Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

InvestTalk

InvestTalk is your daily guide to stock market analysis, portfolio management, and unbiased financial education. Hosted by experienced wealth managers Justin Klein and Luke Guerrero, CFA, of KPP Financial, this daily investing podcast cuts through the noise to answer your specific investment questions. With over 60 million downloads, InvestTalk is trusted by investors who want institutional-grade research and actionable strategies. Every weekday, Justin and Luke break down complex macroeconomic trends and discuss highly searched topics, including stock and ETF analysis, 401(k) and retirement o...

Author

Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Category

Business

Podcast website

redcircle.com

Latest episode

Jul 11, 2026

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Episodes

7-21-2023 – Is It Time to Move Away from Bonds in Your Portfolio? 22.07.2023

Cash rates are nearing 5% but that can be changed anytime, whereas bonds offer a yield that is typically fixed over the life of the bond.   Today's Stocks & Topics: INQQ - India Internet & Ecommerce ETF, Equity, NA Trusts, Consumer Sentiment, FL - Foot Locker Inc., ARHS - Arhaus Inc., CIVI - Civitas Resources Inc., CHRD - Chord Energy Corp., MYRG - MYR Group Inc.   Plus: Key Benchmark...

7-20-2023 – Do the New Federal Guidelines for Approving Mergers Make Sense? 21.07.2023

The proposed rules are designed to fit the "digital age" and apply to both vertical and horizontal mergers.   Today's Stocks & Topics: Home Sales Report, Average Retiree’s Net Worth, CEG - Constellation Energy Corp., NTR - Nutrien Ltd. CF - CF Industries Holdings Inc., Investment Style Box, KEY - KeyCorp, ET - Energy Transfer LP, AVGO - Broadcom Inc., BKE - Buckle Inc., TAP - Molso...

7-19-2023 – Should Large-Blend Funds Outweigh Value Plus Growth Funds in a Portfolio? 20.07.2023

Large-blend funds are the easiest way to get broad exposure to the U.S. equity market.   Today's Stocks & Topics: The Economy and the Market, NTR - Nutrien Ltd., VZ - Verizon Communications Inc., Portfolio Management, NDAQ - Nasdaq Inc., T - AT&T Inc., HTGC - Hercules Capital Inc., VFC - VF Corp., Where the Rich Keep Their Money. Our Sponsors: * Check out Anthropic and use my code Clau...

7-18-2023 – What Are the Dynamics Making the Labor Market Difficult for Employers? 19.07.2023

Companies are deciding where to locate and expand based largely on the availability of workers in a given location and one expert is blaming a mix of factors.   Today's Stocks & Topics: Fund Companies New Rules, Carvana’s Future, China’s Cloud Computing Market, GPK - Graphic Packaging Holding Co., Shares Outstanding, BTI - British American Tobacco PLC ADR, CIVI - Civitas Resources Inc., SS...

7-17-2023 – You Don’t Have to Know Everything to Invest Well 18.07.2023

But you do have to know how to use the information you have.   Today's Stocks & Topics : Earnings Season, ADI - Analog Devices Inc., T - AT&T Inc., VZ - Verizon Communications Inc., The Economy, AVGO - Broadcom Inc., BWA - BorgWarner Inc., ETFs Maturity.   Justin's PERSPECTIVE looks at the history of United States Savings Bonds. Our Sponsors: * Check out Anthropic and use my code C...

7-14-2023 – Do You Make Critical Investing Mistakes? 14.07.2023

If a knowledgeable observer trained their sights on your choices, they may find some 'trouble spots'. [You could have too many accounts and holdings. Your asset allocations might not relate back to your planned spending. You could own individual stocks that duplicate exposures in your mutual funds. And so on.]   Today's Stocks & Topics : Producer Price Index - PPI, Inflation Number...

7-13-2023 – Amid Supply Concerns, Demand for Lithium and Other Critical Minerals Is Skyrocketing 14.07.2023

The market size for minerals crucial to the energy transition hit $320 billion in 2022, a doubling across the past five years. Start-ups in the critical minerals sector raised $1.6 billion last year, a record. (Do investors have a 'play' here?)     Today's Stocks & Topics : A-I Chips, China Trade Data, XRP Token, DOCN – Digital Ocean Holdings Inc., SR - Spire Inc., NTAP - NetApp In...

7-12-2023 – Is It Good News for Investors If Rates Stay Higher for Longer? 13.07.2023

With the Fed believed to be readying another rate hike, bonds offer attractive yields even after inflation.   Today's Stocks & Topics : Taxing Companies Across Borders, ETFs, A-I Revolution, BOH - Bank of Hawaii Corp., FDX - FedEx Corp., CVS - CVS Health Corp., SPY - SPDR S&P 500 ETF Trust, SBSW - Sibanye-Stillwater Ltd. ADR, WPC - W. P. Carey Inc., SPSM - SPDR Portfolio S&P 600 Sm...

7-11-2023 - Best of Caller Questions 12.07.2023

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: 457b Plan, Investing Factors, Mortgages, Equity and Retirement, National Debt, Timing the Market, 401k Allocation, Dividend Reinvestment, The Stock Market, Credit Unions, Portfolio Management, Lo...

7-10-2023 – Could the American Banking Landscape Be on the Verge of a Seismic Shift? 10.07.2023

Some experts believe that rising interest rates, losses on commercial real estate, and heightened regulatory scrutiny will pressure regional and mid-sized banks--- leading to a wave of mergers.   Today's Stocks & Topics : Five Main Worries of Investors in Bull Market, Buying ETFs, ADM - Archer Daniels Midland Co., Bond Maturity, ANGL - VanEck Global Fallen Angel High Yield Bond ETF, WELL -...

7-7-2023 – When Should You Own the Underlying Components Rather Than a Fund-of-Funds? 08.07.2023

You could save on fees, but the do-it-yourself approach could be more trouble than it’s worth. (At what point does it make sense to own the underlying ETFs rather than a fund-of-funds?)   Today's Stocks & Topics : Jobs Report, Retirement Savings, NKE - Nike Inc. Cl B, TFC - Truist Financial Corp., PAYC - Paycom Software Inc., Pension Rollover, ALB - Albemarle Corp., BWA - BorgWarner Inc.,...

7-6-2023 – Does the Labor Force Need More 'Out of Office' Time? 07.07.2023

For many workers, it is a challenge to disengage from the office and more than 55% of U.S. workers say they don’t fully unplug from their job.   Today's Stocks & Topics : Americans Are Quitting Their Jobs, SM - SM Energy Co., NFLX - Netflix Inc., MMM - 3M Co., LMT - Lockheed Martin Corp., Housing Stocks, Stocks and Taxes, OXY - Occidental Petroleum Corp., DVN - Devon Energy Corp., AWEVF -...

7-5-2023 – Have You Developed Your Retirement Investing Road Map? 06.07.2023

As you design your 'in-retirement' financial plan, there are key tasks you need to tackle. (You'll need to think about asset allocation, Social Security benefits, annuities, withdrawal rates, and more.)   Today's Stocks & Topics : America's Factory Boom, UNG - United States Natural Gas Fund L.P., WOOF - Petco Health & Wellness Co. Inc., AMRC - Ameresco Inc. Cl A, How Ol...

7-4-2023 - Best of Caller Questions 04.07.2023

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Bonds, Interest Rates, Short Selling, Investment Loss, Portfolio Management, Life Insurance, Long Term Shares, 529 Plan, Using RSUs, Investing in ETF vs. Stocks, Special-Purpose Acquisition Compa...

7-3-2023 – What Do Supply Cuts Mean for Oil Investors? 03.07.2023

Saudi Arabia and Russia, the world's biggest oil exporters, deepened oil cuts on Monday, sending prices higher despite concerns over a global economic slowdown.   Today's Stocks & Topics : China and The Semiconductor Industry, Labor Market, ZM - Zoom Video Communications Inc., PANW - Palo Alto Networks Inc., GLV - Clough Global Dividend & Income Fund, Close-End Funds, PHM - PulteGr...

6-30-2023 – U.S. Yield Curve Inversions Deepen on Hawkish Fed and Strong U.S. Data 01.07.2023

Stronger-than-expected economic data on Thursday backed expectations that the Fed will keep interest rates higher for longer. Today's Stocks & Topics : WBD - Warner Bros. Discovery Inc. Series A, VZ - Verizon Communications Inc., Inflation, Rental Properties Insurance, AAON - AAON Inc., MTH - Meritage Homes Corp., CPS - Cooper-Standard Holdings Inc., Student Loans, Rental Properties.   Plu...

6-29-2023 – The "High-5" Banking Method Strategy 30.06.2023

Most people have at least two bank accounts to their name– a checking account and a savings account-- but there may be a smarter way to handle bank accounts. (How many bank accounts should you have?)   Today's Stocks & Topics : Bidenomics, Inflation Around the World, PAX - Patria Investments Ltd., MOS - Mosaic Co., CF - CF Industries Holdings Inc., APOG - Apogee Enterprises Inc., GNRC - Ge...

6-28-2023 – Will China Be the Next Japan? 28.06.2023

A noted economist and geopolitical strategist say China will face a repeat of Japan’s bad economic experience from the early 1990s.   Today's Stocks & Topics : Commercial Real Estate Market, NRG - NRG Energy Inc., LRCX - Lam Research Corp., SHAK - Shake Shack Inc. Cl A, MTY - MTY Food Group Inc., Investing in ETFs vs. Stocks, Japan Economy, TROW - T. Rowe Price Group Inc., Long Term Shares...

6-27-2023 – 3 Current-- But Imperfect-- Sources of Retirement Income 28.06.2023

Treasury bonds and TIPS ladders are backed by the United States government, while annuities ease the danger of outliving one’s money-- however, each also has drawbacks.   Today's Stocks & Topics : Economic Numbers, Inflation, Raw Materials Demand, STAG - STAG Industrial Inc., Using RSUs, ARCC - Ares Capital Corp., MRO - Marathon Oil Corp., SPHQ - Invesco S&P 500 Quality ETF, 529 Plan,...

6-26-2023 – England Is Heading Towards a Mortgage 'Catastrophe'-- Could This Happen in the U.S.? 26.06.2023

The Bank of England’s surprise 50 basis point hike will push millions of homeowners toward insolvency. Today's Stocks & Topics : Junk Bonds, Commercial Real Estate, CAT - Caterpillar Inc., DE - Deere & Co., COIN - Coinbase Global Inc., ZTS - Zoetis Inc., SNOW - Snowflake Inc., AAPL - Apple Inc.   Justin's PERSPECTIVE looks at the history of the 'YIELD CURVE' Over the last s...

6-23-2023 – Billionaire investor: U.S. Entering 'Debt Crisis' with Shortage of Treasury Buyers 24.06.2023

The estimation is based on the fact that institutional investors who bought treasuries a few years ago were ultimately hurt by the Fed’s rapid interest rate hikes.   Today's Stocks & Topics : T - AT&T Inc., NVDA - NVIDIA Corp., OCCI - OFS Credit Co. Inc., PKOH - Park-Ohio Holdings Corp., MDU - MDU Resources Group Inc., Google, EXP - Eagle Materials Inc., O - Realty Income Corp., Electr...

6-22-2023 – How Do Alternative Investments Fit into a Diversified Portfolio? 23.06.2023

Alternative strategies offer something fundamentally different from mainstream asset classes. (Morningstar defines these strategies based on their ability to modify, diversify, or eliminate traditional market risks.)   Today's Stocks & Topics : Global Inflation, South Korea Imports, PDI - PIMCO Dynamic Income Fund, Portfolio Management, PAYC - Paycom Software Inc., LBRT - Liberty Energy In...

6-21-2023 – Has the FED Destroyed the U.S. Banking System by Making It Essentially Insolvent? 22.06.2023

At least one high profile economist says that bailing out depositors of failed banks was a mistake that will cause greater instability in the banking system and larger future losses. (Could he be right?)   Today's Stocks & Topics : SCCO - Southern Copper Corp., FCX - Freeport-McMoRan Inc., CWCO - Consolidated Water Co. Inc., CCL - Carnival Corp., Factory Building, Investment Loss, Liquidit...

6-20-2023 - Best of Caller Questions 20.06.2023

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Inflation Rate, Social Security, Investing in Other Markets, Transferring Cash to Roth I-R-A, P.E. Ratio Calculation, Relocating for Retirement, Passive Investing, Railroad Stocks, Asset Allocati...

6-19-2023 – U.S. Banks Face Over $1 Trillion in Commercial Real Estate Exposure 20.06.2023

Before 2025 comes to a close, more than $1.45 trillion in commercial real estate mortgages will have to be renegotiated. (A huge jump in the number of people working from home and ditching the office is at the heart of the commercial property problem. And real estate billionaire Jeff Greene says the Fed’s interest rate hikes, and the ensuing shift towards more expensive capital, could rock unprepa...

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