Let's Get RICH With PATTU!

On this episode we cover: - mistakes made on planning calculators - Pattu reveals another Golden thumbrule ! - Products that Pattu recommends for Parents - Who is Sukanya Samriddhi for? And some details - Investing for marriage of your child - Resposibility towards Undergrad vs Postgrad- Does spending on your kids take precedence over your retirement fund? (And when to say no) - Premium waiver ben...

On this episode we cover: - We all need a license to hunt, a license to drive, but no one gives us a license to have kids! (from the movie 9 months) - Does the 'x' that you're putting away for retirement include your child?! - Does 2 kids mean 2x?? - Asset allocation for kids - How to calculate a target amount for a child's corpus - How a child's interests greatly affect this target amount- Pattu...

On this episode we cover: - How does one balance the pressure to invest for tomorrow and the desire to enjoy today? - Delayed gratification - Once priorities are in place, balance falls into place - What do you really want to do when you are retired? No vague answers please! - The elderly who are active are much healthier than those that aren't! - Sid asks Pattu what he imagines his retirement wil...

On this episode we cover: - How do we imagine what our lives will when we are retired? Time for some visualisation - Pattu then dives into the basic How Tos of retirement investing - Retirement is NOT about a pension - Inflation - Sid asks for benchmarks to aim for as a retirement corpus (city wise) - Pattu gives us the formula for investment, and how to execute it TODAY! - But then Sid is not sat...

In this episode we cover: - What percentage of investors are women? - Is the MAN the problem in a woman's life? Or the parents? - Pattu's book - Chinchu gets a superpower - Pattu receives an email just before the recording that gives us goose flesh - How taking financial decisions is empowering - How women have to plan for TWO retirements! - Should a woman at 21 and a man at 21 have varying approa...

On this episode we cover: - What is a good reason to invest in stocks vs MF? - Is stock investing a replacement for lack of capital? - When does stock investing become gambling? - What Dolly Parton said about rainbows and rain! - The two simple basics of selecting a stock. - An AI tool you can use too! - How stock research is like sculpting. - How all gains or losses are notional, not real! - Reba...

On this episode we cover: - The 3 most important features to focus on, and all the fluff to forget about! - PSU policies vs Private policies - Porting of policies from one provider to another - Corporate group insurance vs Private insurance for the Salaried - Individual policy vs Family Floater policy - How to insure the elderly in your family - Why having a family doctor still has so many benefit...

Medical Insurance in India is like a Dholak. Alright, that's clickbaity, but Pattu said it! On this, our first episode of our third month, we cover: - How much Cover does one need? - How is Life insurance different from Medical insurance? - How there is no way around reading the fine print - How many people believe that medical insurance is a SCAM - Whether it is better to buy through an agent or...

Saving Investing The difference between the two? How does inflation affect my savings? The biggest mental block - RISK The biggest issue in investing - WHO TO TRUST? Lifestyle creep Are you a sidewalker, a slow laner, or a fast lane? Asset allocation between safety and equity ALL THIS AND MORE on this week's episode! See omnystudio.com/listener for privacy information.

Are you a Freelancer or a Solopreneur, who doesn't earn fixed amounts 12 times a year? Do you feel that conventional savings and investment products are NOT designed for you and instead skewed towards the salaried class? Do you find yourself constantly facing "The Crunch" because of irregular cash flow unlike your salaried friends? Did you know, over TWO-THIRDS of earning Indians fall under the al...

In Part-1 of the "Homevestment" debate last week, things got interesting in the battle between math and emotions. Let's push the stakes further this week. Is the true cost of a home just the money you spend on it ? What is the most neglected aspect in home purchase calculations ? Pattu tells us what it is and how we must at least acknowledge it. We also broach the topic of real estate as an invest...

Is making that "sapno ka mahal" a forever dream for you? Or upgrading from a 2bhk mahal to a 3bhk mahal? Do you feel caught in the battle between Math and Emotions? "Apna Ghar!" A sentiment so strong for anyone in the world. A sense of security, the peace of mind of owning the roof over your head, the floor under your feet. Let us ask Pattu how to deal with this dream and how anyone can simply eva...

Are you in a rush to retire? And have you asked yourself why you are ? Is the heat of FIRE getting too much?  What is the cost of years of hard work if not the years themselves. Does that mean that your 'retirement corpus' is just as much a today-problem as are the current expenses of living? Here's what our first guest ever on the show, Shubham, asked Pattu about saving "more" than necessary, or...

Have you ever heard someone say, invest an x amount for 10 years and get that amount with some returns from the 11th year? These money-back/endowment/so-called insurance plan sellers might be playing you for a fool. We tell you why! And where you can invest instead to make money! GListen now! Connect with us on Instagram @ofspin_mediafriends if you have a question and want to be a part of the podc...

What are emergency funds? And what kind of protection do they give you? Do you need rainy-day money? Where should you invest your money to make it accessible in emergencies? We do a deep dive into emergency funds with PATTU, and explore the peace of mind they could give you. GListen away! See omnystudio.com/listener for privacy information.

Should someone in their teens, who hasn't begun earning any money think about investing?! And why should they when this is the prime of their lives, and their pocket money has just one purpose - fun! See omnystudio.com/listener for privacy information.