Kickin' with The Rickens: Redefining Retirement

What does baseball season have to do with retirement taxes? This episode with Gerry Ricken connects America’s pastime with timely conversations around tax planning versus tax preparation. The discussion covers why filing taxes is just the starting point, how future tax decisions shape retirement income, and where hidden tax risks can quietly derail plans. Listeners hear why today’s tax...

Baseball season, tax season, and retirement planning collide in this wide-ranging conversation about money, mindset, and misconceptions. Gerry Ricken breaks down the difference between tax preparation and tax planning, why many retirees are surprised by their tax bills, and how decisions made today can shape long-term outcomes. Along the way, he tackles common myths around Social Security, Roth ac...

Long‑term care is often ignored until it’s unavoidable. This episode with Gerry Ricken & Heidi Ricken Provost breaks down how people think about care, control, and independence later in life. The conversation explores care preferences, family impact, and the trade‑offs behind different planning approaches. Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan f...

Baseball season sparks a bigger conversation about getting back to basics—this time in retirement planning. Gerry Ricken and Heidi Ricken Provost walk through where a retirement plan really begins, starting with purpose, daily life, and spending habits. The discussion breaks down how income planning fits together, from Social Security timing and pensions to multiple income streams designed t...

Retirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees who often feel overlooked in traditional planning conversations. The discussion reframes what “family” means in retirement, covering income planning, healthcare decisions, long-term care, and estate basics for individuals. It&rsq...

A marathon photo finish becomes a powerful retirement metaphor in this episode. This discussion with Gerry Ricken challenges the idea that it’s ever “too late” to improve your financial plan and explains why retirement success isn’t about hitting a magic number. From income planning and healthcare costs to Social Security timing and personalization, the conversation reinfor...

What happens when retirement planning starts with " why" instead of numbers? In this episode of Kickin’ with the Rickens , Gerry Ricken and Heidi Ricken Provost step away from charts and strategies to share the story behind their purpose-driven approach to retirement. From tax-focused planning and income clarity to family legacy, community service, and charitable work, they explain how value...

Death is inevitable—but how you live before it is a choice. Gerry Ricken reflects on loss, longevity, and real-life moments that shape how we approach retirement and everyday living. From family stories to lessons learned too late for some, this episode explores why waiting for “someday” can quietly steal joy. The conversation centers on living with intention, managing priorities...

Retirement isn’t just about money—it’s about what fills your days when work no longer does. Gerry Ricken breaks down the “Purpose Approach,” explaining how time, income, healthcare, taxes, and legacy all connect to life after work. Through real conversations and personal experiences, the episode highlights why no two retirement plans look the same and why understandin...

Talking about death is uncomfortable, but avoiding it can leave families unprepared. This episode of Kickin’ with the Rickens explores the emotional and financial realities that surface when a loved one passes away. Heidi Ricken Provost shares real-world insight on grief, legacy planning, and the different ways money is inherited—from life insurance to retirement accounts and property....

When retirement planning meets real life, the details matter more than ever. On this episode of Kickin’ with the Rickens , Heidi Ricken Provost breaks down the often-overlooked differences between investment planning and tax planning—and why ignoring either can quietly erode your retirement. From managing market risk to structuring tax-diversified income, the conversation explores how...

Retirement planning isn’t just about money—it’s about what gives your life meaning. Gerry Ricken and Heidi Ricken Provost pull back the curtain on their “Purpose Approach,” explaining what really happens in a first meeting and why understanding your goals, lifestyle, and values matters as much as the numbers. Along the way, they share stories of community, connection,...

One small misstep can knock an Olympian off the podium—and the same idea applies to retirement. Using the Olympics as a powerful analogy, Gerry Ricken and Heidi Ricken Provost break down the “speed bumps” that can derail a retirement plan, from market swings and emotional decisions to taxes and unexpected life events. They discuss why having a real plan—not just investments...

What if your daily routine is quietly reshaping your financial future? Heidi Ricken Provost & Gerry Ricken explore how weather, habits, spending patterns, and life changes impact retirement readiness more than most people realize. From breaking decades‑old savings habits to choosing Roth over traditional contributions, they reveal why getting comfortable with change is essential for long‑term...

What does a groundhog have to do with your financial future? Heidi Ricken Provost & Gerry Ricken use winter routines, weather quirks, and life rhythms to explain how small habits shape long‑term retirement outcomes. From unexpected lifestyle changes to the power of breaking financial autopilot, the team explores why flexibility and awareness matter. With humor, relatable stories, and practical...

A simple snowstorm reveals the hidden power of preparation. In this episode, Gerry Ricken unpacks how everyday planning—like clearing icy driveways or stocking essentials—mirrors the importance of preparing for financial emergencies and retirement. He explores emergency funds, cashless‑society realities, risk tolerance, and building a purpose‑driven retirement. With relatable stories a...

A winter weather panic sparks a deeper conversation about why preparation shapes every stage of life. Gerry Ricken breaks down the essentials—from emergency funds and tax planning to Medicare decisions, diversification, and defining your retirement purpose. He also explores how to avoid boredom in retirement and build a meaningful legacy rooted in stories, values, and intentional planning. I...

Have you ever wondered what truly drives the Rickens? This heartfelt episode pulls back the curtain on the family origins, values, and personal stories behind Ricken Financial. Gerry Ricken and Heidi Ricken Provost reflect on their family legacy, lessons from past generations, and the purpose that fuels their firm today. From burst pipes to childhood memories to the joy of serving clients like fam...

What happens when rock legends meet retirement pros? This lively backstage conversation with Cheap Trick blends humor, storytelling, and reflections on purpose. Robin Zander and the band open up about their early days, favorite songs to perform, on‑stage energy, and what legacy means to them now. Gerry Ricken and Heidi Ricken Provost bring their signature warmth as the group jokes, reminisces, and...

Think winning a national championship takes preparation? So does winning at retirement. This episode connects football strategy with financial planning as Gerry Ricken and Heidi Ricken Provost break down risk, income streams, RMDs, tax pitfalls, health care, and the “purpose approach” to building a well‑rounded plan. With relatable examples, clear explanations, and practical insights,...

What if money you’ve forgotten is still waiting for you to claim it? In this episode of Kickin’ with the Rickens, Gerry Ricken breaks down how unclaimed property works, why states hold billions in abandoned funds, and how small business owners can rethink overlooked tax strategies. From understanding escheated accounts to navigating deductions, the conversation highlights practical ste...

What if your retirement plan actually started with what feeds your soul? In this episode of Kickin' with the Rickens, Gerry Ricken and Heidi Ricken Provost break down the Purpose Approach — a holistic framework designed to align your income, taxes, investments, healthcare, insurance, and legacy with the life you want to live. From understanding risk tolerance to balancing market exposure, fi...

Ever wonder why your New Year’s resolutions fail before February? This episode of Kickin' with the Rickens explores how small, steady habits—rather than drastic changes—lead to lasting health and financial success. Hosts Heidi Ricken Provost and Gerry Ricken share real-life stories and practical tips for building routines that stand the test of time, from mindful spending and tac...

Is your “lifestyle creep” sabotaging your retirement dreams? This episode of Kickin' with the Rickens dives into healthy habits for the new year—mentally, physically, and financially. Discover why slow, steady routines beat drastic resolutions, how to support local businesses, and the secrets to building lasting financial security. From emergency funds to tax planning and spendin...

What if your goals—not resolutions—could transform your retirement and your life in 2026? On Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken Provost share candid stories about building habits, overcoming setbacks, and creating a support system for lasting change. From personal fitness journeys to professional growth, discover how small, measurable steps and a strong tribe...