Keep it Simple

Today we ask: how much of your income should you be investing? Is there a universal magic percentage or formula— or is it just a matter of investing what you CAN invest? And should you pay off all of your debt before investing anyway? Find out today on another informative episode of Keep it Simple.  Have an idea for an episode? Email us at:  Podcast@assetbuilder.com      

It seems obvious, even elementary, but today Adam Morse and Janet Griffith take note of how astounding a difference compound interest can make in your financial life— positive or negative.   Based on an article by Motley Fool   Have an idea for our next episode? Email us at podcast@assetbuilder.com   Find all show notes at assetbuilder.com/podcast

Some studies show that women tend to earn slightly better returns than men— but why is that? Is it that girls rule and boys drool? Or is it that women have that have natural tendencies that lead to slightly more favorable investment outcomes? Find out today on another exciting, chair-gripping, knowledge-inducing episode of Keep it Simple.     Links to studies used in today's episode: The same but...

Investment bias can lead us down paths that seem logical but ultimately work against us. To put it in a more positive light, managing these biases can help improve performance. Today, Adam Morse and Janet Griffith help us understand our investment biases.    Charles Schwab Survey  https://www.yahoo.com/now/befi-barometer-2021-advisors-witness-120000773.html   Have an idea for an episode? We'd like...

It’s easy to find investment advisers that are more self-interested than they lead you to believe. Adam Morse and Janet Griffith discuss the big red flags to look for so you don’t get stuck with one of these kinds of advisers.   Conduct a background check on any investment professional at: https://www.investor.gov/   List of red flags: https://www.investor.gov/protect-your-investments/fraud/how-av...

As many people approach retirement age, they often wonder what to do with their company 401(k).  Should you leave it there and forget about it? Is it worth the hassle of moving it elsewhere? Today, Investment advisors, Adam Morse and Janet Griffith talk about the ins and outs of rolling over your 401(k).   Have an idea for an episode? We'd like to hear from you! Email us: podcast@assetbuilder.com...

RIA, Adam Morse, offers a few more lessons after hearing stories of financial and investing missteps from around the web. He even tells a tale of his own.   Taken from badinvestments.com. Link to article:  https://badinvestmentsadvice.com/whats-your-investing-horror-story/ Have your own investment horror story? Email us at podcast@assetbuilder.com

Today, Adam Morse listens to four investing/financial mishaps and identifies the lessons learned from each horrific story.   Taken from badinvestments.com. Link to article:  https://badinvestmentsadvice.com/whats-your-investing-horror-story/ Have your own investment horror story? Email us at podcast@assetbuilder.com

How do we understand, evaluate, rank, return on investments? Is the S&P really the best Benchmark? Find out today in another jam-packed episode of Keep it Simple.     Have an idea for an episode? We'd like to hear from you! You may also offer any episode corrections or comments. Email us at: podcast@assetbuilder.com   Show notes FINRA https://www.finra.org/investors/learn-to-invest/key-investing-c...

It's easy to find ourselves making compulsive decisions under duress— and that is especially true of investors. Adam Morse talks candidly on how to keep a steady footing during market volatility and how to wrangle our emotions to keep our investment strategy on track.  Have a suggestion for an episode topic?  Email us at podcast@assetbuilder.com

Annuities are contracts issued and distributed (or sold) by financial institutions where the funds are invested with the goal of paying out a fixed income stream. But are they good for everyone? Find out on today’s episode with the great Michael French and Adam Morse.    Find the show notes for every episode at assetbuilder.com/podcast Email us with episode suggestions and comments at podcast@asse...

Cryptocurrency is one of the most highly contested subjects in modern-day finance. Should you add it to your portfolio? Find out in today’s episode of Keep it Simple with Michael French and Adam Morse.    Email us with episode suggestions and corrections at podcast@assetbuilder.com Find our show notes for every episode at assetbuilder.com/podcast

What is inflation, and what influences it? What is hyperinflation? And why, as investors, should we care? Michael and Adam discuss this along with how to fortify your portfolio against changes in inflation.    Have an episode suggestion or correction? Email us at: Podcast@assetbuilder.com   Show notes: assetbuilder.com/podcast 

There are endless considerations to make when picking the right time to take social security. Is it better to delay? What happens if you take it at 62? Find out all of this and more in another knowledge-packed episode of Keep it Simple.  Have an episode suggestion or correction? Email us at: Podcast@assetbuilder.com   Show notes: assetbuilder.com/podcast 

Michael and Adam discuss and debate the quality and quantity of modern-day financial news and analysis. Is the media helping us make intelligent investment decisions— or are they just here to entertain us? Join us on another thoughtful episode of Keep it Simple.      Do you have an interesting investment topic for Adam and Michael? Send us an email at podcast@assetbuilder.com   Find the show notes...

Michael and Adam pinpoint useful ways to reduce your tax bills during (and long before) retirement.     Email us with any corrections or episode suggestions at podcast@assetbuilder.com  

529s can be especially complicated because their rules and regulations vary from state-to-state. Michael and Adam break down 529 accounts; their parameters, benefits and drawbacks; and how they function within the state of Texas.   

Today, Kennon and Michael discuss how to "right-size" (not downsize) your living situation in order to better prepare for retirement.    Show Notes assetbuilder.com/podcast   Email us with episode suggestions at: podcast@assetbuilder.com

Show notes can be found at assetbuilder.com/podcast   Please email us with any suggestions for future episodes at podcast@assetbuilder.com

Kennon and Michael discuss four risks that could hamper your retirement in the long run.    Show notes can be found at assetbuilder.com/podcast   Please email us with any suggestions for future episodes at podcast@assetbuilder.com

Michael and Adam talk about whether or not it is a good idea to cash out during moments of volatility in order to avoid potential losses.    For links to studies visit our show notes at: assetbuilder.com/podcast   Email us with any tips, studies, comments or suggestions at: podcast@assetbuilder.com      

Michael and Adam discuss whether ESG portfolios are really responsible or if conscious investing is just another Wall Street gimmick. The conversation evolves into an overarching discussion on morality.      Find links to studies and articles in our show notes !     Email us with ideas and suggestions! podcast@assetbuilder.com

Michael and Adam are back to offer their personal and professional antidotes on how to handle marital money matters. Do you and your partner have an interesting take on handling the family finances? Email us at podcast@assetbuilder.com and clue us in!    Northwestern Mutual: Planning and Progress Study 2018 https://news.northwesternmutual.com/planning-and-progress-2018   Show notes https://assetbu...

Studies show that mental cognition tends to decline as we age in retirement. Kennon and Michael discuss some useful ways to continue to train your mind during your post-career life.    Early Retirement can Accelerate Cognitive Decline https://www.sciencedaily.com/releases/2019/10/191029131506.htm   Show notes https://assetbuilder.com/podcast   Email us with any suggestions or questions at: podcast...

Michael and Adam are back to discuss whether or not it’s a good idea to add innovation companies into your portfolio. They also discuss what characteristics constitute an “innovation” fund.    Ark Invest https://ark-funds.com/     Investing in Innovation   https://www.franklintempleton.com/forms-literature/download/FDTF-BR   Show notes https://assetbuilder.com/podcast   Email us with any suggestio...