Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

InvestTalk

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InvestTalk is your daily guide to stock market analysis, portfolio management, and unbiased financial education. Hosted by experienced wealth managers Justin Klein and Luke Guerrero, CFA, of KPP Financial, this daily investing podcast cuts through the noise to answer your specific investment questions. With over 60 million downloads, InvestTalk is trusted by investors who want institutional-grade research and actionable strategies. Every weekday, Justin and Luke break down complex macroeconomic trends and discuss highly searched topics, including stock and ETF analysis, 401(k) and retirement o...

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Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Episodes

5-12-2023 - Best of Caller Questions 12.05.2023 46:19

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocati...

5-11-2023 – Does It Pay to Diversify by Style? 12.05.2023 45:48

U.S. equity exposure can be broadly segmented by market capitalization (small, mid, and large) and style (value versus growth). Today's Stocks & Topics : FENY - Fidelity MSCI Energy Index ETF, MTYFF - MTY Food Group Inc., SPAXX - Fidelity Government Money Market Fund, EONGY - E. ON SE ADR, AGCO - AGCO Corp., Housing Market, UNG - United States Natural Gas Fund L.P., MOS - Mosaic Co., CF -...

5-10-2023 – Will Commercial Real Estate Be the Next 'Shoe to Drop'? 11.05.2023 46:55

There are more empty office spaces now than during the 2008 financial crisis. These vacancies could spell trouble for downtown city centers and the broader commercial real estate market. (Post pandemic: Return to the office lags — affecting commercial real estate) Today's Stocks & Topics : Corporate Profit Margins, Market Timing, Oil, PLTR - Palantir Technologies Inc., ZION - Zions Bancorp...

5-9-2023 – Is It a Good Idea to Align Retirement Withdrawals with Your 'Portfolio Performance'? 10.05.2023 46:01

Dynamic retirement-spending strategies can help retirees spend more from their portfolios than spending strategies that aim to supply the same real withdrawals year after year. Today's Stocks & Topics : FCC vs. Cryptocurrency Exchanges, Apple Bonds, FRCB - First Republic Bank, UPST - Upstart Holdings Inc., Credit Cards Interest Rates, The Dollar, BOH - Bank of Hawaii Corp., XLE - Energy Se...

5-8-2023 – What Do Rising Interest Rates Mean for Diversification? 09.05.2023 46:08

History offers investors key lessons. (When the market expects borrowing costs to climb, correlations between stocks and bonds typically increase.) Today's Stocks & Topics : CMA - Comerica Inc., IWM - iShares Russell 2000 ETF, OMF – One Main Holdings Inc., TSN - Tyson Foods Inc. Cl A, Investing Factors, June 1 Deadline, PCRSX - Principal Large Cap Growth Fund I R-1, VO - Vanguard Mid-Cap E...

5-5-2023 - Best of Caller Questions 05.05.2023 46:50

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics : CD Rates, Natural Gas, Brokered CD vs. Traditional CD, The U.S. Dollar, 401k, 529 or else, Diversification, Pay Off Car or Buy Property, I-R-A vs. Roth I-R-A, Zero-Commission Brokers, Buying Oil...

5-4-2023 – Could A.I. Change the Way You Manage Your Money? 05.05.2023 46:28

Understanding your money is essential, even with AI, because an individual’s financial situation is often comprised of hundreds of 'micro decisions' made every day. Today's Stocks & Topics : Natural Gas, PLAY - Dave & Buster's Entertainment Inc., DIS - Walt Disney Co., FRCB - First Republic Bank, HBAN - Huntington Bancshares Inc., Low Contributions Limits, SOFI - SoFi Techn...

5-3-2023 – Is the IRS Really Hiring 'An Army' of Auditors? 04.05.2023 44:51

The IRS hired 5,000 phone assistants in advance of this year’s filing season and has further plans to update its technology. Today's Stocks & Topics : Small Banks, Salaries, RIO - Rio Tinto PLC ADR, Gold & Silver, Credit Ratings, Investing Signs, MTB - M&T Bank Corp., XHB - SPDR S&P Homebuilders ETF, ASH - Ashland Inc., GLPI - Gaming & Leisure Properties Inc. Our Sponsors:...

5-2-2023 – One Billionaire Investor Is Sounding the Alarm 03.05.2023 46:17

The Vice-Chairman of Berkshire Hathaway sees trouble ahead for the U.S. financial system because American banks are "full of bad loans" due to falling property prices. Today's Stocks & Topics : Job Openings Report, Banks Still a Problem, Working Skills, TWLO - Twilio Inc. Cl A, AA - Alcoa Corp., SCCO - Southern Copper Corp., How Much Cash, Fair Value, VFC - VF Corp., C - Citigroup...

5-1-2023 – What Another Fed Rate Hike Could Mean for You 02.05.2023 46:51

Consumers are now paying more to borrow while still grappling with a high cost of living — causing them to feel increasingly worse off financially-- but what about investors? Today's Stocks & Topics : The Dollar, The Fiscal Deficit, WU - Western Union Co., Rental Properties, GM - General Motors Co., WWE - World Wrestling Entertainment Inc. Cl A, BCC - Boise Cascade Co., AAPL - Apple Inc.,...

4-28-2023 – How to Make the Decision Whether to Rent or Buy 28.04.2023 47:23

In the current real estate market, a typical renter pays about 40% less per month than a first-time homeowner. (In the top 10 metro regions that favored renting, monthly starter homeownership costs were an average of $1,920 higher than rents.) Today's Stocks & Topics : Economic Numbers, New Home Sales, GDP Q1, The Core Personal Consumption Expenditure (PCE), Bond Market, USB - U.S. Bancorp...

4-27-2023 – Navigating the Debt Ceiling Impasse 27.04.2023 46:56

According to data from the U.S. Treasury, looking back as far as 1960, Congress has raised or suspended the debt ceiling 78 times. Today's Stocks & Topics : Solar Industry, CMCSA - Comcast Corp. Cl A, MPW - Medical Properties Trust Inc., PLAB - Photronics Inc., META - Meta Platforms Inc., European Gas Market, 457 Rollover, The Fed and Banks. Our Sponsors: * Check out Anthropic and use my c...

4-26-2023 – Why Big Tech Earnings Matter 27.04.2023 45:34

Despite banking turmoil, a handful of large-cap tech stocks powered the S&P 500’s gains during the first quarter. Today's Stocks & Topics : The office Market, Supply Chains, EU - enCore Energy Corp., WTI - W&T Offshore Inc., Trend Following, AG - First Majestic Silver Corp., TSCO - Tractor Supply Co. Our Sponsors: * Check out Anthropic and use my code Claude.ai/invest for a great d...

4-25-2023 – Where Should Investors Stash Their Safe Money? 26.04.2023 46:12

"Investment cash" is one category, there are others you should contemplate. [A financial planning expert has his ideas for balancing yield and safety in investors’ cash holdings...but does he make sense?] Today's Stocks & Topics : Google, Consumer Confidence, Morgan Stanley's Warning for Real Estate Prices, Waste Industry, GOOG - Alphabet Inc. Cl C, IP - International Paper Co....

4-24-2023 – Several Questions to Answer Before Investors Can Consider What to Do Next 24.04.2023 46:52

Uncertainty about the economy, Fed policy, and earnings has stocks moving in tighter ranges. [Are we heading into a recession? Will inflation come down enough that the Federal Reserve will be able to lower interest rates? How bad will corporate earnings be?] Today's Stocks & Topics : EMR - Emerson Electric Co., Inflation Reduction Act, Insider Trading, VZ - Verizon Communications Inc., Soc...

4-21-2023 – 10 Financial Lessons You Should Understand 21.04.2023 46:15

There are some general rules of thumb we can all learn from but it's best to seek help for personalized advice. Today's Stocks & Topics : Economic Growth, Market Overbought, RITM - Rithm Capital Corp., Return on Assets, GGG - Graco Inc., CELH - Celsius Holdings Inc., Dividend Stocks, AEM - Agnico Eagle Mines Ltd., Top Economist Mohamed El-Erian on Inflation. Plus: Key Benchmark Numbe...

4-20-2023 – Are We in a Freight Recession? 21.04.2023 46:43

At least one major trucking and transportation company reported first-quarter profit and revenue that fell below expectations. (It is a challenging freight environment with deflationary price pressure for an industry that continues to face inflationary cost pressures.) Today's Stocks & Topics : ALB - Albemarle Corp., TRTN - Triton International Ltd., CCL - Carnival Corp., UNP - Union Pacif...

4-19-2023 – Can You Transfer a Mortgage to Someone Else? 20.04.2023 46:09

Sometimes a mortgage can be transferred even if it isn’t assumable—and a lender might also opt to be more generous and permit transfers on a case-by-case basis. Today's Stocks & Topics : Banking Crisis and Economic Growth, Volatility, 60-40 Investing Strategy, COMM - CommScope Holding Co. Inc., RMBS - Rambus Inc., Credit Sweeps, IIPR - Innovative Industrial Properties Inc., Reversion to th...

4-18-2023 – Brace Yourself for the Worst Quarterly Earnings Season in Three Years 19.04.2023 45:22

But good news is expected for those with portfolios aligned with the right stock sectors. (Investors can expect pockets of good news among travel, industrials, and energy stocks.) Today's Stocks & Topics : STRL - Sterling Infrastructure Inc., JPIE - JPMorgan Income ETF, SCCO - Southern Copper Corp., TSN - Tyson Foods Inc. Cl A, CXAI - CXApp Inc., Treasury Bill Ladder, MERC - Mercer Interna...

4-17-2023 – AI Is Already Impacting 3 Big 'FAANG' Stocks 17.04.2023 46:26

Microsoft's fight to use its Bing product to replace Google search is heating up. Today's Stocks & Topics : Apple, Regulators Shaping the Auto Industry, BKE - Buckle Inc., SNOXX - Schwab Treasury Obligations Money Inv., Corporate Bonds, NKE - Nike Inc. Cl B, HPE - Hewlett Packard Enterprise Co., HP - Helmerich & Payne Inc., Global Real Estate Market. Justin's PERSPECTIVE concer...

4-14-2023 – Is the Threat of De-dollarization Real? 15.04.2023 46:05

As the world’s reserve currency, the US dollar is essentially the default currency in international trade and a global unit of account. (Is the potential for serious de-dollarization a reality?) Today's Stocks & Topics : The Bond Market, Options, Bitcoin, MP - MP Materials Corp., CLFD - Clearfield Inc., Target Dated Funds, TRTN - Triton International Ltd., LC – Lending Club Corp., Yieldstr...

4-13-2023 - Best of Caller Questions 13.04.2023 46:50

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Fully Paid Lending, Preferred Stocks, 401K Funds, Corporate Bonds, Big Banks Bonds, Metals, Buy and Sell, Social Security & Taxes, 403B to a Roth I-R-A, Investing, Individual Bonds, Value Inv...

4-12-2023 - Best of Caller Questions 12.04.2023 46:50

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Roth I-R-A Contributions, Preferred Stocks, YouTube Business, I-R-As, Trustable Financial Websites, Interest Rates, 401k, Position, Housing Market, Mortgage Reduction, Iron Butterfly Options, Ord...

4-11-2023 – What’s a Safe Withdrawal Rate for Retirees? 12.04.2023 46:35

With stock and bond prices declining and inflation what it is today, new retirees have run headlong into what retirement researchers call “sequence risk. (There are research 'scenarios' that might provide insight.) Today's Stocks & Topics : Commercial Real Estate, Q1 Earnings, Investing Strategy, EXPE - Expedia Group Inc., NUGT - Direxion Daily Gold Miners Index Bull 2X Shares, PXD...

4-10-2023 – “Which Stocks Performed Best in Q1?” 11.04.2023 46:26

Of the 844 U.S.-listed stocks covered by Morningstar analysts, 525 rose, while 319 fell. (Do the statistics give us any clues for today's investing?) Today's Stocks & Topics : Jobs Report, SUN - Sunoco L.P., PTSI - P.A.M. Transportation Services Inc., NTR - Nutrien Ltd., Value Stocks, Investment Account for a Child, XOM - Exxon Mobil Corp., CP - Canadian Pacific Railway Ltd., SFM - Spr...