Isn’t That Rich with MyFSB

What a year 2024 has been! In this episode, we’re taking a look back at all the exciting marketing events and campaigns we hosted in 2024. From community partnerships that made a difference to creative projects that pushed the envelope, we’re sharing the stories, highlights, and lessons learned along the way. Whether you’re looking for event inspiration or just want to hear how we turned big ideas...

Ready or not, 2025 is just around the corner, and with it comes a wave of new laws that could have a big impact on businesses of all sizes. In this episode, we sit down with the always-engaging Martin Parsons, a legal expert who breaks down what you really need to know to stay ahead of the curve. From workplace compliance to tax updates and everything in between, Martin serves up the details in a...

Think getting a small business loan is impossible? Think again! In this episode, we’re pulling back the curtain on SBA loans—the funding tool every entrepreneur needs to know about. From uncovering the myths to spilling the secrets of how to get approved, we’re sitting down with Chris Healy, President of Small Business Lending, to give you the insider knowledge you can’t afford to miss. Whether yo...

Planning a big event is exciting—but let’s be honest, it’s also stressful. You’ve picked the perfect venue, lined up the vendors, and maybe even splurged on an open bar. But what if everything doesn’t go as planned? Imagine a last-minute cancellation, a guest tripping and falling, or an alcohol-related mishap throwing your day into chaos. The good news? There’s a way to safeguard your event—and yo...

Tax season can be stressful enough without worrying about scams, but tax fraud is a growing threat that hits people in ways they might not even expect. In this episode, we’re joined by Mary Kay Harris, an independent H&R Block Franchise Owner who’s spent 26 years helping people protect their finances. Mary Kay dives into specific tax fraud schemes on the rise, like phishing emails pretending t...

Ever wonder how places like Harrisburg keep moving forward and growing? This week, we're unpacking the magic of TIFs—Tax Increment Financing—with two people who know exactly what it takes to make that happen. Mayor John McPeak and finance whiz Alex Jackson break down how TIF funds work, how they’re fueling new projects around town, and what that means for the future of Harrisburg. Whether you're a...

In this special episode, we roll up our sleeves and dive into the ultimate Thanksgiving dinner showdown—comparing the cost of a full holiday spread across local grocery stores and even pre-made meal options. Is Aldi the go-to for bargain hunters? Does Kroger or Sam's Club offer the most bang for your buck? And are pre-made meals from places like Cracker Barrel or Bob Evans worth the convenience? J...

Ready to unlock the mystery behind refinancing your mortgage? Join us for an eye-opening conversation with FSB Loan Officer Taylor Abney, as she breaks down when the perfect time to refinance is, how the process works, and what you need to watch out for. From the benefits to the drawbacks, Taylor’s insider advice will help you make the right decision for your financial future. Whether you're consi...

October is Cybersecurity Awareness Month, and we’re diving into the world of online safety with none other than Doug Williams, head of IT at Farmers State Bank. In this episode, Doug breaks down the latest cyber threats, from phishing scams to weak passwords, and shares practical tips that anyone can use to stay safe online. Whether you’re securing your personal accounts or protecting your busines...

Today, we're tackling a hot topic on every investor's mind—how election cycles impact your portfolio. Should you pull your investments? Is it all about which party wins? And how do you make smart moves when the market feels unpredictable? We’ve got John Forbes from Forbes Financial joining us to break it all down and share practical strategies for navigating election-year volatility. Whether you’r...

AI is changing the game in personal finance, and in this episode, we’re covering 9 cutting-edge apps like Cleo, Acorns, and Betterment that are leading the charge. We’ll also discuss how community banks like Farmers State Bank are starting to harness the power of AI to deliver even better services. If you want to see how AI is shaping the future of money management, this episode has everything you...

In this special episode, we’re thrilled to sit down with Taylor Shanks, Customer Service Representative at Farmers State Bank, and one of the top three finalists for the prestigious Rising Star in Banking™ Award by The Institute for Extraordinary Banking™. Taylor’s innovative approach to customer service and her unwavering commitment to leadership in the banking industry have earned her recognitio...

In this eye-opening episode, we dive into the shocking reality of check fraud in the U.S., where $3.8 million is stolen every single day. Are your finances at risk? From altered checks to sophisticated fraud schemes, criminals are finding new ways to target your hard-earned money. We’ll break down how check fraud happens, what you can do to protect yourself, and the latest tactics scammers are usi...

Today, we’re diving into one of the hottest topics around—property taxes. Love them or hate them, they’re a reality for homeowners, and with the recent release of tax bills, it’s something many of us are thinking about. To help us understand what’s going on with those tax bills, we sat down with Ashley Gott, the Williamson County Treasurer.   Ashley, who has served as treasurer since 2019, brings...

Childcare costs are one of the biggest financial hurdles families face today, often rivaling mortgage payments and other major expenses. In this episode, we’re diving into the true cost of childcare, breaking down the different types of care available and how much they really cost. Whether you're navigating daycare centers, nannies, or after-school programs, we’ll explore how these expenses vary b...

We're diving into the world of kids and finances by discussing the ins and outs of opening a bank account for a minor. Whether you're a parent looking to teach your child about saving, or you want to start building their financial future early, opening a bank account is the perfect first step. We'll cover everything you need to know-from the types of accounts available to the documentation require...

Ever wondered what your beauty routine is really costing you? We did too—and the results were eye-opening! Join us as we peel back the layers on the true cost of beauty, revealing every penny spent to look and feel our best. From haircuts and skincare to makeup and wellness treatments, we’re breaking it all down, so you know exactly what’s behind that flawless finish. Tune in, because you might ju...

In this episode of the Isn’t that Rich Podcast, we’ll explore the often misunderstood world of the dark web. We’ll start by breaking down what the dark web actually is—explaining its place in the broader internet landscape and how it functions. Then, we’ll guide you through practical steps to find out if your personal information is on the dark web, using tools and resources that are easy to acces...

In our latest podcast episode, we wrap up the journey we’ve been following for the past year as our co-host, Ashley McVicker, built her very first home from the ground up. This final episode in our 4-part series dives into the culmination of her experience, where she walks us through the process of rolling her construction loan into permanent financing. Ashley gives us a candid recap of her entire...

Elder fraud and abuse are sneaky problems that affect some of the most vulnerable people in our community. Kimberly O'Daniel, the Program Director for Adult Protective Services at Shawnee Health, sheds light on what’s being done to fight back. We’re diving into the different ways seniors can be exploited, from financial scams to physical and emotional abuse. Kimberly shares practical tips on how f...

Building a solid foundation for your personal and professional life is no small feat. Whether you're just starting your career, growing a family, or preparing for retirement, the right professionals by your side can make a world of difference. Here's a breakdown of the key people you should consider having on your team and how they can help you navigate life's various challenges and opportunities.

Planning for retirement is a crucial step for every working American. Understanding Social Security, how it works, and why you shouldn’t rely solely on it for retirement is essential. Additionally, knowing how to check your future retirement benefits can help you make more informed decisions. Let's dive into this topic and explore the details.

More money? Yes, please! In this episode of the Isn't That Rich podcast, we explore the seven essential streams of income that can transform your financial health. From earned income and profit income to interest, dividend, rental, capital gains, and royalty income, we share practical ways to diversify your earnings and achieve financial stability. Discover how leveraging your skills and making wi...

When you think about the safety of your hard-earned money, one of the first things that might come to mind is FDIC insurance. Established in 1933, the Federal Deposit Insurance Corporation (FDIC) provides a sense of security for depositors by insuring their deposits in member banks up to a standard limit of $250,000 per depositor, per insured bank, for each account ownership category. However, did...

In this episode, we explore the fascinating and often controversial history of tip culture in the United States. Discover how a practice meant to reward exceptional service has evolved into an expectation that permeates even quick service restaurants. We'll explore the origins of tipping, its cultural implications, and why it has spiraled out of control in recent years. We also examine the impact...