Keep The Change

I started reading an eye-opening book about retirement. The book: Cracking Open The Nest Egg by Martin Hawes. I highly suggest this for your parents or yourself, no matter your age. I was struck by an example for people to aim for when retiring. The idea is that you get to 65 with no debt on your house, and you have some funds set aside to invest that you can draw down on for the next 30 year...

This is a re-release of an earlier podcast that other listeners have found very useful. Mikey explains to us how you can add more value to your life, your job, and to anything using the simple equation. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

In this podcast we sit down with no direction and go through a number of different things that are happening in New Zealand and in the world and see where it takes us. We go over the recent decrease in the Official Cash Rate in New Zealand, what's going on in the world of Bitcoin and this company's micro strategy, and will we see new taxes in New Zealand in the future, what will mean for us? Hey t...

Today we sit down with a Keep The Change listener and look at the journey they’ve gone on since finding the Keep The Change podcast. Angela has a full plate with kids, a job, helping in her husband's business and other skills that pay the bills.  Angela shares insights into her ‘fridge technique’ used to track finances that she learnt growing up. We explore emergency funds, paying the mortgag...

I have a challenge for you! If you’ve been around here for a while, you may remember we did this back in 2020. There were 500 readers back then and the podcast was yet to launch. So it’s time to do it 100x! The challenge is about giving back and making the day of a stranger in need. I’m challenging you to make $200 and to keep $100 for yourself and then give $100 to a stranger. Are you brave enoug...

We saw a long time of interest rates falling and asset prices increasing. Then we had dramatically lower interest rates through the 'demic and then inflation hit us, meaning interest rates to rise and some assets have actually now decreased in value as interest rates have increased. Now we are back to decreasing interest rates once again. So, what does this mean for asset prices in your ability to...

This is a re-release of an earlier podcast that other listeners have found very useful. I wouldn’t be where I am today if it weren’t for some of the people who have built and sold massive businesses that have changed my life and, in turn, yours too. Let us not forget the contribution that ‘the rich’ or 'the wealthy' make in our countries and communities too. The opportunities they create from the...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

You’ve listened to when to quit your 9 to 5 and then how and now you are going to do it! Game on! We go over a listeners question(s) around what you need to be thinking about now and what you may not be aware of in the world of business. We discuss taxes, claiming expenses, softwares you can use to sort this, invoicing, insurances, hidden costs, mindset, friendships, health. We explore some of the...

I read that according to a survey by PriceMe, 51% of Kiwis plan to shop on Black Friday this year, a sharp rise from 35% in 2023. What’s more concerning is that 53% will use debt via credit cards, overdrafts, or Buy Now Pay Later. That’s a financial hangover waiting to happen. If you are part of this 53%, you need to be very careful about going into debt in order to buy people material things they...

This is a re-release of an earlier podcast that other listeners have found very useful. Mikey teaches us why it is so important to retrain some of the stupid things your brain will tell you to do and why this can also be so hard to do. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

The man calling out the councils pops into the studio to fill us in on the backlash from questioning the price of some of these projects around the country. David Baker has been in the construction industry for nearly a decade and now runs RapidQS which helps builders price jobs more accurately.   He started with an apprenticeship and was always destined to have a crack on his own. He’s...

Ever met someone who seems to know everything about a subject but takes no action? Ahh analysis paralysis. It can hurt us all! We gather all of the data but never do anything with it. What is that all about? Maybe these people are really in fear mode or scared? And now it’s double hard because they have all of the info so think they know better so end up being even more scared to take action. Let'...

This is a re-release of an earlier podcast that other listeners have found very useful. They say that there's always an opportunity in a recession, so what is it? We sit down for an hour to discuss all of the opportunities that you may not be thinking about and try to teach you to start tuning your mind towards seeing each of these. Hey thanks for listening! Please take some form of action from th...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...

The challenge was to come up with 3 skills that have seriously changed our life once we started implementing them. These will get you thinking and hopefully you will be able to apply some to them to your life. We go through different skills and why they are our key 3. There is some good cross over and some examples of how we’ve used these in our lives. A lot of this wasn’t learnt at school and you...

Why you haven’t started investing? You don’t know how...You live in 2024, with 5g internet, thousands of resources, and somehow you believe that you ‘don’t know how’ to invest. A reminder - people have been investing since the 1700’s. Let’s be real: you just haven’t learned how…yet. I’m not letting you off the hook that easily! Hey thanks for listening! Please take some form of action from this co...

This is a re-release of an earlier podcast that other listeners have found very useful. Wrap your ears around this one as we get insights from one of over 1,000 financial mentors in New Zealand who help out people to improve their financial situation. Many of these same principles can be applied to our own finances. Hey thanks for listening! Please take some form of action from this content, don’t...

Well, a lot of markets are roaring after the change in President in America. I decided to go back and see how much some of my investments have increased over the last week and then give you some thoughts on whether this really matters or not? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Mone...