Kowal Investment Group - Now Creative Planning

Aaron Kowal and Kelly Brown, CEO of American Deposit Management, explain inflation’s impact on individuals, examine the Federal Reserve and rising interest rates, discuss the current economy, highlight the earnings credit program for businesses, and share insights into transferring values, in addition to wealth, to heirs.

Aaron Spitzner and John White share an update on the current economy and stock market, discuss the importance of planning for Social Security, answer a caller’s question about Roth IRA conversions, share insights into why some retirees are re-joining the workforce, and examine the anticipated passage of the SECURE Act 2.0.

Jeff Kowal and Joe Still discuss seven surprising facts about retirement, answer a caller’s question about investing in Bitcoin, share insights into the emotion associated with spending in retirement, and explain how a large inheritance can be shared.

Jeff Kowal gives an update on the current economy and stock market, discusses the “motherhood penalty,” shares a rule clarification surrounding the SECURE Act, explains 401(k) vs the Roth 401(k) and things to consider while selecting which account you would like to contribute to, and gives insight to taxes in retirement.

Jeff Kowal and Chaunsy Weisensel discuss the pieces of creating a successful retirement plan, share insights regarding the SECURE Act 10-year rule for beneficiaries, special guest Tim Bullard calls in for this week’s BOSS Segment, and Jeff touches on avoiding unintended beneficiaries.

Jeff Kowal discusses the concept of phased retirement, shares insights regarding the SECURE Act 2.0, touches on the current stock market behavior in relation to the war, and shares a story about divorce, money, and emotions.

Jeff Kowal and John White are briefly joined by Tim Bullard of Lake Country Advisors who corrects some misconceptions about selling your business in the current market, John white shares insights regarding Bitcoin, and Jeff Kowal discusses Tax-free Roth options and shares a story about early inheritance issues.

Jeff Kowal and Marie McFarland share the 6 mistakes you should avoid when choosing a financial advisor, discuss things 401(k) millionaires should consider, and shed insight on estate executors and removing trustees.

Jeff Kowal gives an update on the stock market, shares an interesting statistic about the great resignation, discusses the Federal Reserves’ first interest rate hike since 2018, and talks about the adjustments to estate and tax planning for 2022.

Joe Still and Chaunsy Weisensel share insights regarding the current market, discuss do’ and don’ts in a down market, walk through the popular question ‘Do I have enough to retire?’, and touch on protecting your payments from fraud.

Jeff Kowal and Aaron Spitzner share tips for retirees during a down market, touch on elder abuse and protecting you and your loved ones, and discuss what you need to know about inherited IRAs.

Jeff Kowal and John White explain the Monte Carlo simulation and market timing, share thoughts on expectations for the rest of the year, and discuss how you can prevent unwanted beneficiaries from gaining access to your estate.

Jeff Kowal and Chaunsy Weisensel discuss the great resignation, what you should do about your old 401(k), touch on the best and worst assets to leave to your heirs, and explain why it’s so important to not only discuss your wishes but to put everything in writing.

Aaron Kowal and Rhett Holland of Husch Blackwell discuss estate planning, structuring inheritance and trusts, estate planning for your business, and potential tax law changes for estate taxes.

Jeff Kowal shares two things to do when the stock market gets crazy, shares insights regarding social security funding, answers caller questions, and discusses charitable remainder trusts.

Jeff Kowal and Marie McFarland discuss your 2022 financial to-do list, explain how you can avoid penalties if you didn’t take your 2021 RMD, and examine the best and worst assets to leave to your heirs.

Jeff Kowal and Joe Still discuss what you should consider while preparing for retirement, share insights into small business retirement plans, touch on inflation expectations, and emphasize proper planning.

Aaron Kowal and Mike Senkbeil of Chortek discuss what happened in 2021 with cybersecurity, explain the Cybersecurity Curve points, share insights regarding the importance of protecting your assets, and shed light on the Dark Web.

Aaron Spitzner and Chaunsy Weisensel discuss how to set yourself up for a financially successful 2022 with 9 resolutions, explain the adjusted 2022 retirement account contribution limits, and examine the two government bills to watch this year.

Jeff Kowal discusses who can be estate plan beneficiaries and how to arrange for them, reviews Barron’s outlook on 2022 considering the stock market, inflation, and the supply chain, and shares thoughts on “Grey Divorce.”

Jeff Kowal and Joe Still discuss the challenges and rules around inheriting assets, share thoughts on inflation and how to plan for it, and review an executor’s checklist of responsibilities.

Aaron Kowal and guest Chris Berens of Horicon Bank discuss the importance of having your affairs in order and well documented, the benefits of a corporate trustee, and being a Power of Attorney.

Jeff Kowal and Marie McFarland share year-end tax planning moves, discuss the biggest mistakes people make with IRA rollovers, and offer insights into gifting money to children.

Jeff Kowal and Aaron Spitzner discuss important year-end planning moves, review the retirement readiness checklist, and share insights regarding the year of death RMD.

Jeff Kowal discusses how workers are saving for retirement, examines the recently passed infrastructure bill, and shares insights for educating inheritors of family wealth.