Iron Gate Financial Radio

Following a weekend of a few banks failing, we think it’s important to inform you of what happened and its impact on you. There has been some wild speculation that has caused unnecessary fear across the country. In a special Sunday night podcast, we answer the following questions: - What happened to these few banks that failed? - Is this another 2008 style bank bailout? - What does it mean to you,...

Thanks to the Fed (and inflation), interest rates have moved higher and faster than any other time in history. It truly has been a historic rise. Here’s where we stand now – • 2-year treasury is now at 5.05% (1 year ago it was 1.68%) • 10-year treasury is now at 3.88% (1 year ago it was 1.94%) • a 30-year mortgage is now 6.8% (1 year ago it was 3.85%) As interest rates have risen, investors are no...

Peter Lynch, one of the greatest investors in the last 50 years, averaged 29.2% per year from 1977-1990. It's one of the best investing streaks in history. In his writing, Lynch gives 10 rules for investing that are critical in compounding wealth over time. Lynch's transparency in his approach (and success) are why so many people try to mimic how he invested. In this episode, we share, define, and...

What would you do if you saw a crowd of people running away from something? You'd probably start running away yourself. Fear and survival take over and you take off! This common response in our brain, called the amygdala, is how we're hardwired to survive a crazy world. But is it always for the best? In this episode, we talk about how this herd mentality can lead you off a financial cliff. Compoun...

Peter Lynch, one of the best investors to live, averaged over 29% a year from 1977 – 1990. His track record is as good as there is for a 13-year time frame. Lynch was asked, “what’s the single most important key to investing in stocks?” His response . . . well, that’s what we talk about in today’s podcast. Consider the following hypothetical returns: Microsoft + 628% American Express +955% If we t...

What a year 2022 has been for every market. Inflation and interest rates have caused havoc on stocks, bonds, real estate, and much more. So what is the market going to do in 2023? In this episode, we review 2022. What predictions did the "smartest people in the room" have going into 2022? And what happened to those predictions? We then discuss the predictions going into 2023, including our own. Wi...

FTX was one of the most popular companies in the crypto world. Tom Brady, Steph Curry, Kevin O'Leary, and Matt Damon are just a few of the names that were promoting this company. Then, in an instant, FTX was bankrupt and client money potentially gone. In this episode, we discuss the FTX saga. What happened, the fraud involved, and most importantly, what we can learn. There are certain things inves...

Today inflation finally ticked below 8%. While it’s still too high, investors finally felt a little more confident buying stocks. The market soared on the news. In this episode, we discuss what impact inflation under 8% really has on the market. We also address interest rates and their move which have been historic. Can we finally see the light at the end of the bear market tunnel? Listen to find...

As Halloween approaches, nothing has been scarier this year than the stock, bond, housing, and any other market. As scary and dark as it has been in 2022, there's a pretty good opportunity in front of you if you just turn on the lights. In this episode, Brian and Brett discuss how to prepare for the next bull market during a bear market. Brett learned something very important in 2007-2009 while he...

Everything is down. Bonds. Stocks. Real Estate. Gold. Everything. The only things that have gone up are the essentials you pay for to live, which in a nutshell, is inflation! In this episode, we address some very important questions. Questions with answers that will calm the nervous investor. These are questions that have come directly from clients. We're guessing that you have had or have some of...

As market volatility and uncertainty continues, are you prepared to weather the storm? In this episode, we discuss the steps Iron Gate is taking to ensure our clients are positioned appropriately to not only protect their wealth, but continue to build for the future. Here's to wise investing, Brian Hunsaker and Spencer Nelson

What an exhausting year! The market can't seem to get any momentum. Everyone you talk to is pessimistic and afraid of the future. Pessimism is as high as it's been in history (or since they started tracking it). Here's a few reasons why the pessimism is so high. - The Fed raising interest rates - High inflation - The Ukraine war - China threatening Taiwan - Upcoming mid-term elections So, with all...

We’ve mentioned options on this podcast in the past. Today’s the day we dive in! Today, we discuss options and how they are used in the Iron Gate Portfolio. First, we discuss the goals of options. Why do we trade them in our portfolios? Then we dive in to the risks, rewards, volatility, and the potential pitfalls of adding options to a portfolio. We hope you enjoy this introduction to options. Her...

There are many ways to invest. From day trading to swing trading to buying a stock because of a pattern you see on a chart. In this podcast, we discuss the evolution of Iron Gate's investing process. We share with you how we started out investing using popular methodologies, to how we invest now. For the first time in a podcast, we share our four criteria that makes a good investment AND reduces r...

Like a parent telling a young child to not touch the hot pan on the stove, there are certain things you should NOT do in a bear market. It’s important for us, as fiduciaries, to discuss these things so YOU don’t get burned. Fear (not a hot pan) is the main culprit that tempts far too many people to these two big mistakes. The ugly headlines, the balance of your accounts going the wrong direction,...

The million-dollar question (or maybe desire) that many investors have is "Has the market bottomed?" or "Can you time the market bottom?". In today’s podcast, we discuss these very questions. Can it be done? And if it can be done, what difference would it make to my returns/wealth? We are living through the market's worst start to a year since 1970. Investors are not feeling great. This podcast wi...

Congratulations! You just made it through the worst 6 months to start the year since 1970. (I'm sure that's not the congratulations you were hoping for!) But seriously, you've made it through these 6 months and haven't done anything drastic that will destroy your long-term wealth. That does deserve a high five! In our podcast today, we took the three most asked questions from our clients to discus...

What a brutal year. The market is in a bear market, inflation is raging, and a recession is likely on its way (if not already here). No good news to be found anywhere. So, what’s next? In today’s podcast we look at the last three times in history that we’ve had – High inflation Rising interest rates A bear market In our research we noticed an interesting correlation between inflation and the botto...

The market is down, inflation is high and investors are on edge. Talks of a recession are everywhere. In this podcast, we discuss whether or not we're in a recession right now. If we are in a recession, what changes should be made to your portfolio? We also discuss building a dream team of Tom Brady's and Jerry Rice's in your portfolio. We hope today's conversation helps calm nerves and provides g...

Humans are hard wired a certain way. The way our mind works allows us to laugh, love, have joy, experience pain, live, fight to live, and much more. The problem with the brain is that it’s wired in a way that interferes with investing and making money. Often times our brain tells us exactly the opposite of what we should be doing. In today’s podcast we discuss how your brain is your enemy. We shar...

The stock market has been a dumpster fire. The bond market, which is supposed to be safe, has been even worse. In one of the first times in recent memory, there is not an asset class that has been good for your money. So, what should you be doing right now? Today we held a special podcast where we discuss the state of the market including bonds, stocks, inflation, interest rates, and more. We also...

Here are a list of topics that we have talked about with clients recently: Inflation at 8.53% Fed tightening/raising interest rates Ukraine/Russian War China's lockdown Mid-term elections coming up Covid aftermath (We're exhausted just making that list!!) So, with all that going on, should we just get out of the market and sit this one out? In today's podcast we discuss whether moving to cash is a...

How many of you know individuals that love drama in their lives? I'm sure all of you do! That's the news media. They LOVE drama! In today's podcast we discuss the next big event, that is supposedly suppose to crash the market. That big event is the upcoming recession. Our goal is to present the facts so you have a little less drama in your life. Here's to wise investing, Brett and Brian

Ben Franklin once said, “if you fail to plan, you plan to fail.” To that we say Amen! In today’s podcast we talk about our plan and most importantly your plan for the current, ugly, market. The stock market is NOT a place to make things up as you go, that’s when capital is destroyed. That’s why this podcast is so important. Having a plan for buying businesses, managing cash needs, trading options,...

Inflation, interest rates, debt, and now a war. Investor fear is as high as it's been since the Covid Bear Market. In fact, this market sure feels like a bear market! With all the uncertainty, what do you do now? In this podcast, we discuss the four things that are driving the markets lower. We then discuss the following: - What should retired investors be doing? - What should those that aren't re...