KP Talks Dollars and Sense

Bitcoin, Gold, and Liquidity Are Flashing Signals There’s less liquidity in the global system — fewer dollar-based tools for countries to trade with. The Economy Is Splitting in Two — And It’s Getting Worse We’re seeing a bifurcation: the top 10% of Americans now drive nearly 50% of GDP. A small group is carrying the weight, while the rest feel the pain.  Episode Highlights: 00:00 - Job Reports an...

Live from Monterey—with ocean views, executive roundtables, and KP’s signature straight talk—this episode tackles storms, tariffs, and whether growth can outrun debt. Texas floods bring tragedy in an unexpected season, tariff deadlines return uncertainty to the markets, and a “big beautiful bill” aims to spark growth while adding trillions to the deficit. KP dives into the money supply slowdown in...

Live from Provo Airport—with monkeys, Bluey, and a travel-weary KP—this episode hits everything from family chaos to market clarity. Inflation’s hotter than expected, GDP takes a dip, and Powell says “soon”… but does he mean it? Plus, crypto might finally count as reserves, oil prices drop post-ceasefire, and AI-driven coding could be the Fed’s productivity play. All while KP dodges noise, delays,...

🚨 Live from Woodward Park City, KP’s hitting the slopes and the markets—bringing you Fed updates, retail sales trends, Iran conflict fallout, and why soft landings aren’t just for aerial tricks. Another ceasefire? Maybe. KP breaks down the Strait of Hormuz, oil spikes, and dovish Fed signals hinting at earlier cuts.   Consumers are slowing, spending is down, and credit cards might be maxed—all wh...

🚨 Live from Corona and the Wedge, KP’s back after a windy take one—breaking down $80 oil, Fed moves, sneakflation, and the wild Pentagon Pizza Index. Another war? Unfortunately, yes. As Israel-Iran tensions rise, KP breaks down how it’s shaking markets—and why it’s $10 oil spikes, not tariffs, doing real damage to GDP and inflation. The math doesn’t lie. Plus: Fed dot plot drama, soft landing sig...

🚨 Live from Corona, California, KP is back at the desk breaking down a whirlwind of headlines—from plane crashes and airstrikes to tapable equity and treasury auctions. Geopolitical chaos? Check. Economic uncertainty? Always. But KP cuts through the noise with data that shows inflation’s still cooling, home equity is sky-high, and the consumer remains resilient. Forget the tariff tantrums for a s...

🚨 Live from Sea Island and Atlanta, KP breaks down why inflation may be yesterday’s story—even as tariffs, jobs data, and political noise try to steal the spotlight. Despite tariff tantrums and political theater, inflation is cooling and consumer behavior is shifting. KP unpacks why the real inflation threat isn’t tariffs—but America’s $3.8T spending habits and softening labor productivity. The F...

🚨 Live from Newport Beach, KP unpacks the real story behind mortgage rates, market rallies, and tariff threats—hint: it's more than just inflation numbers. A poor 20-year Treasury auction and tariff tensions with the EU and Apple have markets on edge, but a surprising rally across all asset classes brings fresh perspective. Mortgage rates dip under 7% as a result, with buyers locking in fast...

🚨 Live from the NYSE floor, KP breaks down the real drivers behind mortgage rates and inflation—spoiler: it’s more about Capitol Hill than CPI. The 10-Year Treasury yield is climbing past 4.50%, reacting to Washington’s spending and debt ceiling drama, which the bond market is not happy about. The U.S. faces a budget crisis with a $3.8T House package now in the Senate—expect cutbacks, tax changes...

📉 The Fed's in pause mode—not because inflation is hot, but because tariffs might heat it back up. CPI and PPI came in softer than expected, but rate cuts? Still off the table. The Fed is watching the money flow—and the tariff clock—tick. 🇨🇳🌍 Meanwhile, trade talks are shifting. A temporary 90-day deal with China dropped tariffs from 145% to 30%. The UK cut a $10B Boeing deal. Big moves. Bu...

📉 The Fed held steady—and that silence? It spoke volumes. No rate cuts, no bold moves. Just a wait-and-see stance on inflation, especially from tariffs. 🇺🇸 Meanwhile, Trump didn’t stay quiet. He came back with a trade deal with the UK—$10B in Boeing orders, beef exports, and more. It gave the market some certainty… and mortgage rates felt it. 📊 The 10-year Treasury dipped from 4.35% to around 4....

💼 CapEx—capital expenditure. It’s what fuels the big moves: massive projects, major upgrades, bold investments. 👀 I’m not a financial advisor—I’m not here for your losses, just your wins. But if you’re watching the trends, it’s clear: CapEx in AI is more than hype—it’s still the play. 🏭 There are over 100 million manufacturing workers in China—plus millions more in India and Vietnam. You can’t...

💵 Cash is King! In the latest episode of KP Talks Dollars and Cents, we dive deep into the critical shortage of dollars 🌎, the impact of a restrictive Fed 🏦, and how the global economy reacts to political moves from Trump 🇺🇸 and Powell 📈. 💬 Market volatility is growing, with asset sell-offs, shrinking money supply 💸, and heated public exchanges 🔥 shaping the economic outlook. Meanwhile, pol...

Consumer Strain vs. Spending Power  | KP Talks Dollars and Sense 📍 Live from Corona, California In this episode, Kevin Peranio dives into the growing tension between consumer strength and financial strain in America. After returning from advocacy efforts in DC, KP unpacks the volatile bond market, shifting retail trends, and how tariffs are shaping our economy, inflation, and mortgage rates. 💥 A...

Broke America’s Trade War | KP Talks Dollars and Sense 📍 Live from Washington, DC during MBA’s Advocacy in Action Week In this episode, Kevin Peranio unpacks the real reason behind America’s current trade war—and why tariffs may not be the villain or the hero. With 25% tariffs back on China and Mexico and a potential 90-day pause on the table, KP breaks down what this shift in trade policy really...

📉 Rates Drop, Markets Move, and Tariffs Hit—Welcome to Liberation Day Kevin Perenchio comes to you live from Corona, CA, with a jam-packed update on markets, inflation, rates, jobs, and what Liberation Day really means for the economy. Rates are the lowest in five months, the housing market is buzzing, and the Fed’s next move could reshape everything. 🚨 Tariffs, soft job data, falling rates, and...

📉 The Dollar Weakens—What Comes Next? Live from Arlington, TX at The Mortgage Collaborative Event, Kevin breaks down the Fed’s latest move—and what it means for inflation, liquidity, and the economy. 📌 Key Topics Covered: ⏱ 00:00 – Is the Fed falling behind? Powell says they can’t predict the future ⏱ 06:14 – April 2 = “Liberation Day” – Tariffs target the "dirty 15%" ⏱ 11:10 – Consume...

Is the Fed Falling Behind? | KP Talks Dollars and Sense 📍 Live from Arlington, TX at The Mortgage Collaborative Event In this episode, Kevin Peranio breaks down the real takeaway from the latest Fed meeting—and it’s not what the headlines are saying. 💥 After trimming over $2 trillion from its balance sheet, the Fed is now slowing down quantitative tightening. So, what does that mean for the econ...

📊 Market Volatility, Tech Investments & The Fourth Turning The financial landscape is shifting as uncertainty fuels stock market sell-offs and major tech companies invest heavily in the U.S. Meanwhile, geopolitical tensions over Taiwan raise concerns about semiconductor supply chains. Are we witnessing the Fourth Turning in economic and political cycles? 📌 Key Topics Covered: ⏱ 00:00 – Marke...

📊 Navigating Economic Uncertainty: Debt, Inflation & Market Trends The U.S. economy faces mounting challenges—from soaring debt and deficits to inflation concerns and government spending debates. Treasury yields have dipped, impacting mortgage rates, while stock markets remain strong on solid earnings. But slowing retail sales raise questions about future inflation trends. Meanwhile, uncertai...

The economy is navigating growing challenges—from soaring debt and deficits to inflation concerns and heated debates over government spending. Treasury yields have fallen, influencing mortgage rates, while stock markets continue climbing on strong earnings. However, slowing retail sales raise questions about future inflation trends. Meanwhile, Super Microcomputer faces delisting risks, and NVIDIA’...

Auto leasing, insurance, and car costs continue to drive a significant share of the CPI increase. Treasury yields fall from 4.80% to 4.40%, influencing mortgage rates ahead of the March 19 Fed meeting. Retail sales decline as consumers tighten spending, potentially impacting future CPI data. Stock markets reach all-time highs, with 78% of companies surpassing earnings expectations. Super Microcomp...

Energy consumption in wealthy countries correlates with population growth, education, and career priorities. Immigration helps counter population decline as educated individuals focus more on careers than starting families. Unemployment rate drops to 4% due to population shifts. Immigration, deportation policies, and workforce trends influence birth and death rates. Mississippi’s living standard n...

Tariffs, Jobs & Market Insights | KP Talks Dollars and Sense In this episode of KP Talks Dollars and Sense, Kevin Peranio breaks down the latest on tariffs, the labor market, and economic policy. He explores how government spending, Treasury announcements, and the war on drugs are shaping inflation, interest rates, and housing trends. 🔹 Tariffs as a tool in the war on drugs and immigration 🔹...

AI, Inflation & Market Trends | KP Talks Dollars and Sense In this episode, KP Talks Dollars and Sense, Kevin Peranio shares key insights from the Independent Mortgage Bankers Association Show in Austin. He covers AI’s role in deflation, mortgage rate trends, big earnings reports, and policy shifts impacting the economy. 🔹 How AI is reshaping productivity and market competition 🔹 The impact...