MONEY FM 89.3
Let's Talk, Singapore
Start your day with the stories shaping Singapore — and your place in it. Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention. And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shapin...
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Episodes
Mind Your Business: How a chef turned butter into a brand 26.11.2025 13:10
Flavour is becoming the new frontier of entrepreneurship. As Singapore’s food scene evolves, a new wave of makers is redefining what comfort food means, from condiments to even butter. In this episode of Mind Your Business, The Breakfast Show invite Ryan Foo, Founder, Meraki Butters to explore how his homegrown brand is blending Asian flavours like Szechuan Mala, Yuzu Kosho, and Salted...
Morning Shot: How Community Care Is Evolving in an Ageing Singapore 26.11.2025 10:42
Singapore’s ageing population is reshaping what recovery looks like after a hospital stay, with community care taking on a larger role in helping patients regain confidence closer to home. St. Andrew’s Community Hospital is opening a new facility in Bedok featuring real-world rehabilitation spaces, dementia-inclusive design, and tech-enabled care to support safer, smoother transitions...
Breakfast Bites: My kid said a bad word. Whose fault is it, and what do I do? 26.11.2025 6:11
We dive into every parent’s nightmare today: the moment your sweet, innocent child drops a perfectly-pronounced naughty word. This has recently happened to Audrey, who dug deep into research on how she can deal with this. Where are kids picking this stuff up, and can parents realistically control it? Audrey, Ryan and Emaad unpack the playground influence, expert advice, and how t...
Breakfast Bites: The "Dream Ball" lottery and other unique employee benefits 25.11.2025 5:37
There aren’t many employees who’d turn down a good workplace perk — especially if it’s the deciding factor between staying put or jumping ship. We all know the usual benefits: health insurance, paid leave, retirement plans, parental leave…pretty par for the course. But on this edition of Breakfast Bites, Emaad, Ryan and Audrey uncover some unexpected workplace benefi...
Bigger Pic: Bridging Markets - Singapore Meets Nasdaq 25.11.2025 8:10
Singapore is about to open a new gateway for capital markets with the SGX‑Nasdaq dual-listing bridge, set for mid-2026. This pioneering initiative allows companies to tap both U.S. and Singapore investors simultaneously, offering a potential boost to liquidity, valuation, and investor access. James Leong, CEO of Grasshopper Asia , unpacks what the bridge could mean for Singapore’s equities m...
US Markets Wrap: AI Rally or Holiday Relief? Markets Bounce Back 25.11.2025 10:02
Stocks surged Monday, led by tech giants like Alphabet, as markets recovered from a shaky start to November. The Nasdaq posted its biggest gain since May, fueled by renewed optimism in AI, from Google’s Gemini 3 upgrade to strong moves in Broadcom, Micron, AMD, and Palantir. Ryan Detrick, Chief Market Strategist at Carson Group, breaks down whether this rally signals renewed conviction in th...
Mind Your Business: Butter, belacan, and the business of reinvention 25.11.2025 14:39
Every dish tells a story, and sometimes, that story begins with a spoon. In this episode of Mind Your Business, The Breakfast Show speaks to Ilya Nur Fadhly, Founder, Sudu , about his journey from MasterChef Singapore to building a brand that celebrates Malay heritage through flavours like Smoked Sambal, Belacan, and Kulim Butter, and what it takes to run a creative food business today See o...
Companies To Watch: Cloudflare’s global failure and the test of investors’ confidence 24.11.2025 12:21
A single Cloudflare glitch triggered global outages across X, Spotify, ChatGPT and major services, exposing just how much of the internet depends on one company. Dan Koh , Ryan Huang & Emaad Akhtar unpack what went wrong, how Cloudflare powers 20% of global web traffic, and why this incident matters for tech investors, businesses and everyday users. See omnystudio.com/listener for privacy info...
Mind Your Business: Building a tropical brand in a tough F&B climate 24.11.2025 15:08
Singapore’s F&B scene is more competitive than ever, with closures hitting record highs. But for some founders, the solution isn’t scaling fast, it’s going deeper into purpose. This week on Mind Your Business, the Breakfast Show speaks to Surekha Yadav, co-founder of Jungle Kitchen , about how her personal transformation inspired a business rooted in clean-label values, why s...
Breakfast Bites: Do you love your job, or do you follow the paycheck? 23.11.2025 5:37
A viral clip of a woman saying, "don't love your job... job your love" has cast some questions on what that actually means. We’ve all heard “follow your passion”… but is that still realistic? Audrey, Ryan and Emaad unpack the viral “job your love” moment, why loving your job may actually be an elitist expectation, and what really matters to workers here—l...
Bigger Pic: Singapore’s growth surprise - what’s next for 2026? 21.11.2025 9:19
Singapore’s economy has exceeded expectations, with MTI upgrading its 2025 GDP forecast to around 4.0% after a strong Q3 performance led by manufacturing, wholesale trade, and finance. Barnabas Gan, Group Chief Economist & Head, Market Research, RHB Bank breaks down the key drivers behind this growth, the role of AI-related electronics and biomedical manufacturing, and what lies ah...
Companies To Watch: Prada’s next move and the future of Italian luxury 21.11.2025 12:30
Prada’s sales are rising, Miu Miu is surging, and Versace has just joined the family. But what’s really behind the renewed talk of a potential Milan listing? Dan Koh and Audrey Siek break down the numbers, the strategy, and the succession story inside one of fashion’s most influential houses, and what investors should watch in the shifting luxury landscape. See omnystudio.com/lis...
US Markets Wrap: Nvidia’s Rollercoaster and the Fed Dilemma 21.11.2025 10:09
Stocks fell on Thursday after a market-wide rally fizzled, with Nvidia’s early gains reversing and investor hopes for a December Fed rate cut fading. The Dow dropped 387 points, the S&P 500 shed 1.6%, and the Nasdaq fell 2.2%, despite a midday surge. Frank Cappelleri, Founder and President, CappThesis discusses Nvidia’s surprising reversal, the ripple effects on the broader market,...
Breakfast Bites: “Fake It Till You Make It” - Does this actually work? 20.11.2025 4:58
Ever nodded along in a meeting because someone sounded super confident… but weren’t sure the numbers actually backed them up? Audrey and Ryan unpack what’s called the “confidence language trap” — why the loudest voice often wins, why our quieter colleagues can hold real insight, and how to make sure style doesn’t beat substance at work. Prese...
Breakfast Quiz: How well do Ryan and Audrey know Emaad? 20.11.2025 6:59
On today's Quiz, we celebrate Emaad's birthday in style, as he tests how well Ryan and Audrey really know him through a series of questions around fears, pet peeves, habits, cuisines, travel and more! Play along! Presented by Emaad Akhtar, Ryan Huang and Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributors S...
US Markets Wrap: Tech’s Comeback Amid Gold and Bitcoin Pressure 20.11.2025 9:02
Tech stocks regain momentum ahead of Nvidia’s report card (and climb higher on its earnings beat after hours) and Alphabet hits fresh highs with its Gemini 3 launch. Dilin Wu, Research Strategist, Pepperstone explains why the AI rally differs from the dot-com era, and whether investors should wait before buying dips. We also look at gold holding near the 4,000 level as shifting Fed expectati...
Bigger Pic: How INSEAD is shaping new leaders as its Asia Campus turns 25 20.11.2025 12:23
Singapore’s INSEAD Asia Campus has just celebrated 25 years of leadership, innovation, and global collaboration. Sameer Hasija, Dean of INSEAD Asia Campus, shares insights from the Tech Venture Summit, how emerging technologies are reshaping education and entrepreneurship, and how the school is preparing leaders to thrive in a fast-changing, innovation-driven world. Produced and Present...
Mind Your Business: What Southeast Asia’s new wave of entrepreneurs can teach us 20.11.2025 12:56
Entrepreneurship in Singapore is changing. Funding is tighter, competition sharper, and the need for clarity greater than ever. So what does it take to build a business that lasts? The Breakfast Show invites Megha Singh, Founder of Megha Singh Consultancy and CEO of Launchpad as she shares lessons from her journey across corporate leadership and entrepreneurship, revealing how clarity, confidence,...
Companies To Watch: What NVIDIA’s US$57 billion quarter tells us about the future of AI 20.11.2025 10:32
NVIDIA just reported another massive quarter, with US$57 billion in revenue and explosive data-centre growth, even as tech stocks fall on fears of an AI bubble. Dan Koh and Ryan Huang break down NVIDIA’s latest earnings, the risks behind the recent tech selloff, and whether GPU demand can keep driving the AI supercycle. See omnystudio.com/listener for privacy information.
Bigger Pic: Crowded Trades and Thin Margins 19.11.2025 8:00
Investor positioning has shifted rapidly, with the latest Bank of America Global Fund Manager Survey showing cash levels falling to 3.7 percent — a threshold often viewed as a warning sign that markets may be running hotter than fundamentals justify. At the same time, conviction has become heavily concentrated, with more than half of fund managers calling the “Magnificent 7” the...
Breakfast Bites: Did you know that you can't flush toilet paper in Greece & Turkey? 19.11.2025 6:49
It’s World Toilet Day — yes, that’s a real thing, and yes, we’re absolutely celebrating it. On this edition of Breakfast Bites , Emaad, Ryan and Audrey dive into the fascinating world of bathroom etiquette across cultures and the endless lingo we’ve invented for the place we all visit multiple times a day! Presented by Emaad Akhtar, Ryan Huang & Audre...
Mind Your Business: Protecting reputation in the age of cyber threats 19.11.2025 10:03
A cyber breach isn’t just an IT problem, it’s a business crisis. With global cyberattacks on the rise, leaders are learning that poor communication can erode stakeholder trust faster than the breach itself. In this episode of Mind Your Business, the Breakfast Show speaks to Dan La Russo, Senior Partner at Penta , about the new realities of cyber risk, why leadership and communication m...
Companies To Watch: Buffett’s big Google bet and inside Alphabet’s first US$100 billion quarter 19.11.2025 11:21
Warren Buffett has famously avoided high-growth tech, at least until now. With Berkshire Hathaway taking a major stake in Alphabet, Dan Koh and Ryan Huang explore why the world’s most famous value investor finally sees Google as a long-term compounder, and how its latest Q3 results reveal a company transforming into an AI-cloud powerhouse. See omnystudio.com/listener for privacy information.
Morning Shot: Hiring Smart — How SMEs Can Build Strong Teams on Lean Resources 19.11.2025 14:22
Hiring is one of the most important and most difficult decisions any leader can make. Beyond qualifications, the right hire can depend on cultural fit, growth potential, and even timing. For SMEs, the challenge is even sharper, every role matters, and resources to recruit, train, and retain talent are often limited. Eugene Goh, Advisor and Co-Founder of TalentKraft joins the Breakfast Show to unpa...
US Markets Wrap: AI at a Crossroads 19.11.2025 9:57
Wall Street’s hottest trades are cooling. Stocks fell again as AI-linked names continued to retreat, bitcoin flashed weaker risk appetite, and a Cloudflare outage reminded investors how vulnerable the digital ecosystem can be. Investors are now questioning whether the AI momentum trade is losing steam. Steve Sosnick, Chief Strategist, Interactive Brokers discusses whether this is a temp...
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