Journey To Launch

For every philosophy, belief, and attitude about money management, there is an underlying money story. Everything from the way that our parents dealt with money to our past financial struggles can have a huge effect on how comfortable we are when it comes to our finances. Jen Hemphill, a Money Confidence Coach, AFC® (Accredited Financial Counselor) and host of the Her Money Matters Podcast, inspir...

There a few things more inspirational than hearing about another family's real-life experience. Kiersten and Julien Saunders, the couple behind the finance blog, Rich and Regular, provide real-life inspiration to other couples and families on the journey to Financial Independence. As marketing professionals, the Saunders used their income to aggressively eliminate their debt. Over the course of 5...

Is it possible to "have it all" and still be happy, better yet sane? Join me in today's solo episode where I am discussing how I balancing my pregnancy, motherhood, growing my business and everything in between. Specifically, I discuss: Being pregnant and attempting to juggle it all The importance of my support system and why you too should build up your relationship currency Becoming a mom of 3 k...

There are many factors to consider on the journey to becoming wealthy but shifting your mindset is by far one of the most important. Several studies show that psychological factors have a tremendous effect on our behaviors, habits, and our ability to adapt to new circumstances. Jim Fortin, the Subconscious Selling & High-Performance Expert, knows and understands what it means to shift your interna...

The Health Savings Account, introduced in the early 2000's, has proved to be the ultimate retirement and investment account–particularly for those on the road to early retirement. Certified Educator in Personal Finance (CEPF®) and Health Saving Account (HSA) expert, Jackie Cummings Koski, joins us on the show to discuss everything from how to obtain an HSA account to how to invest the money that y...

Vicki Robins, the co-author of the very popular book, "Your Money or Your Life" has been one of the most influential visionaries of the Financial Independence movement. In the late 1960's, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to re...

Shane Mason, CPA/PFS, CPF, is a New York-based accountant, financial planner, and all-around tax wizard that joins the show this week to discuss the one topic that has many Americans baffled: taxes. He specializes in accounting, tax preparation and financial planning services for small and medium business owners, creatives, tech professionals, expatriates and foreign nationals living in the US. Sh...

When it comes to building wealth, credit can be a key component in helping you to achieve your financial goals. Credit expert, Shante Harris, joins us on the show to talk about everything from credit scores, credit reporting, and even credit card utilization. A Maryland native, Shante shares an incredible story of triumph in which she survived cancer, becoming a mother of a child with autism, divo...

Student loan debt is one of the biggest concerns of college graduates in America. Robert Farrington, the Student Loan Debt Expert, is helping readers from all over the nation to better understand the process of student loan repayment with his blog, The College Investor. Robert was always passionate about investing and making money but when he identified a need amongst his peers to share more about...

When it comes to saving, frugality is so more than just a habit, it's a lifestyle choice. Liz Thames, affectionately known as Mrs. Frugalwoods, allowed a frugal lifestyle to help fuel her family toward Financial Independence and a simpler lifestyle in the woods of Vermont. Retired at 32, Liz and her husband made it a priority to make tough decisions on spending in order to save 70-80% of their inc...

Investing in stock can seem very intimidating but Tela Holcomb, the renowned stock investor has used swing trading as a vessel to help her create financial independence. More than 9 years ago, as a servicemember and single mom, a conversation about trading and early retirement inspired Tela to teach herself the skills necessary to replace her 9-5. In this episode, we talk about: The difference bet...

Passing down generational wealth is extremely important. The best way to make sure that wealth is passed down for generations to come is through proper estate planning. Art Steele, Estate Planner and the podcaster behind The Legalese for Entrepreneurs  Podcast,  has an incredible story about how she came to choose her career and the epiphany that caused her to realize the significance generational...

When two people are working towards a goal, amazing things can happen. This occurred for Andy Hill and his wife when they decided to come together and set a plan to reach their financial dreams.  In this episode, we talk about how Andy and his wife: Paid off $48,032 of debt in 1 year Became completely debt free by paying off their mortgage in less than 4 years Began living on one income and got on...

It's my birthday! So, this episode is going to be more personal, a solo episode where I want to talk about more of what's led me to where I am today and the lessons I've learned throughout my 35 years of life that continue to contribute to my success.  In this episode, I talk a bit about my previous failed business attempts from starting an online magazine to investing almost $22,000 in a vending...

If you're someone looking for ways to increase your income so that you can reach your financial goals, starting your own business has probably has crossed your mind once or twice. Not only will a business become an asset but it can become an integral step in helping you reach Financial Independence. Timika Downes talks about her journey to starting a lice clinic as a side hustle in addition to wor...

Paying off debt is essential to getting back on track with your finances. Not only will you remove a large expense every month, but the mental freedom is priceless. That's exactly what Whitney did by working two jobs and sticking to a tight budget. By being intentional and mindful of her spending, she was able to pay off all her debt and now owns a personal finance business. Her business now makes...

When developing a solid financial plan, it's important to look at how you can generate the most income while being conscious of your spending. Marcus and Rich from the Paychecks and Balances podcast aim to help people look at both sides of their balance sheet, their income and their expenses. I really enjoyed interviewing Marcus and Rich as we covered a variety of topics such as how to; negotiate...

Chris Guillebeau is on a mission to help people start their own side hustles so that they can create more security, freedom and opportunities in their lives. Side Hustles are becoming more and more the norm nowadays as people look for a way to supplement their job with extra income. These hustles consist of building an asset with the purpose of providing some kind of return and benefit to a custom...

The simple wealth formula can be defined as Income -Expenses = The Gap. You use the gap to get ahead in your finances by paying off debt, saving more and investing more. Essentially, you want to increase The Gap as much as possible in order reach your goals faster. But that's not all there is to the Wealth Formula. There are other silent but important factors needed in order to make it really work...

Now that Christmas is officially over, how did you do? Did you go over budget or stay within budget or are you afraid to even check? In this week's podcast episode, I'm talking about how to start preparing yourself for next year's holiday season right now and then I dive into how to identify which of the four common money problem(s) you have and how to fix them. Next week on January 4th at 9pm EST...

It's the perfect time look back and reflect on your finances and do a year-end review. In today's podcast, I'm discussing the 4 things you should set goals around in 2018, which are: Income Expenses Saving/Investing Habits I'm also giving an update on where we ended up with our 2017 Savings/Investing goals. In my 2017 Mid-Year update , back in May we had saved and invested about $53,200. By the en...

Millennials are often mischaracterized as being lazy and wanting things handed to them.  I can't tell you how far from the truth that is, especially when it comes to Gwen & J  from the FIRE Drill Podcast who came on the podcast today to talk about pursuing FI and the different aspects of paying off debt and being financially stable. Both bloggers have their own informative and successful blogs tha...

Bola Sokunbi of Clever Girl Finance is on today's podcast sharing how investing in herself and starting her own business led her to the path of Financial Freedom. Bola is a Certified Financial Education Instructor, an expert on everything money and founder/CEO of Clever Girl Finance, a website, and business to help women manage their finances to talk about just that.  The talk I had with Bola was...

Today's podcast is an interview with the amazing Hilary Hendershott. Featured in the Wall Street Journal and Forbes, she is a Certified Financial Planner and podcaster who advises women when it comes to managing their finances. It was my pleasure to interview Hilary because I'm a big fan of her podcast, Profit Boss Radio and she really knows her stuff as you'll be able to hear in the interview. He...

I decided to finally record a podcast with my biggest supporter and the silent partner of Journey To Launch, my husband. Not only will you get to know me a little better because I'm giving you more of a sneak peek into my personal life but it may also help you think of ways to talk to your partner about finances. Here are just some of the things we discuss: His personal relationship with money and...