MONEY FM 89.3
Let's Talk, Singapore
Start your day with the stories shaping Singapore — and your place in it. Join Neil Humphreys and Audrey Siek as they cover the biggest headlines, trending topics, and everyday conversations, unpacked through fresh perspectives, expert insights, and engaging discussion. From current affairs and social issues to lifestyle trends and community voices, each segment offers a different lens on what’s happening — and what’s worth your attention. And it’s not just talk — it’s your voice. Through polls, messages, and live call-ins, listeners are part of the conversation, sharing their views and shapin...
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Episodes
US Markets Wrap: AI Fallout and Rate Cuts - Reading the Mixed Market Signals 12.12.2025 10:12
The U.S. equity markets reached new milestones on Thursday as the Dow surged to a fresh closing high, while the Nasdaq pulled back amid tech-sector jitters. Following the Federal Reserve’s 25-basis-point rate cut, investors rotated out of high-flying AI stocks like Oracle, which tumbled nearly 11% after raising its AI spending forecast, and into cyclical names poised to benefit from economic...
Mind Your Business: Why algorithmic trading is becoming mainstream 12.12.2025 12:48
Algorithmic trading used to be something only global banks and hedge funds could access. Today, AI, automation, and faster infrastructure are pushing those capabilities into the hands of smaller funds, family offices, and even advanced retail traders. On Mind Your Business, the Breakfast Show speaks with Emmanuel Raja Singam, the founder & CEO of RoboGenesys , the deep-tech fintech compa...
Breakfast Quiz: Test out your wine IQ ahead of the holidays! 12.12.2025 8:05
The holidays are here, and we’re pouring a little vino-themed fun into your Friday morning! Audrey has just started a fine wines course, so naturally, she’s taking you along for the ride with a light, festive wine quiz. From global wine trivia to Singapore’s sipping habits, test your knowledge and see if you can earn the title of sommelier. Presented by Audrey Siek & Ryan Hua...
Emerging Enterprise: Transforming Water Treatment for a Greener Economy 11.12.2025 13:15
With industrial water use rising and environmental standards tightening across the region, the need for cleaner, more sustainable treatment solutions has never been more urgent. That’s where Hydroleap comes in. Its chemical-free, automated technologies are designed to help industries cut waste, improve water efficiency, and reduce their reliance on traditional, resource-intensive methods. On...
US Markets Wrap: Markets Rally as the Fed Eases - What’s Next for 2026? 11.12.2025 9:02
The Dow surged more than 490 points after the Federal Reserve delivered its third consecutive rate cut, bringing the federal funds rate to 3.5%-3.75%. The S&P 500 flirted with record highs, and the Nasdaq climbed as traders digested the Fed’s message. What signals are investors reading from Jerome Powell’s remarks, and what does this mean for equity markets heading into 2026? Ben E...
Bigger Pic: Cybersecurity and kids in the digital age 11.12.2025 10:13
With cyberbullying, malware, and phishing scams hiding in the games our kids love, online safety has never been more urgent. Adrian Hia, Managing Director for APAC at Kaspersky, breaks down the latest threats targeting young people, how AI is changing the game for both attackers and defenders. Produced and presented by Audrey Siek See omnystudio.com/listener for privacy information.
Mind Your Business: How a 21-year-old Is helping revive a family retail business in Singapore 11.12.2025 11:37
A candid TikTok video brought unexpected attention to Tom & Stefanie, a family-run retail business navigating modern challenges. Founder’s daughter Stefanie Chua joins the Breakfast Show to unpack the pressures facing legacy retailers, and what it means for the next generation to take ownership of a struggling brand. See omnystudio.com/listener for privacy information.
Emerging Enterprise: Rethinking Chronic Care with Digital Health Innovation 11.12.2025 11:56
With chronic diseases rising across the region and healthcare systems under growing strain, the need for more proactive, data-driven patient care has never been more urgent. That’s where Mesh Bio comes in. Its digital health platforms help clinicians spot risks earlier and make more informed decisions, moving care upstream rather than reacting only when complications surface. On this episode...
Breakfast Bites: The stress of buying gifts - why is it so hard?! 11.12.2025 6:08
If you’re stressing over what to buy for the people you love, you’re not alone. We break down the surprising science behind why choosing gifts is tougher than it looks — and the simple strategies that actually make it easier. Perfect for anyone still hunting for that “just right” present. See omnystudio.com/listener for privacy information.
Mind Your Business: Inside Singapore’s first ultra-fast charging hub for heavy vehicles 10.12.2025 9:59
Singapore’s EV conversation often centres on passenger cars, but the country’s real electrification challenge lies in vans, trucks, and industrial fleets that keep the economy moving. As demand surges, existing charging infrastructure falls short. The Breakfast Show speaks to Martin Toh, CEO of Busways , about Singapore’s first ultra-fast charging hub for commercial and heavy-dut...
Bigger Pic: The AI Opportunity - Stocks, Semiconductors, and Supply Chains 10.12.2025 9:26
AI is no longer just a buzzword. It is transforming industries, from the chips that power computers to the massive data centres behind the scenes. In this episode, we speak with Aadil Ebrahim, Group Head of Equities at Klay , about the impact of AI on semiconductors, GPU competition, and tech stock opportunities. We explore US-China tech relations, including recent Nvidia chip exports to Chin...
US Markets Wrap: The Calm Before the Cut - Markets Hold Steady as the Fed Takes Center Stage 10.12.2025 8:59
Wall Street held steady ahead of the Fed’s final rate decision of the year, with the S&P 500 flat, the Nasdaq inching higher, and the Dow dragged lower by bank-sector weakness. Beneath the calm surface, big forces are shaping 2025 investor strategy, from AI’s massive but delayed physical buildout to the inflationary impact of data center demand and the demographic pressures pushing...
Morning Shot: Australia’s Teen Social Media Ban — Could Singapore be next? 10.12.2025 12:48
Australia is now enforcing a world-first ban on social media accounts for anyone under 16, compelling platforms like Instagram, TikTok and Snapchat to verify ages and remove underage users. The move has sparked a global conversation about online harms, parental responsibility, and how far governments should go in regulating digital spaces for young people. As countries watch to see what works and...
Breakfast Bites: The words that almost made it to Words of the Year 2025 09.12.2025 6:45
Not every word gets the crown, but some almost make it! On today’s Breakfast Bites, we celebrate the underdogs of 2025’s Words of the Year. From Cambridge’s “Vibey,” to the TikTok-inspired gems like “Roman Empire,” we explore the playful, weird, and wonderfully telling words that didn’t quite take the top spot. Presented by Audrey Siek & Ryan Hua...
US Markets Wrap: Fed Watch and AI Investing ahead of 2026 09.12.2025 9:29
U.S. stocks pulled back on Monday as investors await the Federal Reserve’s final meeting of the year, with the S&P 500, Nasdaq, and Dow all closing lower. Despite rising optimism for an upcoming rate cut, Treasury yields continued to climb, keeping markets on edge. Todd Rabold, Investment Management Partner, Callan Family Office shares his outlook on economic growth, and the sector...
Mind Your Business: Building a business around honest nutrition 09.12.2025 15:00
Most adults in Singapore take supplements, but few can explain what’s actually inside their daily capsules. With confusing labels, vague marketing, and little transparency around sourcing, the wellness aisle has become one of the most opaque corners of consumer health. In this episode, the Breakfast Show speaks to Joyce Tan, founder of Needful , about why the supplement category needed rethi...
Breakfast Bites: Words of the Year 2025 - We'll try not to 'rage-bait' you with 6-7. 09.12.2025 6:36
It's the end of the year, so review time is underway! The Breakfast Show breaks down the world’s biggest buzzwords, from Gen Alpha’s favourite “meaningless” catchphrase to the AI-powered future of writing code. Audrey and Ryan try their best to understand all the jargon! Presented by Audrey Siek and Ryan Huang Produced by Audrey Siek Edited by Trisha Yeong Photo and...
Morning Shot: What MOH’s 2026 Insurance Changes Mean for You 09.12.2025 11:11
With premiums for private health insurance rising sharply and medical bills climbing faster than wages, the Ministry of Health is rolling out major changes to Integrated Shield Plan riders from April 2026. New riders will no longer cover minimum deductibles, co-payment caps will double, and policyholders will take on a larger share of their bills, even as annual premiums are expected to fall by ab...
Bigger Pic: Singapore’s PMI Cooldown and the Global Signals That Matter This Week 08.12.2025 9:59
Singapore’s economy is still expanding, but November’s PMI pullback from 57.4 to 55.4 raises fresh questions about whether this is a healthy reset or the first sign of global pressures. Pan Jingyi, Economics Associate Director at S&P Global Market Intelligence , breaks down what the latest data says about the strength of various sectors and how Singapore compares with a surprisingl...
Mind Your Business: Could co-living be Asia’s next big real estate bet? 08.12.2025 12:22
Urban living is changing fast, driven by mobile talent, rising rents, and new expectations around flexibility and community. Co-living has moved from niche experiment to mainstream housing solution, and at the forefront is Coliwoo, now Singapore’s first listed co-living company. The Breakfast Show speaks to Kelvin Lim, Executive Chairman of LHN Group and CEO of Coliwoo , about the future of...
Breakfast Bites: Pantone picks… white?! The colour of 2026 is a polarizing one. 08.12.2025 6:15
Pantone has spoken; and 2026’s Colour of the Year is officially... white . "Cloud Dancer" is here to wash over everything; but is it even a colour?! We break down why Pantone hit reset, what the internet really thinks, whether Pantone is losing its sparkle, and what this all means for brands, trends, and your shopping cart next year. Presented by Audrey Siek and Ryan Huang Produ...
Bigger Pic: Asia’s Clean Energy Moment - Why APAC Is Charging Ahead 05.12.2025 8:01
As policy uncertainty in the United States slows investment momentum, Asia Pacific is emerging as one of the world’s most resilient and attractive regions for clean energy deployment. Joost Bergsma, Global Head of Clean Energy at Nuveen Infrastructure, explains why APAC investors are increasing commitments to renewables and how the region is accelerating its energy transition through grid up...
Mind Your Business: Why Asia White Knight is entering F&B now and what it means for Singapore’s dining future 05.12.2025 18:03
Singapore’s F&B sector is shifting, and Asia White Knight Group believes it’s a transition, not a downturn. The Breakfast Show speaks with Adam Tan and Ash from White Knight to unpack their investment logic behind the acquisition of Creative Eateries, and what the next generation of dining in Singapore could look like. See omnystudio.com/listener for privacy information.
Breakfast Bites: Tired of hoarding your leave? Micro-adventures may be the way to go! 05.12.2025 5:54
We all have our different styles of how we take vacation. We have those people who save all their leave days for one big blow-out trip, and we have a growing camp of folks who are seeing the benefits of splitting them up into many tiny breaks. We're seeing the rise of the micro-adventures: the 24 or 48-hour jaunt to a nearby getaway to help us unwind and break routine. Presented by Audrey Si...
US Markets Wrap: Nov private payrolls fall; Fed rate cut expectation elevated 04.12.2025 11:02
José Torres , Senior Economist, Interactive Brokers, analyses the unexpected fall in private payrolls numbers for November and the consequential impacts for risk assets and Fed rate cuts; the factors driving the divergence between small-business job cuts and hiring at mid-size and large firms; whether there's any weight to Big Short investor Michael Burry's comments about the AI market bubb...
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