Keep The Change

People often joke that the boomers had it easy when it comes to the housing market but did they really? What about all the things that we have in the modern day that they didn't have. This podcast is inspired by a listener request, if you'd like to send in your request please do so. Enjoy Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become...

2023 EY entrepreneur of the year finalist Mark Edwards joins us to explain how an idea turned into selling 100 prams in year one and now more than 10,000 a year. The story of Edwards and Co’s growth including the ups and downs. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keep...

The unemployment rate has risen to 3.9% from 3.6% last quarter. It’s slowly increasing. Often people ask why we would want unemployment to increase? Shouldn’t we want more people working? Statistics NZ tells us that 118,000 people are currently unemployed. Why would we want this number to increase? Let's try and figure it out. Hey thanks for listening! Please take some form of action from this con...

The big P word that people talk about but no one ever explains. I sit down with Rupert Carlyon who has been publishing a lot of information in this space so that we can understand it better AND think about what our country could look like if we took it more seriously. Since we probably won’t, we get stuck into ways as individuals we can be thinking about this important concept. Hey thanks for list...

Mikey comes in with an absolute banger of a topic around when you deserve the things that you want in your life. This is a very tricky conversation for a lot of us and we give some real examples that have happened recently to help you understand the topic. Enjoy! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’...

You might be surprised to know that bitcoin is up over 100% this year alone. Wait what? By the time you get to this, yes there could be a wild swing in the price and that % may not be accurate but, at the time of writing this, bitcoin is still doing its thing. Where has all the hype gone and what do we need to know about Bitcoin? Hey thanks for listening! Please take some form of action from this...

Imagine having an interest in property development and then randomly buying a section and figuring out how to develop it. Well that’s what Curtis did. Curtis sits down to share his journey including what he would do differently and how if it wasn’t for his hustle + resourcefulness he may be back in employment. A great example of the will to succeed. Enjoy! Hey thanks for listening! Please take som...

58% of Gen Z got this question about inflation wrong. 51% of Millennials got it wrong too. Only 18% of Baby Boomers got it wrong. So what is the question and how come the young people are getting it wrong? Recent inflation data out of New Zealand reminds us that we really need to understand the thief stealing our purchasing power so let's dive in and get a refresh. Hey thanks for listening! Please...

We dig into some recent data from Statistics New Zealand about different age brackets in New Zealand and the median income. You may be surprised to know and this may get you thinking about where you sit and where you would like to sit and think about increasing your income as always and building value into yourself so that you can beat the statistics if that's your thing. Hey thanks for listening!...

On the back of the success of the "How To Approach Someone" podcast it is time to look at helping you introverts on a bit of networking. There are no excuses here and you can learn some frameworks to help you network at those pesky events that you were skied to go to. This is a number one resource to help you overcome the fear of networking with str. Hey thanks for listening! Please take some form...

We've all got an idea or two. I'e had a tonne over the years myself and most I have done nothing with. We know that ideas are sh!t without execution. So how do we think about validating our ideas and getting them going? Why does it seem so hard? And why are we doing it in the first place? Let's get executing Hey thanks for listening! Please take some form of action from this content, don’t just be...

A big scoop here as we get an ex-IRD investigator from the crypto team to sit down and teach us about all of the misunderstandings when it comes to cryptocurrency and why many Kiwis may not be meeting their correct tax obligations. You crypto lovers will enjoy this one. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make su...

Have you ever wondered what New Zealand would be like if Australia wasn't so close and wasn't there at all? At the moment plenty of people are moving to Australia for a larger income and better lifestyle but what if that wasn't an option what would you do then? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re...

Luke heads to Campfire Studios to sit down with Guy and Will to talk all things business, finance economy, and financial literacy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on...

In 2022 I had to do some real ‘adult sh!t’. That is never fun, is it? The kind of stuff most of us will avoid because it’s a bit scary. Or, like all good humans, we will do it when we are ‘forced to’. I started thinking about my death. I know Kereen I know that is some morbid chat. I apologise, but apparently I have a 100% chance of dying in my lifetime, so I thought I had better tidy up some admi...

Luke recalls being very lucky in early life to have many people share their belief in him and he explains this and how this has really benefitted him. We dive into a story from a KTC listener around a surprising figure who believed in them and how this now shaoed the way they see themselves. So the question for you is who believed in you and who can you pass on some belief to? Hey thanks for liste...

Last week I received hundreds of dollars in dividends. Sick brag I know! 3 years ago, when everyone was last heading for the polls, I didn’t have the $8k invested that generated those hundreds of dollars of dividends. Don’t ignore the principle just because you don’t have $8,000 right now. What about when you do? Hey thanks for listening! Please take some form of action from this content, don’t ju...

A fair bit of travel recently! This is a quick recount of some of the things Luke noticed when traveling through either Singapore Bali or Sydney and how travel always seems to get your mind looking at things in a different way and seeing what is happening out of your own environment. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a pro...

Three years ago a young lad came to me and sought some guidance on a situation they were faced with. I gave them some potentially risky and dangerous life advice that I knew they could handle and three years later they come back to tell me how that advice has played out and where they are now. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, be...

There's a lot of talk that we have gone well past the bottom of the housing market so have we? Mikey and Luke take a look at recent changes in the housing market and where things could go from here. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive ou...

This weeks Gross Domestic Product data told us that we are out of a recession. The economy is growing. It might only be slightly, but growth is what we are focussed on and how we gauge whether we are in a recession or not. For many of us, it probably doesn’t feel like that. So how come? Let's try and work it out Hey thanks for listening! Please take some form of action from this content, don’t jus...

I made it out of Bali alive! What an amazing country. Our dollar is worth $9,000 of theirs so it goes a bit further. Travel really gets you thinking about things you say, believe and do. A really eye opening trip and I take you through some of the things I picked up on. Enjoy! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer!...

Want more money in your back pocket? Well, don’t wait for an election. In October, hundreds of thousands of kiwis (possibly even millions) are going to vote PURELY based on what cash they’ll get in their wallet. BUT you don’t need to wait, there is a stack of money sitting right in front of you. If only you’d take action. Let's take some and find you some $$$ Hey thanks for listening! Please take...

Strap yourselves in and if you’re brave enough, listen to this with your partner in the same room. I sit down with Lynda Moore from https://moneymentalist.com to discuss some of the differences between men and women when it comes to money and provide a few confessions of my own. Lynda explains how money can be one of the leading causes of the demise of our relationships so how can we bring it up w...

What are the different types of money personalities and where do they even come from? I sit down with Lynda Moore from https://moneymentalist.com to explore why we do some of the things we do, why we are so scared to talk about money and what beliefs may not be serving us too well. Lynda’s Money Mentalist Programmes help kiwis re-write their beliefs about money and put them on the path to financia...