Latin American Educational Opportunities

🎧 Hablante motivacional y autor TONY A. GASKINS, JR. dijo una vez: “Si no construyes tus sueños, alguien te contratará para ayudar a construir los suyos” Temas del episodio: Definición de Emprendimiento Ventajas vs Contras Mitos vs Datos de la creación de ideas usando el pensamiento Eficaz perfeccionar sus ideas muscular Combinando Nichos Conseguir un cambio de escenario Enlaces importantes: 👉🏼...

In this episode, I had the pleasure to speak with Rony Ortiz-Andrade a Guatemalan, poet, writer, and philosopher who will currently be working on his MFA in creative writing in Spanish at NYU. His work has been published in Houstonia Magazine and the Houston Chronicle and is currently working on his first book. Hope you enjoy this episode as much as I enjoyed recording it Important Links: https://...

In this episode I had the pleasure to speak with Corina Hierro @corinahierro one of the people that helped create the Chamba app an app helping people find jobs through the technology we use every day. By helping companies hire, they amplify job opportunities in overlooked communities. Corina shares her journey with us from being born in Mexico, to a news reporter on Telemundo, to helping create t...

*trigger warning* this podcast episode talks about suicide and depression. Please scroll and skip if you are triggered in any way. In this episode, I dive into the importance of mental health for minorities with Asurca Rodriguez a 29yr old motivational speaker with a bachelor’s in psychology. She’s a mental health advocate that believes everyone deserves joy. We have a much-needed conversation, fr...

🌟Episodes in English & Spanish🌟 There are three main areas on the road to higher education where undocumented students may have special concerns or face obstacles: Admission, enrollment, and financial aid. Most undocumented students rely on private scholarships and out-of-pocket payments to cover their remaining tuition costs. Having faced this myself, I know it becomes frustrating and difficult...

🌟 Episodios en inglés y español 🌟 Hay tres áreas principales en el camino hacia la educación superior donde los estudiantes indocumentados pueden tener preocupaciones especiales o enfrentar obstáculos: La admisión, matrícula y ayuda financiera. La mayoría de estudiantes indocumentados dependen de becas privadas y pagos de bolsillo para cubrir sus gastos de matrícula restantes. Habiendo enfrentad...

Jonathan considers himself a family man before anything else. He is a father to two children. One with autism. After that, he lives and breathes investing. His mission is to guide new investors that are starting their journey to building wealth. He invests in long-term investments through stocks, cryptocurrency. He hopes to retire millionaire and leave a legacy for his children.  #autismawareness ...

In this episode, I’ll be covering the link between politics and economics by examining the influence that money has on political life. As immigrants, I believe it’s important to know this relationship to better understand how our lives in the U.S. are constantly shaped by it. Whether we like it or not as immigrants we are affected by public policy. Politicians create these policies that impact our...

En este episodio cubriré la relación entre política y economía examinando la influencia que tiene el dinero en la vida política. Como inmigrantes, creo que es importante conocer esta relación para comprender mejor cómo nuestras vidas en los Estados Unidos están constantemente  moldeadas por ella. No importa si nos guste o no, como inmigrantes En Estados Unidos la política pública nos afecta de una...

🌟English🌟 and 🌟Spanish🌟 Como muchos inmigrantes, no tenía idea de lo importante que era el historial crediticio de los EE. UU. Sin embargo, rápidamente descubrí que era una barrera común para muchos de nosotros. La falta de historial crediticio puede interferir con nuestra capacidad para obtener la aprobación de una tarjeta de crédito, solicitar una hipoteca o incluso realizar otras transaccio...

Like many immigrants, I had no idea how important US credit history was. However, I quickly came to find out it was a common barrier to many of us. The lack of credit history can interfere with our abilities to get approved for a credit card, applying for a mortgage, or even engage in other financial transactions. Immigrants are familiar with using cash for everything but when you come to the US a...

Bitcoin is not only the first cryptocurrency, but it’s also the best known of the more than 5,000 cryptocurrencies in existence today like Ethereum. I’m sure by now you’ve heard the media or maybe someone you know mention it. What makes Bitcoin so great is that anyone in the world can invest in it. However, understanding the ins and outs can be tricky so today we’re going to take a closer look at...

Bitcoin no solo es la primera criptomoneda, sino que también es la más conocida de las más de 5.000 criptomonedas que existen hoy en día, como Ethereum. Estoy seguro de que ya han escuchado a los medios de comunicación o tal vez a alguien que conozca mencionarlo. Lo que hace que Bitcoin sea tan grandioso es que cualquier persona en el mundo puede invertir. Sin embargo, comprender las entradas y sa...

Last week In part I of this episode we covered the first 7 steps to buying a home. In this episode, we’ll be completing the 14 step guide by covering the final 7 steps to buying a home in the United States. Again If you’d like to follow along with this episode you can now find the part II pdf that contains all the info from today's episode on my website latinamericaneo.org, look for the resources...

La semana pasada en la primera parte de este episodio cubrimos los primeros 7 Pasos para comprar una casa. En este episodio, completamos la guía de 14 pasos cubriendo los últimos 7 pasos para comprar una casa en los Estados Unidos. Nuevamente, si deseas seguir este episodio, puedes encontrar el pdf de la parte II que contiene toda la información del episodio de hoy en mi sitio web latinamericaneo....

The formal process of buying a home as an immigrant isn’t much different from buying a home as a native-born citizen. However, getting a loan can be much more difficult for immigrants. This is a result of structural discrimination against immigrants in the house-buying process. Immigrants’ financial profiles don’t look like a regular homebuyer’s profile and as a result, immigrants are usually mark...

El proceso formal de comprar una casa como inmigrante no es muy diferente de comprar una casa como ciudadano nativo. Sin embargo, obtener un préstamo puede ser mucho más difícil para los inmigrantes. Este es el resultado de la discriminación estructural contra los inmigrantes en el proceso de compra casa. Los perfiles financieros de los inmigrantes no se parecen al perfil de un comprador de casa h...

Alejandra is an undocu entrepreneur from Monterrey Mexico. She recently graduated from Tufts University and some of her interests are the crypto markets, financial education, and helping immigrants become financially literate. In this episode, we talk about what cryptocurrencies are, Alejandras journey, the undocu hustle, the challenges that come with being undocumented in the U.S, and how you can...

An educator and avid reader, Beatríz Satizábal @beabettybee was born in Cali, Colombia, and has been living in the United States for over 18 years. She received her Bachelor's of Arts in Race & Ethnicity, Master's of Arts in Medicine, Health & Society, and Master's of Science in Communication from the University of Tennessee and Vanderbilt University respectively. Her love for learning and...

For this episode, I had the honor to talk with Rita-Soledad Fernandez Paulino from @wealthparatodos . We talk about everything from getting out of debt to tips and tricks on how to get your financial journey started and including how to change your mindset and start your financial journey no matter what age you are. Soledad is the Chief Financial Officer of the small start-up Puro Party Paulinos a...

Siphoning money out of poor communities and communities of color takes a serious toll on the economy. Money that could be spent building up local businesses or investing in communities is instead directed to neverending fees. For people who find themselves in desperate or emergency situations, a payday loan can seem like a lifesaver. The reality is that these lenders trap their customers in an une...

Sacarle dinero a las comunidades pobres y a las comunidades de color tiene un grave impacto en la economía. El dinero que podría ser mejor gastado en la creación de negocios locales o en la inversión en comunidades se dirige en su lugar a tasas interminables. Para las personas que se encuentran en situaciones desesperadas o de emergencia, un préstamo de día de pago puede parecerles un salvavidas....

Two billion people now live in nations plagued by water problems, and almost two-thirds of the world could face water shortages in just four years. The United Nations has long warned that human-driven climate change is leading to severe droughts and more flooding, making water availability increasingly less predictable. In California, the most recent acute dry spell stretched from December 2011 un...

Dos mil millones de personas viven ahora en naciones plagadas de problemas de agua y casi dos tercios del mundo podrían enfrentar escasez de agua en solo cuatro años. Las Naciones Unidas han advertido durante mucho tiempo que el cambio climático provocado por los seres humanos está provocando graves sequías y más inundaciones, lo que hace que la disponibilidad de agua sea cada vez menos predecible...

In episode 8 I went over the different types of asset classes you can invest in. I briefly mentioned stocks as one of the riskier options. I explained that stocks are pieces of ownership in companies and some even pay dividends. In this episode, I’ll be diving a bit deeper into stocks, their key terms, why you should invest in them, and where they are bought & sold.