellie Lim, the founder of The Luvine St...
Companies To Watch: The Next 50 stocks to watch on SGX 23.09.2025 9:13
Beyond the Straits Times Index, Singapore investors now have two new benchmarks: the iEdge Singapore Next 50 and the Liquidity-Weighted Next 50. Join Dan Koh and Emaad Akhtar as they explain what they track, why SGX launched them, how they’ve already outperformed the STI, and what this means for investors looking at Singapore’s mid-cap opportunities. See omnystudio.com/listener for pri...
Morning Shot: What Stood Out on Parliament’s First Day 23.09.2025 15:04
On the first day of debates on the President’s Address, MPs pressed the Government on Singapore’s position in the Gaza crisis, enforcement against vaping and drug-laced Kpods, and accountability for recent train disruptions. So what do these exchanges reveal about the Government’s priorities heading into this new term, and what should Singaporeans be watching for in the days ahea...
US Markets Wrap: AI Leaders, Defence Supercycle, and Essential Niches 23.09.2025 10:53
Joseph Shaposhnik, Founder & Portfolio Manager of Rainwater Equity breaks down the latest market themes shaping investor sentiment. We explore why some AI leaders may be better long-term bets than consensus expects, and where opportunities lie amid market volatility — including a potential defence sector supercycle driven by surging demand in key regions. Plus, we dive into strategies fo...
Breakfast Bites: “IRL” events - Making friends the old-new way 22.09.2025 5:13
When was the last time you made a new friend… in real life, not from LinkedIn, not from a networking event – just, a fun activity? Gen Zs seem to be leaning into what’s called “IRL events”: not a planned networking mixer, not organized speed dating; but a bread making class, sushi rolling courses and sports where you get paired up with strangers. Audrey, Emaad...
Bigger Pic: New SGX Indices, Fed Cuts & the Q4 Market Playbook 22.09.2025 8:37
Singapore investors have a new way to diversify their portfolios, thanks to the launch of SGX’s iEdge Singapore Next 50 Indices , which track the next tier of large and liquid companies beyond the Straits Times Index. This comes at a critical time for global markets, as the Federal Reserve kicks off a fresh rate-cut cycle and investors brace for key US data, including PCE inflation and Q2 GD...
Breakfast Bites: Would you ever consider going car-free if you aren't already? 22.09.2025 5:38
It's World Car Free Day! It's no secret that cars and other four-wheeled vehicles contribute significantly to global carbon emissions. And this is why going green (at least for one day in a year) can be a positive step in the other direction. On this edition of Breakfast Bites, the crew dive into the origins of World Car Free Day and explore cities around the world that have adopted car-free...
Mind Your Business: Building a wine business in Asia 22.09.2025 11:02
Wine is more than a drink. It’s a global industry worth hundreds of billions, and Singapore is one of Asia’s fastest-growing premium markets. So what does it take to run a wine business, from vineyards to distribution hubs like our little red dot? Join the Breakfast Show as they invite Jarrod Englefield, Commercial Director, Misty Cove Wines & Maggie Christie, New Zealand's Trade C...
Companies To Watch: Is NVIDIA still the AI stock to own 21.09.2025 9:32
Nvidia remains the poster child of the AI boom, but the ground is shifting. With China curbing purchases of its chips, regulators probing its market power, and Chinese tech giants developing alternatives, the risks are rising. At the same time, NVIDIA is betting big on Intel with a $5 billion investment and new AI collaborations. Join Dan Koh and Audrey Siek as they break down what’s h...
Bigger Pic: After the Fed Cut - what’s next for Asian Currencies? 19.09.2025 8:21
The U.S. Federal Reserve has just pulled the trigger on its latest rate cut — a move that could set the tone for global markets in the months ahead. As the dollar adjusts, all eyes are on Asia: Will regional currencies get a much-needed lift, or will lingering economic and geopolitical headwinds keep them under pressure? Joey Chew, Head of Asia FX Research, HSBC unpacks what the Fed&rs...
Breakfast Quiz: Big brand origin stories - how well do you know them?? 19.09.2025 7:00
Big brands are everywhere these days. They're so well marketed and advertised that you couldn't miss them if you tried. But some of these companies may not have been founded because of the product or service that is helping them thrive in 2025. On this week's quiz, we dive into some unlikely but intriguing origin stories. Play along with the crew and see how you go! Presented by Emaad...
US Markets Wrap: Markets at Record Highs - Fed Cuts, AI Alliances & the Smart Glasses Race 19.09.2025 8:41
US stocks climb to fresh all-time highs after the Federal Reserve kicks off its rate-cut cycle, with small-cap stocks leading the charge. Christine Short, VP of Research at Wall Street Horizon shares what this means for investors. She also discusses the surprising $5 billion dollar partnership between Nvidia to shape the future of AI infrastructure; as well as Meta unveiling its newest Ray-Ban sma...
Mind Your Business: Beyond the 5Cs and the future of the Singaporean dream 19.09.2025 8:12
The “5Cs” once defined success in Singapore: Cash, C ar, Credit card, Condominium, and Country club . But as the nation turns 60, are our dreams changing? Join The Breakfast Show as they speak with Theresa Syn, founder of The Singaporean Dream and game studio SYNT , and Andrew Yeo, Chief Executive Officer at Income Insurance Limited , about how aspirations are shifting, why resilience...
Companies To Watch: Puma stock runs with the bulls 19.09.2025 8:13
Puma shares jumped more than 10 percent after reports that Authentic Brands and CVC are preparing a bid for the Pinault family’s 29 percent stake. Join Dan Koh and Audrey Siek as they unpack the buyout rumors, what they reveal about Puma’s valuation, how the brand compares with Adidas and Nike, and how investors should weigh both the upside of a takeover premium and the risks if no dea...
US Markets Wrap: Fed cuts for first time in 2025, citing risk management 18.09.2025 8:00
The Federal Reserve has cut rates and signaled two more reductions before year-end, sparking debate over whether policymakers are managing risks or overstepping in the face of persistent inflation and a cooling labor market. Ben Emons, Chief Investment Officer at FedWatch Advisors , unpacks the Fed’s latest move, the implications of its shift toward a more neutral stance, and how markets sho...
Bigger Pic: With TikTok and Labubus, educators innovate to rethink education for Gen Alpha 18.09.2025 8:18
Generation Alpha — kids born after 2010 — are growing up on TikTok and bite-sized content, and this has huge implications not just for classrooms, but also for how businesses and educators think about how to best connect and teach a new generation of students. In today's Bigger picture, Daniel Tay, Founder of BestMinds Academy, talks about the innovation needed to capture attenti...
KPMG - Be In Front: Courage – Embracing Risk to Unlock Growth 18.09.2025 11:03
In this episode of Be In Front , a special series in partnership with KPMG in Singapore, we unpack the values and strategies that keep organisations not just prepared, but to Be In Front. Here, we explore how Courage empowers leaders to take strategic risks, embrace bold ideas, and drive sustainable success. Anton Ruddenklau, Partner, Head of Financial Services at KPMG in Singapore , shares insigh...
Breakfast Bites: Do you think revealing your salary would help close the gender pay gap? 18.09.2025 6:46
The world is marking a very important day today... International Equal Pay Day! It is all about shining a light on the global gender pay gap, which is the persistent difference in earnings between men and women. Globally, women earn on average about 68.8% of what men earn. At this pace, it could take over a century to reach full parity. Audrey, Ryan and Emaad chat about how we c...
Companies To Watch: Why investors are watching Baidu stock now 18.09.2025 10:13
Baidu shares have jumped more than 16 percent to hit two-year highs, driven by optimism over its homegrown AI chip venture and signs of growth in its AI Cloud business. Join Dan Koh and Emaad Akhtar in this episode of Companies to Watch, as they break down what’s fueling the rally, how Baidu stacks up against Tencent, Alibaba, and global tech giants, and the risks investors need to weigh bef...
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