Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

InvestTalk

InvestTalk is your daily guide to stock market analysis, portfolio management, and unbiased financial education. Hosted by experienced wealth managers Justin Klein and Luke Guerrero, CFA, of KPP Financial, this daily investing podcast cuts through the noise to answer your specific investment questions. With over 60 million downloads, InvestTalk is trusted by investors who want institutional-grade research and actionable strategies. Every weekday, Justin and Luke break down complex macroeconomic trends and discuss highly searched topics, including stock and ETF analysis, 401(k) and retirement o...

Author

Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Category

Business

Podcast website

redcircle.com

Latest episode

Jul 11, 2026

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Episodes

11-18-2022 – Reality Showdown: Stock Market Rally Vs. Recession Dangers 19.11.2022

Though surging stocks suggest markets are reaffirming hopes of a soft landing from the FED, some high-profile strategists disagree.   Today's Stocks & Topics:  Home Sales Report, Musk and Twitter, Oil Prices, VZ - Verizon Communications Inc., XLI - Industrial Select Sector SPDR ETF, PYPL - PayPal Holdings Inc., SCHD - Schwab US Dividend Equity ETF, AMT - American Tower REIT, Retirement and...

11-17-2022 – Retail Strength Indicator: What Can We Learn from Anticipated Soft Holiday Sales? 18.11.2022

At least one big-box retailer sees sales declining as families contend with higher prices, forcing trade-offs between what they need and what they want.   Today's Stocks & Topics:  Earnings for 2023, Producer Price Index (PPI), Companies That Are Good Inflation Investments, APLE - Apple Hospitality REIT Inc., TER - Teradyne Inc., AMAT - Applied Materials Inc., KBWB - Invesco KBW Bank ETF,...

11-16-2022 – FED Report: Household Debt Soars at Fastest Pace in 15 Years 17.11.2022

The biggest contributors to the debt load are mortgage balances, which rose $1 trillion from a year ago to $11.7 trillion, and credit card debt, which climbed to $930 billion.   Today's Stocks & Topics:  GEO - GEO Group Inc., Selling Losses in a Roth I-R-A, AQN - Algonquin Power & Utilities Corp., VTIVX - Vanguard Target Retirement 2045 Fund Investor, BRKB - Berkshire Hathaway Inc. Cl...

11-15-2022 – What Is the Average Net Worth of Generation X? 16.11.2022

Gen X, individuals born between 1965 and 1980, have a shortfall in retirement savings and it is partly due to a rise in inflation and the cost of living.   Today's Stocks & Topics:  The Wash Rule, HYG - iShares iBoxx $ High Yield Corporate Bond ETF, AOS - A.O. Smith Corp., Investors Sentiment, Office Spaces, TSE - Trinseo PLC. Our Sponsors: * Check out Anthropic and use my code Claude.ai/i...

11-14-2022 – Do Target-Date Funds Truly Allow Investors to Be 'Hands-Off'? 15.11.2022

The concept is that target-date funds invest in an age-appropriate asset mix, and they gradually become more conservative as the investor gets closer to needing the money.   Today's Stocks & Topics:  Disney Layoffs, Retirement Limits, MDT - Medtronic PLC, PLBY - PLBY Group Inc., General Question About Investing, COIN - Coinbase Global Inc., U - Unity Software Inc., Investment Rating Platfo...

11-11-2022 – Beware of the 5 Known 'Portfolio Pitfalls' 12.11.2022

Asset allocations and tax inefficiencies are just two areas that require your attention. Today's Stocks & Topics:  Cryptocurrency: FTX Bankruptcy, China Economy, Elon Musk and Tesla, FITB - Fifth Third Bancorp, MYE - Myers Industries Inc., High Growth Stocks, ALB - Albemarle Corp., Manufacturing Sector, DOCU - DocuSign Inc., FIW - First Trust Water ETF, WFG - West Fraser Timber Co. Ltd.  P...

11-10-2022 – How Could the FTX Token Lose 80% of Its Value Overnight? 11.11.2022

Cryptocurrencies as a class sank on Tuesday, with Bitcoin and Ethereum both plunging more than 10%.   Today's Stocks & Topics:  SBSI - Southside Bancshares Inc., Debt Levels, Fear, Corporate Bond Market, MSFT - Microsoft Corp., APPS - Digital Turbine Inc., CLBT - Cellebrite DI Ltd., Investment Strategy, OTTR - Otter Tail Corp., EXR - Extra Space Storage Inc. Our Sponsors: * Check out Anthr...

11-9-2022 – Could the FED Be Pushing the Economy into a Recession? 10.11.2022

The Federal Reserve has approved six interest rate hikes this year and the strategy, according to many bankers and economists, is likely to set off a recession next year.   Today's Stocks & Topics:  Europe’s Economy, Corporate Bond Market, Japanese Treasuries, DFMIX - Davidson Multi-Cap Equity Fund, GSM - Ferroglobe PLC, Young Investor Looking for Advice, EBITDA: Earnings Before Interest,...

11-8-2022 – How to Cope with Financial Shocks 09.11.2022

With high inflation, bear markets, and recession fears, the threat of a crisis like a job loss is unsettling for many people.   Today's Stocks & Topics:  CPI Numbers, Mid-Terms Elections and the Market, Canada & the Mining Industry, Retirement Funds into CDs, Negative Cash Flow and Earnings, SPY - SPDR S&P 500 ETF Trust, FNILX - Fidelity ZERO Large Cap Index Fund, PI - Impinj Inc.,...

11-7-2022 – Could a Classification System Impose Order on the Expanding Crypto Universe? 08.11.2022

One key player is set to unveil a data service that seeks to classify hundreds of digital coins and tokens so institutional investors can make sense of the new asset class.   Today's Stocks & Topics:  The Chips Act, Rising Rates, FCX - Freeport-McMoRan Inc., Famous Investors, AXP - American Express Co., RIG - Transocean Ltd., Real Estate Investment Property, MKS - IMKS Instruments Inc., Ba...

11-4-2022 – U.S. Payrolls Surged in October-- What Does This Tell Us About the Economy? 05.11.2022

Although the payrolls number was better than expected, it marked the slowest pace of job gains since December 2020.   Today's Stocks & Topics:  Twitter Layoffs, MCD - McDonald's Corp., Treasury Bonds, SCCO - Southern Copper Corp., AND - Advent Technologies Holdings Inc., How to Determine a Company’s Debt, MKL - Markel Corp., EQT - EQT Corp.    Plus: Key Benchmark Numbers and Market Com...

11-3-2022 – Setting Asset Allocation for Retirement 04.11.2022

Closing in on retirement, one-size-fits-all recommendations are not the way to go.   Today's Stocks & Topics:  FCC Warning, I-Bonds, Treasury Bond Market, GGG - Graco Inc., JBT - John Bean Technologies Corp., LUMN - Lumen Technologies Inc., AMZN - Amazon.com Inc., LDMAX - Lord Abbett Emerging Markets Bond Fund. Our Sponsors: * Check out Anthropic and use my code Claude.ai/invest for a grea...

11-2-2022 – Value vs. Growth Stocks: Which Could Be Right for You? 03.11.2022

Value stocks remain steady through all sorts of market conditions while growth stocks demonstrate rates of growth that outpace the market average.   Today's Stocks & Topics:  Private REITs, The Real Estate Market, VCLT - Vanguard Long-Term Corporate Bond ETF, ASML - ASML Holding N.V., VOO - Vanguard S&P 500 ETF, DIA - SPDR Dow Jones Industrial Average ETF Trust, PRIM - Primoris Service...

11-1-2022 - Best of Caller Questions 02.11.2022

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: 401K & Roth IRA, KPP Portfolio Review, Investing in Real Time, Treasury Notes, Volume and Capitulation, Tax Exempt, Bond Maturity, CD Rates, Real Estate Loans, Young Investor, Tax-loss Harves...

10-31-2022 – IRS Raises 401k and IRA Contribution Limits, Should You Invest More? 01.11.2022

As of March 2022, 72% of public and private employees had access to some type of employer-sponsored retirement plan like a 401(k) or pension plan.   Today's Stocks & Topics:  Tech Stocks, Non-Traded REITs, U.S Treasury Market, TGB - Taseko Mines Ltd., XOM - Exxon Mobil Corp., IGMS - IGM Biosciences Inc., NBIX - Neurocrine Biosciences Inc., KDP - Keurig Dr Pepper Inc., EWW - iShares MSCI Me...

10-28-2022 - Best of Caller Questions 28.10.2022

In this fresh compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Stocks & Topics: 401k Hidden Fees, Restricted Stock Units (RSUs), 401k, Bonds and Junk Bonds, Investment Variable Annuities, I-R-As, 401k Allocation, China's Economy, Fundamental Analysis, Roth I-R-A, Dividends Inv...

10-27-2022 – The Bear Market of 2022 Has Tested the Limits of Buffer Funds 28.10.2022

Buffer funds, which promise to limit downside losses from equity market exposure while capping upside returns, have grown increasingly popular.   Today's Stocks & Topics:  Tech Wreck, GDP Report, IAU - iShares Gold Trust, AMZN - Amazon.com Inc., CD Rates, META - Meta Platforms Inc., TTD - Trade Desk Inc. Cl A, Book: The Fourth Turning. Our Sponsors: * Check out Anthropic and use my code Cl...

10-26-2022 – Why Stock Investors Need to Pay Careful Attention to Earnings Season 'Report Cards' 27.10.2022

In the long term, stock prices generally rise and fall with earnings, or profits-- and company officials also generally offer an outlook on business and economic conditions.   Today's Stocks & Topics: Global Real Estate, The Dollar, Andreessen Horowitz and Crypto, DOV - Dover Corp., AOS - A.O. Smith Corp., KPP Portfolio Review, BNS - Bank of Nova Scotia, ACI - Albertsons Cos. Inc., KR - Kr...

10-25-2022 - Best of Caller Questions 26.10.2022

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Interest Rates, Home Ownership, Water Companies, Roth I-R-A, Low Risk Investment, RMDs, Required Distributions, Trailing Stops, Earning Calls, Gold and Silver Prices, Commodities, Roth I-R-A, Cov...

10-24-2022 – Is the Stock Market Poised for a 'Significant Relief Rally'? 25.10.2022

At least one analyst is arguing that, after testing a key technical support level, the stock market's violent reversal on Thursday could lead to a "significant relief rally".   Today's Stocks & Topics: China, Interest Rates, STAG - STAG Industrial Inc., Young Investor, DLR - Digital Realty Trust Inc., SLB - Schlumberger Ltd., SBNY - Signature Bank, Relative Strength, Volume and...

10-21-2022 – Could the UK Financial Turmoil Spark a Wider Meltdown? 22.10.2022

The recent chaos on the UK financial markets has generated waves of stress and selling by investors far beyond the UK.   Today's Stocks & Topics: Investors Sentiment, The Chip Bill, BSM - Black Stone Minerals L.P., I-Bonds, SPSM - SPDR Portfolio S&P 600 Small Cap ETF, AVGO - Broadcom Inc., MP - MP Materials Corp.   Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, G...

10-20-2022 – Does Continuing Volatility Signal an Impending Recession? 21.10.2022

Market volatility and recession risks are likely to stick around for a while, and Wall Street’s biggest banks are preparing accordingly.   Today's Stocks & Topics: Money Markets, Companies Going Public Several Times, Options Traders, OUT - OutFront Media Inc., LAMR - Lamar Advertising Co. Cl A, Corporate Bonds, BSCM - Invesco Bullet Shares 2022 Corporate Bond ETF, Cash, HBI - Hanesbrands I...

10-19-2022 – Looking at the History of Mutual Fund Innovations 20.10.2022

Mutual funds debuted in the Netherlands during the late 18th century, and some have stood the test of time while others have failed.   Today's Stocks & Topics: Retail Trading Activity, IRS Tax Brackets, T - AT&T Inc., NFLX - Netflix Inc., INSP - Inspire Medical Systems Inc., Real Estate Loans, SU - Suncor Energy Inc., PLBY - PLBY Group Inc., SWBI - Smith & Wesson Brands Inc., ESLT...

10-18-2022 – Earnings Contraction Seen but Not a Widespread Collapse 19.10.2022

Thirty- five companies have reported third-quarter earnings so far, and 68.5% have beaten estimates-- higher than the historic average of 66.2%.   Today's Stocks & Topics:  Money Managers, Exxon and Russia, WM - Waste Management Inc., Bond Maturities, TGI - Triumph Group Inc., Yield to Maturity, VFC - VF Corp., EXAS - Exact Sciences Corp., Oil Market Indicators, POOL - Pool Corp., CS - Cre...

10-17-2022 – Is the U.S. Consumer Healthy? 18.10.2022

Despite inflation anxiety, one large bank is reporting that credit volume is up, and that credit remains pristine, with late-payment metrics still well below pre-2020 averages.   Today's Stocks & Topics:  Small Cap Companies, Interest Rates and Bank Profitability, JOBY - Joby Aviation Inc., VTIP - Vanguard Short-Term Inflation-Protected Securities Index Fund, RNG - RingCentral Inc. Cl A, R...

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