Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

InvestTalk

InvestTalk is your daily guide to stock market analysis, portfolio management, and unbiased financial education. Hosted by experienced wealth managers Justin Klein and Luke Guerrero, CFA, of KPP Financial, this daily investing podcast cuts through the noise to answer your specific investment questions. With over 60 million downloads, InvestTalk is trusted by investors who want institutional-grade research and actionable strategies. Every weekday, Justin and Luke break down complex macroeconomic trends and discuss highly searched topics, including stock and ETF analysis, 401(k) and retirement o...

Author

Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Category

Business

Podcast website

redcircle.com

Latest episode

Jul 11, 2026

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Episodes

9-28-2023 – Buying a House or Renting: Which Is Your Best Option in 2023? 29.09.2023

Steep home prices, high mortgage rates and marginally declining rental costs are making renting less expensive in 47 out of the top 50 U.S. metros.   Today's Stocks & Topics: CHWY - Chewy Inc. Cl A, CBOE - Cboe Global Markets Inc., BAC - Bank of America Corp., CFFN - Capitol Federal Financial Inc., KYCCF - Keyence Corp., BWMX - Betterware de Mexico S.A.P.I. de C.V., The Consumer Balance Sh...

9-27-2023 – 3 Ways a Health Savings Account Can Improve Your Finances 28.09.2023

Open an HSA in minutes to help save on taxes, cover medical expenses, and grow your retirement nest egg.   Today's Stocks & Topics: SPGI - S&P Global Inc., ARE - Alexandria Real Estate Equities Inc., MTZ - MasTec Inc., Rising Cost of Debt, PNC - PNC Financial Services Group Inc., COF - Capital One Financial Corp., Bonds, China’s Real Estate Problem. Our Sponsors: * Check out Anthropic...

9-26-2023 – Why Do Bond Yields Keep Rising? 27.09.2023

Long-term U.S. Treasury bonds serve as a benchmark for many home mortgages and other key consumer and business borrowing rates.   Today's Stocks & Topics: RICK - RCI Hospitality Holdings Inc., T - AT&T Inc., Unemployment, PLL - Piedmont Lithium Inc., The Hollywood Strike, FNDF - Schwab Fundamental International Large Company Index ETF, FTC vs. Amazon, Higher Rates. Our Sponsors: * Chec...

9-25-2023 – 10-Year Treasury Yield Reaches Highest Level Since 2007 26.09.2023

Investors are awaiting fresh economic data and considering what could be next for interest rates.   Today's Stocks & Topics: JETS - U.S. Global Jets ETF, Precious Metals, Oil Prices, NKE - Nike Inc. Cl B, Master Limited Partnership (MLP), EPD - Enterprise Products Partners L.P., Roth I-R-A, URA - Global X Uranium ETF, Western Companies and China’s Supply Chains.   Justin's PERSPECTIVE...

9-22-2023 – Can Emerging Technology Make EV Ownership Practical? 22.09.2023

Many more EVs are on the way, the charging infrastructure buildout is still in its early stages, and the needed battery breakthrough has not materialized. Today's Stocks & Topics: ISRG - Intuitive Surgical Inc., PFE - Pfizer Inc., KHC - Kraft Heinz Co., Renewable Energy, WDS - Woodside Energy Group Ltd. ADR, Investing for Kid’s Future, Warehouses, PINS - Pinterest Inc., Utilities, Central...

9-21-2023 – Proof That Crypto Fraud Is Possible 22.09.2023

U.S. regulators have been working to crack down on digital asset fraud and an investment banker has submitted a guilty plea.   Today's Stocks & Topics: CMI - Cummins Inc., ZBRA - Zebra Technologies Corp. Cl A, Value Investing, QUID - PIMCO Sterling Short Maturity UCITS ETF, MINT - PIMCO Enhanced Short Maturity Active ETF, DVN - Devon Energy Corp., Treasury Yields, Gold and Silver, AZTA - A...

9-20-2023 – Is It Time to Be Optimistic on Bank Stocks? 20.09.2023

The outlook for the industry overall seems to be turning the corner since a mini-banking crisis erupted earlier this year.   Today's Stocks & Topics: KBH - KB Home, O - Realty Income Corp., CHK - Chesapeake Energy Corp., Labor Productivity, TTC - Toro Co., VTIP - Vanguard Short-Term Inflation-Protected Securities Index Fund, GIS - General Mills Inc., FCC on Name Rules. Our Sponsors: * Chec...

9-19-2023 – 4 Dangerous Assumptions That Could Hurt Your Retirement Plan 20.09.2023

By the time retirement savers realize the error of their ways, it may be too late.   Today's Stocks & Topics: GE - General Electric Co., Oil, PLBYPLBY Group Inc., Annuities, JEPQ - J.P. Morgan Nasdaq Equity Premium Income ETF, JEPI - JPMorgan Equity Premium Income ETF, SUN - Sunoco L.P., EQT - EQT Corp., Bonds. Our Sponsors: * Check out Anthropic and use my code Claude.ai/invest for a grea...

9-18-2023 – August Wholesale Inflation Increased 0.7%, Should Investors Be Concerned? 19.09.2023

The producer price index increased a seasonally adjusted 0.7% in August, higher than the estimate and the biggest monthly gain since June 2022.   Today's Stocks & Topics: VOD - Vodafone Group PLC ADR, Mergers and Acquisitions, Buybacks, Technology, WDS - Woodside Energy Group Ltd. ADR, MITK - Mitek Systems Inc., UTG - Reaves Utility Income Fund, Maturity, SMH - VanEck Semiconductor ETF, LR...

9-15-2023 - Best of Caller Questions 16.09.2023

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Cash-Out Refinance, Dividends & Taxes, Moving Averages, Cash, Treasuries, Roth I-R-A Contributions, Buying Vacation Properties, Equity Portfolio Allocation, Diversified Portfolio, Precious Me...

9-14-2023 – Could an Economic Downturn in China Affect Your Portfolio? 15.09.2023

Investors would be wise to watch for global inflation and ripples across commodities.   Today's Stocks & Topics: STEM - Stem Inc., European Governments Borrowing from Citizens, Nuclear Power, Google and Government Regulations, CF - CF Industries Holdings Inc., Individual Bond Ratings, PARA - Paramount Global Cl B, 401k and Roth I-R-A, DE - Deere & Co., ASML - ASML Holding N.V., Uranium...

9-13-2023 – Is It Possible That the Demand for Oil, Gas, and Coal Will Peak by 2030? 14.09.2023

According to new projections from the International Energy Agency, the era of seemingly relentless growth in fossil fuel consumption will come to an end this decade.   Today's Stocks & Topics: GPC - Genuine Parts Co., Assumable Mortgages, Tax Cuts, Data Division, MASI - Masimo Corp., GLDD - Great Lakes Dredge & Dock Corp., Student Loans, CAVA - CAVA Group Inc., Roth I-R-A Contributions...

9-12-2023 – How Safe Is Gold? 13.09.2023

The decision to invest in gold comes down to two factors.   Today's Stocks & Topics: AVGO - Broadcom Inc., DG - Dollar General Corp., Banks and the Crisis, Insurance Rates, Treasury Interests, TGT - Target Corp., CEIX - CONSOL Energy Inc., NKE - Nike Inc. Cl B, PDI - PIMCO Dynamic Income Fund, MJ - ETFMG Alternative Harvest ETF, Bond Deals.   Justin's PERSPECTIVE examines what has beco...

9-11-2023 – Does the U.S. Stock Market Look More Attractive Following Its Pullback? 12.09.2023

The selloff and rising underlying valuations result in a greater U.S. market discount.   Today's Stocks & Topics: Consumers in the US Are About to Hit a Wall, Housing, D - Dominion Energy Inc., SEVN - Seven Hills Realty Trust, GDDY - GoDaddy Inc. Cl A, WTI - W&T Offshore Inc., Google, TTC - Toro Co., VOO - Vanguard S&P 500 ETF, Where to Invests After 70, AMPH - Amphastar Pharmaceut...

9-8-2023 – Can Investors Make Sense Out of the Microchip Sector? 09.09.2023

Semiconductor stocks are no stranger to booms and busts and chip stocks have been red-hot this year, but analysts are wondering if there is more room 'to the upside'.  (Though it’s clear that many analysts and investors underestimated AI’s potential to propel sales this year, the real danger is what could happen if estimates climb too high.)   Today's Stocks & Topics: ET - Energy T...

9-7-2023 – The Majority of Homeowners Feel 'Locked In' by Their Current Mortgage Rate 08.09.2023

After bottoming out below 3% in January 2021, the average rate for a 30-year, fixed-rate mortgage now sits above 7% — which is just too high for many homeowners to consider selling. (But could a rate of 5% be the 'magic number' to trigger a move?)   Today's Stocks & Topics: DVN - Devon Energy Corp., EOG - EOG Resources Inc., ISM Sector, Mortgage Rates, Mining Industry in Saudi Arab...

9-6-2023 – Avoiding Investment Mistakes Is Crucial 06.09.2023

Everybody knows that if something looks too good to be true, it probably is-- yet millions of investors override their better judgment and buy investments that can’t possibly be delivered on their promise.   Today's Stocks & Topics: GPK - Graphic Packaging Holding Co., Rents, D - Dominion Energy Inc., TRTN - Triton International Ltd., Tesla Under Investigation, VWAGY - Volkswagen AG 1/10th...

9-5-2023 – Can You Protect Your Retirement Assets from Inflation? 06.09.2023

Why inflation can be a big deal in retirement—especially for new retirees.   Today's Stocks & Topics: UPS - United Parcel Service Inc. Cl B, LBRT - Liberty Energy Inc., The A-I Buzz Is Facing a Reality Check, Oil Demand, Financing Large Purchases, MJ - ETFMG Alternative Harvest ETF, FTAIP - FTAI Aviation Ltd. 8.25% Fixed/Floating Cum Redeem Pfd. Series A, FTAIN - FTAI Aviation Ltd. Pfd. Se...

9-4-2023 - Best of Caller Questions - Labor Day Edition 04.09.2023

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world. Today's Stocks & Topics: Cash-Out Refinance, Dividends & Taxes, Moving Averages, Cash, Treasuries, Roth I-R-A Contributions, Buying Vacation Properties, Equity Portfolio Allocation, Diversified Portfolio, Precious Me...

9-1-2023 – How to Calibrate Your Target Savings Rate 01.09.2023

Rules of thumb are better than nothing, but smart investors customize their own savings targets.  (You can hope investments will do all the heavy lifting on the road to retirement, but what you really need to do is take a close look at your budget in an effort to bump up your savings rate and reduce spending.)   Today's Stocks & Topics: DG - Dollar General Corp., Saudi Arabia's Oil Exp...

8-31-2023 – Does Adding Dividend Stocks Improve Portfolio Performance? 31.08.2023

While all indexes take essentially the same approach when cloning the conventional stock and bond markets, they diverge with dividend stocks.  (Stock market indexes already include many dividend-paying securities, so the question becomes: Should investors own even more?)   Today's Stocks & Topics: Demand for Oil, Evergreen, PYPL - PayPal Holdings Inc., SRS - ProShares Real Estate, BA - Boe...

8-30-2023 – How to Use Cash in a Portfolio 31.08.2023

A look at the pros and cons of the safest asset class.   Today's Stocks & Topics: XLE - Energy Select Sector SPDR ETF, University Education, Hedge Funds, Germany and Energy, NOK - Nokia Corp. ADR, Individual Bonds, CTRA - Coterra Energy Inc., PODD - Insulet Corp., STAA - Staar Surgical Co., NET - Cloudflare Inc. Cl A, CDs. Our Sponsors: * Check out Anthropic and use my code Claude.ai/inves...

8-29-2023 – When Stock Becomes Worthless, Can Investor's Gain a Valuable Lesson? 30.08.2023

According to Nasdaq data, more than 15 million transactions took place on August 16th in shares of a failing home retailer which filed for Chapter 11 bankruptcy protection in late April.   Today's Stocks & Topics: WM - Waste Management Inc., Rate Mortgages, Copper, Bed, Bath and Beyond, GILD - Gilead Sciences Inc., SN - SharkNinja Inc., Buying Vacation Properties, ATVI - Activision Blizzar...

8-28-2023 – There Is a Strategy to Using Taxable Bonds in a Portfolio 29.08.2023

If you already have equity exposure, taxable bonds could be a logical addition, thanks to their ability to generate income and reduce risk.   Today's Stocks & Topics: TPX - Tempur Sealy International Inc., Growth vs. Value, FCC and Private Equity and Hedge Funds, College Degrees, Taxable Bonds, ENPH - Enphase Energy Inc., NEE - NextEra Energy Inc., Mutual Funds, VMNFX - Vanguard Market Neu...

8-25-2023 – Price Data Reveals the Best U.S. Cities for First-Time Homebuyers 25.08.2023

Statistics from the U.S. Census show that there are 15 cities where home prices are much cheaper than the U.S. median of $416,100. (In fact, home prices in Texas are slightly cheaper than the U.S. average, which makes for some of the most affordable homes in the country.)    Today's Stocks & Topics: GWW - W.W. Grainger Inc., How Should An 18-year-Old Get Started in Investing, CAMT - Camtek...

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