Late-Career Conversations with Fexingo: 50+ Professionals, Encore Careers, and Pre-Retirement

Episode 4 of Late-Career Conversations tackles a specific financial challenge facing many professionals in their 50s: the gap between leaving a full-time role and starting a pension. Lucas and Luna drill into one concrete strategy — part-time consulting as a bridge — using the example of a former mid-level HR director who earned $45,000 over 18 months while keeping her skills current and her retir...

In this episode of Late-Career Conversations, Lucas and Luna explore how professionals over 50 can reframe a career gap—whether from layoff, caregiving, or personal sabbatical—as a strategic asset. They discuss a 2025 study from the Federal Reserve Bank of New York showing that workers aged 50-64 who re-entered the workforce after a gap of 12 months or more saw a median wage penalty of 18% compare...

Lucas and Luna explore what happens when a veteran employee in their 50s is offered a separation agreement. They walk through the story of one marketing director at a mid-sized CPG company who turned a standard severance offer into a package worth nearly double — by negotiating healthcare continuation, outplacement services, and a phased departure. The episode covers the legal landscape for worker...

In the inaugural episode of Late-Career Conversations, Lucas and Luna examine a striking statistic from a 2025 Kauffman Foundation report: nearly 70 percent of new solo entrepreneurs in the United States are over the age of 50. They explore why seasoned professionals are increasingly launching businesses rather than accepting traditional retirement, using the story of former Boeing engineer Caroly...