Just Some Musings

It's a new dawn for the Just Some Musings Podcast! We're now simulposting on YouTube! Tune in this week for Justin Lee's origin story, as well as some discussion about a local regional bank take-over.

Might housing finally become affordable for younger generations and what does the the BoC's recent rate cut mean for your investments and the Canadian dollar?

Markus and Justin discuss how technology facilitates the job of financial advisor and some of the cool new AI-enabled tech Markus witnessed at the recent WealthStack conference.

In a solo episode this week, Justin muses as to whether we should sell in may, as the old saying goes...

This week Justin & Markus discuss the ins and outs of Spousal RSPs as well as what faster T+1 trade settlement might mean for investors.

This week Markus and Justin reconnect again in the hours after Budget 2024  was announced, to discuss a variety of announcements.

Jason Watt is our guest host this week, in place of the vacationing Justin Lee. We discuss a number of topics on what actually differentiates advisors/planners and some things the consumer can think about when finding/choosing one. Lot's of useful links on the podcast page: www.muhs.ca/JSM208

Justin talks CDRs... Canadian Depository Receipts, a twist on the old ADRs (American Depository Receipts). The conversation concludes with a discussion about Old Age Security Clawback: what it means, who is affected, and how.

Justin and Markus discuss the "GRANOLAS"... or GRANNNOLASS? Also, some talk about portfolio concentration, whether by industry or individual businesses.

Justin and Markus discuss recent layoffs at Bell Canada, and the changing media landscape. Also, should Canada's big Maple 8 pension plans invest more in certain sectors to support the domestic economy?

Justin shares an easy no-fail way to lose your wallet on a plane (keep it in a jacket pocket). The discussion then goes into separating political ideology from investment strategy.

Markus and Justin discuss what Justin learned at the 2024 CFA Society Forecast Dinner in Calgary, some challenges for the Canadian economy, and then finish things off discussing RRSPs as we approach the Feb 29th deadline day.

At long last, spot bitcoin ETFs are finally available for American investors (Canada has had them for 3 years). Is that a good thing? We also talk a bit about the tech "washout" that has occurred over the past two years.

Markus & Justin discuss four New Year's resolutions that everyone can make for a more financially rewarding 2024.

In another encore broadcast of one our most listened to episodes of the past year, Justin and Markus discuss the Market Linked GICs that banks often push at this time of year, and touch on a few other risk-mitigating investment strategies. The second half of the episode they discuss subscription-based businesses, both from the perspective of consumer benefit/detriment and business benefit.

Another encore episode where Justin & Markus devoted an entire episode to discussing education savings planning, and primarily the ins and outs of RESPs. Find out more about RESPs, and links to various government websites about them, at www.muhs.ca/resp.

This is an encore of our most listened to episode of the past year, where we were joined by Jeff Haggerty, CFP®, CLU, Wealth & Estate Planner in our Edmonton branch. The conversation hits on a number of things we often talk to clients about when it comes to starting to plan for the inevitable. As always, per our disclosure, none of what we discuss constitutes advice in and of itself, and we ar...

Markus and Justin lament the lengthy duration of the current market malaise; how as it drags on it can have a more detrimental impact on investor emotions than the quick crashes in the recent past. They conclude the podcast discussing the ramifications of making a pre-retirement RRSP withdrawal.

Markus & Justin discuss year end tax planning, with some basics that every Canadian tax payer should keep top of mind as we near the end of the calendar year.

Markus & Justin describe more scams and schemes they've encountered, how to steer you clear, and just how difficult it's getting now in the age of Artificial Intelligence.

This is another solo episode where Markus discusses is blog post of the same name, going over scams and schemes which might target everyone, but people in their 50s in particular often get wound up in. Find the original post at www.muhs.ca/fp50

Justin and Markus discuss some of the ins and outs of the newly available FHSA. Find notes and more info at www.muhs.ca/fhsa

Justin & Markus answer 4 pressing investment and personal finance questions that Justin has come up in various client meetings in the past while.

Markus & Justin talk workplace pensions and what's involved in transferring a pension from workplace to workplace or into a locked in RSP. What are some of the important considerations?

Episode 40 is... geared towards people in their 40s. Some morsels of financial advice or Gen Xers and geriatric Millennials. Find the original blog post with links at www.muhs.ca/fp40.