InvestTalk

Owning too many overlapping investments can water down returns, so we will explain how spreading your portfolio too thin may create more risk than protection.  Today's Stocks & Topics: XPO, Inc. (XPO), Market Wrap, Tax Lost Harvesting, Infosys Limited (INFY), Palo Alto Networks, Inc. (PANW), Top 4 Signs You’ve Over-Diversified Your Portfolio, Newmont Corporation (NEM), Barrick Mining Corpo...

We will break down the contrasting retirement strategies and financial mindsets of Baby Boomers and Gen X to uncover key lessons for your financial future.  Today's Stocks & Topics: Richtech Robotics Inc. (RR), BNY Mellon US Large Cap Core Equity ETF (BKLC), Market Wrap, Kinross Gold Corporation (KGC), SSR Mining Inc. (SSRM), The Retirement Generation Gap: Boomers vs. Gen X, Accenture plc...

When you refinance your mortgage in 2025, there are both tax implications and opportunities for deductions that can boost your savings.  Today's Stocks & Topics: Salesforce Inc. (CRM), Market Wrap, Market Wrap, FactSet Research Systems Inc. (FDS), iShares MSCI Agriculture Producers ETF (VEGI), Mortgage Refinance in 2025? These Tax Breaks Can Boost Your Savings, KPP Newsletter, ProShares Ul...

If you know the secrets of top-performing 401(k)s, you can begin transforming your retirement savings from good to great.  Today's Stocks & Topics: RKLB - Rocket Lab Corp., Market Wrap, Amerigo Resources Ltd. (ARREF), Is Your 401(k) Doing Everything It Could Be?, Fixed Income, British American Tobacco P.L.C. (BTI), Gold, Powell Industries, Inc. (POWL), Employer Changing Retirement Plans, N...

In this episode, we weigh the potential of AI as a tool for financial literacy against its significant limitations, exploring why its "bare bones" advice may fall short of the personalized guidance needed for your most important financial decisions.  Today's Stocks & Topics: CNM - Core & Main Inc., Market Wrap, CALM - Cal-Maine Foods, Inc., AI vs. Human: Can You Trust a Robot w...

In this episode, we explore how successful individuals make a powerful shift in perspective—from seeing money as an end goal to a tool for unlocking opportunities and building sustainable, long-term wealth.  Today's Stocks & Topics: SBSW - Sibanye Stillwater Limited ADR, GOOG - Alphabet Inc., Market Wrap, The Millionaire Mindset: How Successful People Think About Money, ETFs that Pay Weekl...

In this episode, we will analyze a new Federal Reserve report that reveals how AI is quietly influencing hiring for jobs requiring a college degree (and why this trend of scaled-back hiring is expected to accelerate in the coming months).  Today's Stocks & Topics: CMG - Chipotle Mexican Grill, Market Wrap, MRK - Merck & Co. Inc., The AI Job Paradox: Why AI Isn't Causing Layoffs, It...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid’s Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans...

In this segment, we break down the estimated 2.7% cost-of-living adjustment for 2026 and explore why experts are concerned this moderate boost may not be enough to cover rising expenses for retirees.  Today's Stocks & Topics: DIS - Walt Disney Co., Market Wrap, EBAY - EBay Inc., The 2026 Social Security COLA: Will a 2.7% Increase Be Enough to Outrun Inflation?, BBNX - Beta Bionics Inc., TO...

In this episode, we weigh the potential for a small cryptocurrency allocation to enhance your retirement returns against the significant risks of its extreme volatility and unpredictable regulatory landscape.  Today's Stocks & Topics: AGX - Argan, Inc., Market Wrap, LRN - Stride Inc., The Crypto Retirement Debate: Is a Small Bet the Key to Future Wealth?, ZM - Zoom Communications Inc., Rec...

AI is rapidly transforming investment strategies and financial services, driving innovation and personalization in wealth management while presenting long-term opportunities that investors must actively monitor.  Today's Stocks & Topics: TGS - Transportadora de Gas del Sur ADR, Market Wrap, MKC - McCormick & Co., Inc., Why Investors Shouldn’t Ignore AI’s Impact, WDH - Waterdrop Inc. AD...

Identity theft occurs when someone uses another person's private data without permission and then commits fraud, so it is important to learn the warning signs.  Today's Stocks & Topics: DUOL - Duolingo Inc., Market Wrap, ICU - Sea Star Medical Holding Corp., What Is Identity Theft and How Can You Prevent It?, LUGDF - Lundin Gold Inc., Key Benchmark Numbers: Treasury Yields, Gold, Silve...

With gold prices nearing record highs, beginner investors should be exploring different gold investment options— before prices go higher. Today's Stocks & Topics: OMF - OneMain Holdings Inc., Market Wrap, ARE - Alexandria Real Estate Equities Inc., APLD - Applied Digital Corporation, Influx of Capital, Credit Card Interest Rates, TGT - Target Corp. Our Sponsors: * Check out Anthropic and u...

With strategic planning, Generation X still has a path to financial security— but they have to overcome significant retirement hurdles—including limited savings and rising debt.  Today's Stocks & Topics: DELL - Dell Technologies Inc., GEV - GE Vernova Inc., Market Wrap, Generation X Faces Unique Retirement Challenges — Can They Catch Up?, TTD - Trade Desk Inc., CAVA - Cava Group Inc., SG -...

An anticipated Fed rate cut this month could lower borrowing costs, reduce savings yields, and influence mortgage rates.  Today's Stocks & Topics: AMPX - Amprius Technologies Inc., Market Wrap, OKE - Oneok Inc., How a Fed Interest Rate Cut Could Impact Your Finances Soon, ULTY – Yield Max Ultra Option Income Strategy ETF, EVR - Evercore Inc, Consumer Spending, Delisted Stocks, CARR - Carri...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: FIW - First Trust Water ETF, Market Wrap, III - Information Services Group Inc., Politicians Stock Trades, CDs & Taxes, Cash-Out Refinancing, Measure the Health of a Dividend, Cash into The M...

To ensure smooth, multi-generational inheritance real estate wealth transfer in 2025 requires strategic use of gifting, trusts, and tax-efficient structures.  Today's Stocks & Topics: UMGNF - Universal Music Group NV, Market Wrap, DIS - Walt Disney Co., Are You Prepared for the Real Estate Wealth Transfer That Could Make or Break Your Family’s Future?, TTEK - Tetra Tech Inc., WRBY - Warby...

If you’ve got thirty years to go before retirement, you have time to learn how strategic asset allocation, consistent contributions, and adjusting for risk can help build a solid foundation for financial independence.  Today's Stocks & Topics: CROX - Crocs Inc., CAIE - Calamos Autocallable Income ETF, Market Wrap, Are You Missing the Key Steps to Maximize Your Retirement in the Next 30 Yea...

There are fresh risks to the labor market, including slowing job growth and rising long-term unemployment, and this may be opening the door to interest rate cuts.  Today's Stocks & Topics: CPB - Campbells Co., Market Wrap, DUOL - Duolingo Inc., Fed Chair Jerome Powell is Worried About the Job Market. Here Are 3 Red Flags for Workers, NKE - Nike Inc., Earnings Forecast, Supply and Lack of I...

There are simple and practical strategies to quickly build savings—including cutting unnecessary subscriptions, automating savings, maximizing rewards, and other smart money moves.  Today's Stocks & Topics: SMCI - Super Micro Computer Inc., Market Wrap, Silver, EXK - Endeavour Silver Corp., UPS - United Parcel Service Inc., 12 Totally Free Ways to Save Money Fast and Boost Your Passive Inc...

Despite some wage growth, the typical American worker’s pay has not kept pace with rising inflation over the past four years, especially in professions like education, while job growth favors sectors like healthcare and hospitality.  Today's Stocks & Topics: PYPL - PayPal Holdings Inc., Market Wrap, OKE - Oneok Inc., KPP Newsletter, Wages Are Falling Behind Inflation, Leaving Many Workers...

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Bonds, Portfolio Management, Credit Card Debt, Real Estate Co-Op, Investing for Kid’s Future, Current Bond Market, Investing in Morocco, Value Stock, Difference from a 403b and Regular 401k, The...

Recent changes to student loan repayment rules include adjustments to monthly payments, loan forgiveness eligibility, and borrowing limits that will impact current and future borrowers.   Today's Stocks & Topics: SO - Southern Company, Market Wrap, BDT - Bird Construction Inc., New Student Loan Repayment Policies Following Trump’s Budget Bill, Financial Ratios, AOS - A.O. Smith Corp., WULF...