Let's Talk Money with Dave & Reb

Loud Budgeting. A new trend that influencer Lucas Battle named and voiced in a recent TikTok video has taken hold of people’s imaginations. (You can find it here) Loud Budgeting is not about not having enough money, but about telling people “I don’t want to spend”. On “Let’s Talk Money with Dave and Reb” episode #363, the co-hosts dig into this new idea as a form of pushing back against the tide o...

What are your financial reference points in 2024? Dave and Reb begin a discussion with Rev. Ray Borg from Financial Discipleship Canada about what we use as marker or reference points in determining our financial and spiritual successes. On episode #362 of “Let’s Talk Money with Dave and Reb” they talk about the differences between blessing and privilege and how our perceptions of God and our fina...

The More Than Enough tax team joins Dave and Reb on episode #361 of “Let’s Talk Money with Dave and Reb”. As the tax preparation season quickly approaches, the special guests talk about both the spiritual and practical details that listeners can consider. Among them, is participating in a Tax Prep Party that might help people work together in preparation for income tax compliance. To hear more, tu...

There is financial hope and freedom for Canadians to discover in 2024 and on episode #360 of “Let’s Talk Money with Dave and Reb” the co-hosts encourage listeners with the possibilities as they put sound financial habits into practice. Hope and freedom can even come before all debts are paid off because of renewed thinking and behaviour around money. To receive encouragement for the year ahead, tu...

As 2023 comes to an end, Dave shares his process of slowing down after the intensity of the Ottawa real estate market through the pandemic years. On episode #359 of “Let’s Talk Money with Dave and Reb”, the co-hosts tell listeners about their experiences and the rhythms of this past season of their lives, as well as how important it is to follow God’s leading, especially through changing financial...

God is with us. This is the Christmas message Dave and Reb explore on episode #358 of “Let’s Talk Money with Dave and Reb”. While many of us struggle with stumped hopes at this time of year, listeners are encouraged to remember that the seed of God came at a time of great challenge and despair. Jesus came as a branch of hope. They remind all of us that we can walk in His peace and contentment as w...

Not too many people like to think about tax season during the month of December, but on episode #357, Dave and Reb gently get listeners thinking about CRA and tax time by introducing the More Than Enough tax team. Stephen Tibben, Destiny Johnson, and Bron Vasic share their thoughts on “Let’s Talk Money with Dave and Reb” about their love for numbers and for people, and the need to have a trusted t...

How have our encounters with God impacted our wallets? This is the question that Dave and Reb dig into with Rev. Ray Borg from Financial Discipleship Canada on episode #356 of “Let’s Talk Money with Dave and Reb”. Together they look at the story of Jacob and his encounter with God found in Genesis 28, alongside the generous journey and gifts of the Magi that we celebrate during this Christmas seas...

To hunker down means to get yourself comfortable in a place or situation and stay in that position for a while. On "Let's Talk Money with Dave and Reb" episode #355, the co-hosts suggest re-thinking Christmas spending and making a plan so that you don’t take a year to pay it off. As they share the latest statistics on 2022 Christmas spending that is still seeing one quarter of Canadians paying off...

It's Black Friday and Dave and Reb aren't talking shopping! On episode #354 of "Let's Talk Money with Dave and Reb", the co-hosts discuss the benefits and drawbacks of reverse mortgages. Started in the U.S. in 1961, today, this borrowing product continues to be an option for people who want to stay in their home as long as they can, or may not have the income to support their current mortgage. Dav...

Did you know that 49 per cent of Canadians have reported being the target of a recent fraud scheme? Today on episode #353 of “Let’s Talk Money with Dave and Reb”, the co-hosts discuss the issue to raise awareness about how prevalent they are. From identity theft and debit-credit card fraud, to online, door-to-door and phone scams, Canadians are being targeted. Tune in and learn some tips and safeg...

How much is enough? You might find yourself with some financial excess at the close of this year, and Dave and Reb, along with their guest financial planner Tim Jenkins, are encouraging listeners to look at their giving and generosity plan as Canadians head into the last stretch of 2023. Not only are they talking about giving generously of finances, but also time, talent, resources, and expertise....

When it comes to taxes, planning, and the Canada Revenue Agency (CRA), there is a great need for understanding and awareness when it comes to end-of-life estate planning. So to help navigate how taxation affects Canadians after death, financial planner Tim Jenkins joins Dave and Reb on episode #351 of "Let's Talk Money with Dave and Reb". They uncover the issues and offer some alternatives to payi...

“The currency of heaven is not a dollar bill, but human hearts.” And so friend and pastor Jon Ruby speaks to the solution of addiction in the second of a two-part series on “Let’s Talk Money with Dave and Reb”. On episode #350, the pastor of Ottawa's Union City Church brings a message of challenge and hope discussing the critical issues around addiction and the not-so-simple solution of abandoning...

On today's episode #349 of "Let's Talk Money with Dave and Reb", friend and pastor Jon Ruby from Ottawa's Union City Church, brings a message of hope to listeners as the co-hosts discuss issues of addiction and how it relates to the stressful financial climate many people are experiencing. You won't want to miss their conversation or the invitation to work through the Ashes to Rubies life-giving c...

Automate. Automate. Automate. Dave and Reb have an enlightening conversation on episode #348 of “Let’s Talk Money with Dave and Reb” as they look at automating payments for everything from taxes to retirement savings to paying down debt. Automating payments is a built in commitment according to Dave and is one way to keep yourself on track with financial responsibilities. Listen to today’s episode...

Happy Thanksgiving weekend from “Let’s Talk Money with Dave and Reb”! On episode #347, Rev. Ray Borg from Financial Discipleship Canada joins the co-hosts to talk about how financial giving releases a spirit of thanksgiving within ourselves and within the community we live in. Looking at 2 Corinthians 8 and 9, they discuss how believers in the early church gave sacrificially but with much joy. Lis...

Cash stuffing, cash wallets, the envelope system. All three of these budgeting tool descriptions reflect the time-tested method of withdrawing cash, setting it aside in marked envelopes in different categories, and then only spending the money you’ve allocated for each. On episode #346 of Let’s Talk Money, Dave and Reb encourage listeners to put their credit cards on ice and get in touch with cash...

The Rule of 72 is Einstein's simple shortcut to figure out how long it takes for an interest-compounded value to double. On episode #345 of "Let's Talk Money with Dave and Reb", the co-hosts talk about how the Rule of 72 affects debt, and how it can be a motivator for us to get out of debt. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empo...

How do we navigate the need to plan for the future without presuming on the future? What is the difference between the two? On episode #344 of "Let's Talk Money with Dave and Reb", the co-hosts tackle this subject looking at verses found in James 4 and Luke 12. Tune in to hear more. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering p...

So what will it take for you to become rich? On episode #343 of “Let’s Talk Money with Dave and Reb”, the co-hosts dig into the topic of riches with Rev. Ray Borg from notmine.ca. Looking at the church of Laodicea in Revelation 3, they talk about the economic strength of the city in ancient times, and how its prosperity brought a false sense of security and well-being. They encourage listeners to...

There is a lot of talk about financial resilience these days, so Dave and Reb join the conversation on episode #342 of “Let’s Talk Money with Dave and Reb”. They also remind listeners to slow down, pay attention, and make a plan when it comes to everyday financial decisions. With school starting and fall and winter expenditures coming, making a plan and saving now will help build strong financial...

Episode #341 of “Let’s Talk Money with Dave and Reb”, is the second of a two part series with Ottawa financial advisor Brent Vandermeer. On both shows, they talk about the importance of making a plan—planning that’s wrapped around purpose—and how looking for a quick fix to build wealth is not the answer. They dig into the importance of educating yourself and taking responsibility for your investin...

Episode #340 of “Let’s Talk Money with Dave and Reb”, is the first of a two part series with Ottawa financial advisor Brent Vandermeer. On both shows, they talk about the importance of making a plan—planning that’s wrapped around purpose—and how looking for a quick fix to build wealth is not the answer. They dig into the importance of educating yourself and taking responsibility for your investing...

Jesus taught us to pray: “give us this day our daily bread”. On today’s Let’s Talk Money with Dave and Reb, the co-hosts explore daily bread praying with guest Rev. Ray Borg. They remind listeners that each of us is valuable and precious to God, and consequently He cares about the smallest details of our lives. Bringing our financial needs and concerns to God is simply an outflow of that care and...